Welcome Guest ( Log In | Register )

Bump Topic Topic Closed RSS Feed

Outline · [ Standard ] · Linear+

 Credit Card v11

views
     
bingozero
post Aug 19 2010, 08:43 AM

♥♥♥♥♥♥♥♥♥♥♥♥♥♥♥♥♥♥♥♥♥
*******
Senior Member
4,522 posts

Joined: Jan 2009
QUOTE(ronnie @ Aug 19 2010, 08:28 AM)
Where to get this savings calculator ?
*
http://www.ocbccards.com.my/titaniumCalculator.aspx
bingozero
post Aug 27 2010, 09:48 AM

♥♥♥♥♥♥♥♥♥♥♥♥♥♥♥♥♥♥♥♥♥
*******
Senior Member
4,522 posts

Joined: Jan 2009
QUOTE(devil86 @ Aug 27 2010, 09:33 AM)
Hi, wanna know that normally how much credit limit a citibank platinum card has?
*
user posted image
By the way this credit limit is not the minimum, you can decrease it later
bingozero
post Sep 2 2010, 03:45 PM

♥♥♥♥♥♥♥♥♥♥♥♥♥♥♥♥♥♥♥♥♥
*******
Senior Member
4,522 posts

Joined: Jan 2009
QUOTE(jack2 @ Sep 2 2010, 10:57 AM)
Anyone applied OCBC some where in the last week of Aug and the result is known?
*
You can call the hotline and check the application status.
bingozero
post Sep 13 2010, 08:42 PM

♥♥♥♥♥♥♥♥♥♥♥♥♥♥♥♥♥♥♥♥♥
*******
Senior Member
4,522 posts

Joined: Jan 2009
QUOTE(carlitofreak @ Sep 12 2010, 09:02 PM)
Hi,

If i use FD secure method with RM10,000 deposit, what type of card that i eligible to apply? Platinum possible ?(with CL of RM10k) Am i eligible to apply for Maybank or HSBC? Will they entertain?

Thanks
*
You can try for EON bank, they will offer you a gold card.
bingozero
post Sep 13 2010, 09:14 PM

♥♥♥♥♥♥♥♥♥♥♥♥♥♥♥♥♥♥♥♥♥
*******
Senior Member
4,522 posts

Joined: Jan 2009
QUOTE(ichigo1987 @ Sep 13 2010, 09:09 PM)
my salary is RM1,100.
I need a credit card for petrol and some e-payment only.
More likely to get a credit card with card limit RM2,000.
Anyone can give me advice?
What bank is better for me?
*
At least 1.5k min salary to entire to get a credit card.
bingozero
post Sep 13 2010, 09:28 PM

♥♥♥♥♥♥♥♥♥♥♥♥♥♥♥♥♥♥♥♥♥
*******
Senior Member
4,522 posts

Joined: Jan 2009
QUOTE(ichigo1987 @ Sep 13 2010, 09:20 PM)
Must atleast Rm1,500 =.=...
Lower card limit also can not?
Let say card limit RM1,000.
*
Ya, thats was the minimum requirement for apply a credit card.
Minimum salary is 18K per annum
bingozero
post Sep 15 2010, 02:07 AM

♥♥♥♥♥♥♥♥♥♥♥♥♥♥♥♥♥♥♥♥♥
*******
Senior Member
4,522 posts

Joined: Jan 2009
QUOTE(MilesAndMore @ Sep 14 2010, 05:06 PM)

- Public Bank
- OCBC Bank
- AMBank
- Hong Leong Bank
- Alliance Bank
Just to name a few. You need to pay RM10 for stamp duty when applying for OCBC's. Alliance Bank charge RM10 for stamp duty and another RM50 as processing fee if my memory serves me correctly. Not sure if any other banks will charge you at all. I used to have a secured credit card from HSBC and i paid absolutely nothing to them. They did not ask me to pay for the stamp duty either.
*
Count EON Bank in, my friend successfully get a cc with placing FD in EON bank
bingozero
post Sep 17 2010, 01:47 AM

♥♥♥♥♥♥♥♥♥♥♥♥♥♥♥♥♥♥♥♥♥
*******
Senior Member
4,522 posts

Joined: Jan 2009
QUOTE(kelvinlee1983 @ Sep 16 2010, 01:13 PM)
Today I check my UOB cc.
They suddenly increase my credit limit from 3k to 6k
Maybe they know that i going to cancel this card while the GST due!

But, i cannot cancel this principle card, as my suppliment card,
they are currently run EPP plan, which still got 10 months to finish the installment.
*
How long did you holding your cc?
Mine maybank already use 1 year plus also didn't increase any limit doh.gif
bingozero
post Sep 18 2010, 08:30 PM

♥♥♥♥♥♥♥♥♥♥♥♥♥♥♥♥♥♥♥♥♥
*******
Senior Member
4,522 posts

Joined: Jan 2009
QUOTE(colt45 @ Sep 18 2010, 11:47 AM)
guys..how do you make payment using cc for utilities (TNB & syabas)?
Do you have to go to their counter?
btw..Im using cimb  card..thanks
*
If you want to pay tnb bills using cc, just go to tnb center payment counter.
Take note that they will not accept cc payment if you pay telekom bill at tnb center payment counter.
For syabas, go to syabas branch.
bingozero
post Sep 21 2010, 06:52 PM

♥♥♥♥♥♥♥♥♥♥♥♥♥♥♥♥♥♥♥♥♥
*******
Senior Member
4,522 posts

Joined: Jan 2009
I found this from my friends e-mail
Don't know it is fake or not, mind to share?

QUOTE
Credit Card at petrol pump

Beware when using credit card to fill petrol. Just got to know about this case through a friend that this thing actually happened to one of his co-workers.

She used her credit card to purchase gas at the pump (like most of us do). She received her receipt like normal. However, when she checked her statement, there were 2 x RM50 charges added in addition to her purchase.

Upon investigation, she found out that because she did not press the 'CLEAR ' button at the pump, the employee inside the store was able to use her card to purchase his/her own gas!

To keep this from happening, after you get your receipt, you must press the 'CLEAR ' button or your information will be stored until the next customer inserts their card.

Be sure to tell all your friends / family so that this doesn't happen to them !
Pressing the clear button is a must each and every time.

bingozero
post Sep 24 2010, 11:09 AM

♥♥♥♥♥♥♥♥♥♥♥♥♥♥♥♥♥♥♥♥♥
*******
Senior Member
4,522 posts

Joined: Jan 2009
New credit card came from American Express
Pantai American Express® Credit Card
http://www.maybank2u.com.my/mbb_info/m2u/p...sonal/CRD-Cards
bingozero
post Sep 24 2010, 01:29 PM

♥♥♥♥♥♥♥♥♥♥♥♥♥♥♥♥♥♥♥♥♥
*******
Senior Member
4,522 posts

Joined: Jan 2009
QUOTE(David83 @ Sep 23 2010, 02:54 PM)
Card specific benefits:

-Use your Card for all expenses the hospitals and get 2% cash rebate.
-Get RM50 Guardian voucher when you use your Card for the 1st time*
-Savings of up to 20% for Pantai Hospitals' and Gleneagles Kuala Lumpur suites
-Savings of up to 10% on all hospitals' charges during admission (excluding doctors' fees)
-Earn 5x TreatsPoints at selected Wellness Partners
-2x TreatsPoints for all spend elsewhere
-Enjoy exclusive Health Screening packages at Pantai Hospitals or Gleneagles Kuala Lumpur when you spend RM20,000 on the Card in a year.
*
But not many hospital accept amex for the payment. doh.gif
2% cash rebate is out of my mind.
bingozero
post Sep 25 2010, 10:29 PM

♥♥♥♥♥♥♥♥♥♥♥♥♥♥♥♥♥♥♥♥♥
*******
Senior Member
4,522 posts

Joined: Jan 2009
For the CIMB Smart I.Pay plan is apply for which cimb credit card?
bingozero
post Sep 25 2010, 10:48 PM

♥♥♥♥♥♥♥♥♥♥♥♥♥♥♥♥♥♥♥♥♥
*******
Senior Member
4,522 posts

Joined: Jan 2009
QUOTE(chemistry @ Sep 25 2010, 10:34 PM)
all CIMB and DA credit cards are eligible.
*
But for the CIMB islamic card is not eligible for Smart I.Pay plan, is that true?
bingozero
post Sep 25 2010, 11:01 PM

♥♥♥♥♥♥♥♥♥♥♥♥♥♥♥♥♥♥♥♥♥
*******
Senior Member
4,522 posts

Joined: Jan 2009
QUOTE(chemistry @ Sep 25 2010, 10:53 PM)
I am not sure.
Your cc is an Islamic card?
*
Ya, thats why I worry about sweat.gif
But cannot apply one more cimb cc , must cut this one then apply another vmad.gif
bingozero
post Sep 28 2010, 12:07 PM

♥♥♥♥♥♥♥♥♥♥♥♥♥♥♥♥♥♥♥♥♥
*******
Senior Member
4,522 posts

Joined: Jan 2009
Public bank already announce a new Esso mobil gold credit card
user posted image
http://www.pbebank.com/en/en_content/perso...visa_em_gd.html
bingozero
post Sep 28 2010, 01:39 PM

♥♥♥♥♥♥♥♥♥♥♥♥♥♥♥♥♥♥♥♥♥
*******
Senior Member
4,522 posts

Joined: Jan 2009
QUOTE(ck3lam @ Sep 28 2010, 01:24 PM)
For most people might fall under category 2% or 3% with additional 3% during promotion.
Unless you always use the car in your work, otherwise not really worth it. I'll stick with the existing cards with flat 5% regardless of spending tier. I think PB always like to have cash rebate tier in their promotion.


Added on September 28, 2010, 1:31 pm
Do you pump more than RM800 every month?
*
Maybe he is driving a lambogini? wub.gif
I might consider this cc because it is free for life without any condition.
bingozero
post Oct 11 2010, 06:07 PM

♥♥♥♥♥♥♥♥♥♥♥♥♥♥♥♥♥♥♥♥♥
*******
Senior Member
4,522 posts

Joined: Jan 2009
QUOTE(yuunasue @ Oct 11 2010, 05:20 PM)
Please update if 2010 budget announcement come out.. thinking which card should cxl . . .
*
For budget 2010 is already announce at last year biggrin.gif . But for budget 2011, will be coming soon.


Added on October 11, 2010, 6:07 pm
QUOTE(yuunasue @ Oct 11 2010, 05:20 PM)
Please update if 2010 budget announcement come out.. thinking which card should cxl . . .
*
For budget 2010 is already announce at last year biggrin.gif . But for budget 2011, will be coming soon.

This post has been edited by bingozero: Oct 11 2010, 06:07 PM

Topic ClosedOptions
 

Change to:
| Lo-Fi Version
0.0516sec    0.48    7 queries    GZIP Disabled
Time is now: 12th December 2025 - 12:03 AM