QUOTE(oyl66 @ Sep 21 2010, 10:24 PM)
local bank? all of my friends dont recommend it...how is the offer of public and rhb cc?
Local bank is more easy to get the ccCredit Card v11
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 Sep 21 2010, 10:40 PM
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Junior Member
241 posts Joined: Dec 2006  
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Sep 21 2010, 11:05 PM
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All Stars
15,192 posts Joined: Oct 2004
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QUOTE(lara_ @ Sep 21 2010, 12:16 PM) Just received a call from OCBC CS. My pending application problem is cause by my billing address in CC application form is different from the record in their system. Last year I applied OCBC home loan using my old home address, now is new house address. After address is updated, CS ask me to check my application status next week. Your case is same as mine whereby my application was pending for so long. After 2 complaints, they told me the reason why pending.... Today, they approved me. It's a shame they did not call me to reconfirm my address. Instead they choose to left my application on pending recommendation status.  If I did not call in to complain, I dont know how long do I need to wait. This is my 3rd complain to CS btw.  If you didn't call up, you don't know the reason and if no response from us, they will just reject it. |
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Sep 21 2010, 11:09 PM
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241 posts Joined: Dec 2006
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QUOTE(jack2 @ Sep 21 2010, 11:05 PM) Your case is same as mine whereby my application was pending for so long. After 2 complaints, they told me the reason why pending.... Today, they approved me. I still donno why my application was rejected last time although now approved.If you didn't call up, you don't know the reason and if no response from us, they will just reject it. |
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Sep 22 2010, 12:22 AM
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Senior Member
4,051 posts Joined: Jan 2003 From: 槟城 
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Received my OCBC Titanium pin via snail mail, 1 day after I got my card yesterday...
 I went to the branch today and they told me need to wait for their mail... |
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Sep 22 2010, 12:30 AM
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Moderator
9,301 posts Joined: Mar 2008
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QUOTE(oyl66 @ Sep 21 2010, 10:24 PM) local bank? all of my friends dont recommend it...how is the offer of public and rhb cc? Any reasons why they do not recommend credit cards from local banks ? Maybank and CIMB Bank have the most offers throughout the year and they are supported for most 0% installment in the market, something which you might find useless at some point. Citibank and HSBC have lots of promotions too but the kind of promotion HSBC is having all the time will only benefit those high spenders. QUOTE(siutimtim @ Sep 21 2010, 10:40 PM) if his hsbc plat is only 6months can apply ma? or need at least one year ? Need to be more than 12-month old. This rule is made by BNM, if i'm not mistaken. |
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Sep 22 2010, 12:41 AM
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Senior Member
3,887 posts Joined: Jun 2008
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I too think local banks are too stingy (slow to response). Citibank give me some memorable time with Shell card while SCB was the first to offer money upon successful application + gst refund via points, and free gift from time to time.
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Sep 22 2010, 12:42 AM
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Junior Member
353 posts Joined: Feb 2006 From: Cheras 
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my brother called CIMB. He said still need 200k income even you have the hsbc plat card wo...
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Sep 22 2010, 12:58 AM
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Senior Member
522 posts Joined: Dec 2008
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QUOTE(siutimtim @ Sep 22 2010, 12:42 AM) my brother called CIMB. He said still need 200k income even you have the hsbc plat card wo... Customer service may not be aware promotions held at card centre. |
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Sep 22 2010, 12:59 AM
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Junior Member
356 posts Joined: Oct 2007
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Was thinking of applying for HSBC Platinum. It doesnt say much about annual fees on the website. Any idea if the annual fees is free or can be waived? Please advise. Thanks
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Sep 22 2010, 12:59 AM
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Senior Member
522 posts Joined: Dec 2008
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QUOTE(Eng_Tat @ Sep 21 2010, 09:30 PM) hi guys, bank updates ccris for cc, is on statement date or due date? thanks By every 10th of each month. |
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Sep 22 2010, 01:52 AM
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Elite
8,601 posts Joined: Jan 2003 From: KL
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QUOTE(yewjin @ Sep 22 2010, 12:59 AM) Was thinking of applying for HSBC Platinum. It doesnt say much about annual fees on the website. Any idea if the annual fees is free or can be waived? Please advise. Thanks yes it is waivable, swipe 12 times. |
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Sep 22 2010, 02:12 AM
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Senior Member
3,065 posts Joined: Mar 2009 From: N.Sembilan
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Received call from OCBC Credit Processing Department. Said my NRIC and cc fax copies were too dark =.=
I requested to re-apply through email, and she really did give me an email! All the Customer Service officers said cannot apply via email, but this girl says can. What's going on? You guys also can try to apply through "cap@ocbc.com". You may attach the form and supporting documents in Word/PDF/JPG format. |
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Sep 22 2010, 07:18 AM
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Junior Member
264 posts Joined: Jan 2003 
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QUOTE(chemistry @ Sep 22 2010, 02:12 AM) You guys also can try to apply through "cap@ocbc.com". You may attach the form and supporting documents in Word/PDF/JPG format. I sent my OCBC Ti application form via email but it seems like they never read their email |
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Sep 22 2010, 07:21 AM
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Senior Member
1,230 posts Joined: Sep 2008
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QUOTE(rockefeller @ Sep 22 2010, 12:58 AM) Customer service may not be aware promotions held at card centre. Actually, they are right. You do need to provide prove of income if required. After all, the existing card could be an FD secured card etc.  |
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Sep 22 2010, 07:27 AM
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Junior Member
241 posts Joined: Dec 2006
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QUOTE(one leg kicking @ Sep 22 2010, 07:18 AM) I sent my OCBC Ti application form via email but it seems like they never read their email My application through agent personal e-mail.But appeal for application was e-mail to cap@ocbc.com, they respond quite fast, called me after a day. even in holiday. |
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Sep 22 2010, 07:45 AM
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All Stars
15,192 posts Joined: Oct 2004
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QUOTE(travelyew @ Sep 22 2010, 07:27 AM) My application through agent personal e-mail. Great. Your application was approved 1 day before me.But appeal for application was e-mail to cap@ocbc.com, they respond quite fast, called me after a day. even in holiday. Yes, the response is quite fast. Called me in the noon when complaint was sent in the morning. They asked for my employment letter. |
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Sep 22 2010, 08:06 AM
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Junior Member
241 posts Joined: Dec 2006
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QUOTE(jack2 @ Sep 22 2010, 07:45 AM) Great. Your application was approved 1 day before me. The bank response to me quite fast, but the agent ...........Yes, the response is quite fast. Called me in the noon when complaint was sent in the morning. They asked for my employment letter. |
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Sep 22 2010, 08:22 AM
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All Stars
15,192 posts Joined: Oct 2004
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QUOTE(travelyew @ Sep 22 2010, 08:06 AM) The bank response to me quite fast, but the agent ........... The OCBC staff who served me to send application for him, did not response me after I sent him an e-mail why the system announced my application was rejected but there was another 2nd application again in the system.  |
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Sep 22 2010, 08:32 AM
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Junior Member
241 posts Joined: Dec 2006
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QUOTE(jack2 @ Sep 22 2010, 08:22 AM) The OCBC staff who served me to send application for him, did not response me after I sent him an e-mail why the system announced my application was rejected but there was another 2nd application again in the system. If u send the e-mail to cap@ocbc.com, i think should write the title clearly.Since so many people send to same e-mail account, hard to make sure is it your mail will send to that person. |
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Sep 22 2010, 08:43 AM
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All Stars
15,192 posts Joined: Oct 2004
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QUOTE(travelyew @ Sep 22 2010, 08:32 AM) If u send the e-mail to cap@ocbc.com, i think should write the title clearly. No, that was sent to the agent's ocbc email, not cap.Since so many people send to same e-mail account, hard to make sure is it your mail will send to that person. |
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