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 Credit Card v11

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travelyew
post Aug 23 2010, 11:43 PM

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For the OCBC titanium, it charge for statement?

Statement Retrieval Fee
a) Current to 2 months Free of charge.
b) Above 3 months RM5 per statement


travelyew
post Aug 23 2010, 11:55 PM

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ic, 2moro call to clarify it...
travelyew
post Aug 26 2010, 10:02 PM

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QUOTE(ghoss @ Aug 26 2010, 09:52 PM)
Beside CIMB / EON / Public / HSCB / Standard / Am Bank,

Anyone knows which bank accept people who has 1.7k salary monthly ??

Thanks.
*
hong leong.......
got promotion now, will waive the GST for 5 years

travelyew
post Aug 26 2010, 10:28 PM

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QUOTE(MilesAndMore @ Aug 26 2010, 10:12 PM)
Is this written in black and white ?
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It will give you relevant reward points to cover the GST.
http://www.hlb.com.my/promo/pfs/cc_swipe/index.jsp?s=ccpromo

travelyew
post Aug 26 2010, 11:00 PM

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QUOTE(chemistry @ Aug 26 2010, 10:36 PM)
Are you really gonna apply for HLB card because of 5 years GST waiver? shocking.gif
*
Actually i also plan to apply hlb credit card.
However, after i found the ocbc titanium card give better offer, so apply ocbc titanium loh...........................

travelyew
post Aug 27 2010, 12:12 AM

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QUOTE(MilesAndMore @ Aug 26 2010, 11:26 PM)
The problem is that the OCBC Titanium MasterCard alone is not enough. Based on my spending pattern (just on fuel, utilities etc.), I would easily hit the RM50 cash rebate quota. Therefore, some of us still need a second or may be a third card and this Hong Leong Bank offer certainly helps.
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Much enough for me...............
travelyew
post Aug 27 2010, 12:16 PM

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QUOTE(yhtan @ Aug 27 2010, 12:02 PM)
just asking, if i got business income around 20k per annum, plus my employment income around 21k per annum, is it enough for me to apply OCBC titanium card?

FYI, i got Borang B and tax receipt, payslip, employment letter and what else supporting document do i need to submit?
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I think is enough, however, better call ocbc.
Or just leave your phone no. on ocbc website, they will call u soon.

travelyew
post Aug 27 2010, 01:08 PM

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QUOTE(chemistry @ Aug 27 2010, 12:50 PM)
If you have any other credit card which you have held more than a year, it can help a lot.
For long time already I never used my payslip to apply for cc.
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I'm the fist time apply the cc...
All documents needed.
travelyew
post Aug 27 2010, 01:35 PM

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QUOTE(chemistry @ Aug 27 2010, 01:19 PM)
Oh I see.
It is good to furnish complete set of documents smile.gif
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However,I lost my last month pay slip.
But my EPF statement got show last month info.
The agent said ok for that.

travelyew
post Aug 27 2010, 02:39 PM

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QUOTE(yhtan @ Aug 27 2010, 02:18 PM)
alright, i should check out with them
didn't apply any CC before, now wanna try out
borang B along with tax receipt is sufficient? no need bank statement?
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1st need apply need complete documents.
Just ask the agent, it will tell u clearly.

travelyew
post Aug 27 2010, 07:41 PM

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QUOTE(avengers88 @ Aug 27 2010, 07:27 PM)
Guys , lets say i just starting working . Salary is bout 3k . It is my
first month. Am i illegible to apply for a CC ? And if i do , which
one should i apply ? Considering all situation to one that just started working. In need of transportation and stuffs.
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Just working already got 3k?
So good de.....

Normally apply cc need 3 months pay slip.

travelyew
post Aug 28 2010, 09:38 AM

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QUOTE(zenquix @ Aug 28 2010, 03:53 AM)
1K very easy if you offer to pay for colleagues hehehehe. Anyway i think with petrol + dining + grocery + utilities, i think can hit RM1k. the rest can use Alliance.
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can use the cc to pay the bill which not under the card holder's name?

travelyew
post Aug 28 2010, 11:17 AM

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QUOTE(ashkamz @ Aug 28 2010, 11:06 AM)
yes you can.  smile.gif
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How to use the cc to pay the electric, water or phone bill for others?
Just apply for my 1st cc.........
So need to ask those stupid question.
tongue.gif tongue.gif tongue.gif

travelyew
post Aug 28 2010, 04:49 PM

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QUOTE(SeanChang @ Aug 28 2010, 04:38 PM)
are u talking about ocbc titanium?
Aug - Dec 2010 max cash bash cap = RM100
Jan 2011 onwards = RM50
no changes on the cash back rate
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Correct, I just realize that both principal and supplementary card share the total cash back..
travelyew
post Aug 29 2010, 09:08 PM

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QUOTE(chemistry @ Aug 29 2010, 01:03 PM)
I too realized this only after asking the card agent.
Even though principal & supp share the rebate, I'm still gonna apply for a supp.
If the cash rebate is max out, the extra swiping can contribute to getting GST waiver perhaps.
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But spend of principal and supplemental card are separate.
10k for principal and 5k for supplemental.

travelyew
post Aug 30 2010, 01:33 PM

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QUOTE(chemistry @ Aug 30 2010, 01:23 AM)
My mistake~ sweat.gif
Yes the waivers are separate.
10k is kinda difficult to achieve.
Will apply for 1 main + 1 supp, instead of 2 main.
Application of main card and supp card cannot be done at the same time, according to the card agent. Supp card can be requested upon approval of main card.
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After get the card then only consider apply for supplementary card.
travelyew
post Sep 1 2010, 06:49 PM

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QUOTE(maru @ Sep 1 2010, 06:35 PM)
yes still can get....

if cancellation done before 6 months....the commission will pull back sad.gif
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I thought the commission will be paid to agent after application summited.
How come the commission can be pull back?
travelyew
post Sep 1 2010, 07:21 PM

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QUOTE(Veda @ Sep 1 2010, 07:01 PM)
http://www.starproperty.my/PropertyScene/P...yScene/6801/0/0
Anybody knows which credit cards can absorb the RM50 government tax? I mean unconditionally, without needing to spend a certain amount or using reward points.
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hlb, only need swipe 12 or 24 times per year
travelyew
post Sep 2 2010, 08:51 PM

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QUOTE(lara_ @ Sep 2 2010, 11:39 AM)
Me too. Nobody call me yet.
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Same.........
travelyew
post Sep 3 2010, 06:56 PM

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Just check my ocbc application through phone, unsuccessful........
rclxub.gif rclxub.gif

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