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 Credit Card v11

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siutimtim
post Aug 23 2010, 01:27 PM

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is the new preferred world mastercard same like cimb world mastercard? why scb requirement to get the card is so low de???? the card look like classic card only...
siutimtim
post Aug 23 2010, 09:36 PM

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QUOTE(MilesAndMore @ Aug 23 2010, 09:34 PM)
It's different.
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nobody apply scb world card? the benefits like not many lo... like lesser than platinum card le

why scb always make the card lowest requirement one.. haha platinum card also they last time make it very low
siutimtim
post Aug 23 2010, 09:41 PM

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QUOTE(MilesAndMore @ Aug 23 2010, 09:40 PM)
This banking package was unveiled just this morning. Anyway, this card does have better perks actually. For example, it gives you 2x Choice Points if you charge a minimum of RM1500 to the card each month (i think there is a cap though).
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banking package? this one not like credit card? so this world card minimum CL also like cimb world card 100k? but the requirement is very low le, can not go to the airport plaza lounge also
siutimtim
post Aug 24 2010, 03:11 PM

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so actually this SCB world card is it higher standard than platinum? very confuse lehh... last time visa signature come out then everyone say that is higher class than plat card one then citibank come out one visa signature with lower requirement than platinum.. last time also everyone say world mc is very high class one but now come scb world mc with lower than normal plat card requirements in other banks and design also like normal atm card only lo... I think now the bank focus on rewards already lo no more which card high class or not gua... now for sure many ppl can have world mc card easily already lo.. I thought RM6k/month should be platinum requirement but for wolrd card pula... downgrade already.. hahaha...


siutimtim
post Aug 25 2010, 02:01 AM

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QUOTE(hye @ Aug 24 2010, 04:07 PM)
@siutimtim ... here's an explanation for you.

(VISA) Classic/Standard -> Gold -> Platinum -> Signature -> Infinite
(Mastercard) Classic/Standard -> Gold -> Platinum -> Titanium -> World
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but why scb world card requirement is so low one.. is this lower class world mastercard le or same standard like cimb world mc le... less benefits than platinum card some more wo..
siutimtim
post Aug 28 2010, 09:27 AM

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QUOTE(bingozero @ Aug 27 2010, 09:48 AM)
user posted image
By the way this credit limit is not the minimum, you can decrease it later
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how come the citibank platinum CL is so low? then I think the highest CL give to platinum holder is still hsbc 30k ohh right
siutimtim
post Aug 28 2010, 10:15 PM

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QUOTE(MilesAndMore @ Aug 28 2010, 02:19 PM)
That is not the highest. It is actually the lowest. All HSBC Platinum and Premier credit card start with RM30,000 of credit line.
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i mean the lowest hsbc give to plat card is rm30k which is highest miminum offer by banks to plat card.. you guys misunderstood le..hehe ,, my dad hsbc cl already 100k la..
siutimtim
post Sep 4 2010, 02:59 AM

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QUOTE(alexwsk @ Sep 3 2010, 09:30 PM)
make it 4
yea, diff to know what's their system time to send in the sms
true also... my friend said horrr... they select the winners they want not really based on the time you send sms worrr.. so time is not important one... hahahahaahaha

siutimtim
post Sep 21 2010, 02:55 PM

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QUOTE(rockefeller @ Sep 21 2010, 01:46 AM)
both had theirs done in pavilion today smile.gif


Added on September 21, 2010, 1:46 am

do share with us when you get yours smile.gif

just wait for one hour get card immediately!
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You mean it shows there HSBC plat card with RM30k CL can apply for CIMB world card? My brother has DA plat card with 35k limit and HSBC plat with 30k CL. Can he apply that ma? Besides of pavillion, where can he applies this one? Damansara credit card center can do that?
siutimtim
post Sep 21 2010, 10:40 PM

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if his hsbc plat is only 6months can apply ma? or need at least one year ?
siutimtim
post Sep 22 2010, 12:42 AM

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my brother called CIMB. He said still need 200k income even you have the hsbc plat card wo...
siutimtim
post Sep 22 2010, 12:28 PM

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looks like CIMB world card has more benefits than Direct Access World Card leee.. I thought is the same le...
siutimtim
post Sep 22 2010, 12:42 PM

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i just check from the web site like free dining and points.. both web pages showing different info..

btw, what is the leather free gifts they give for approved worldcard holder?? not mention in website pun..
siutimtim
post Sep 22 2010, 02:02 PM

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I think now it is easier to get worldcard de lo.. just like last time plat card.. haha

see stanchart world card requirement is so low le,,, then cimb one also no need rm200k/annum also can apply le..

actually direct access and cimb card got same standard? a lot of my friends dunno what is direct access.. haha
siutimtim
post Sep 22 2010, 04:09 PM

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actually do they really check your income when you apply for credit card.. if my cl has rm40k but my current income only 2k per month la.... then I still can apply another plat card ????
siutimtim
post Sep 23 2010, 11:54 AM

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I saw the direct access worldcard today.. walao, not classy at all one le... is like a normal cheap plastic card.. no shining shining effect like platinum card.. if people dunno what is world card, they might think this is classic card lo...

why now sound like everyone qualify to apply worldcard dy.. few months back only everyone saying word card very high class now like all plat can upgrade dy.. haha

the maybank worldcard got shining like platinum card or also like cimb world card le.. I think too plain lo.. at least give a little glossy lo.., haha
siutimtim
post Sep 23 2010, 04:54 PM

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SCB World card is not so dull... at least more colorful with design,, requirements is lower than some bank plat card,, haha
siutimtim
post Sep 28 2010, 12:13 PM

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QUOTE(andytan18 @ Sep 28 2010, 08:57 AM)
I doubt the approval is done at the back room, as per my case, I went back to the card centre after 50 minutes, the lady there ask for my NRIC again and keyed in to the system and said, " ya, your card is ready". Then she walk in to the "back room" and came out around 10 minutes with the cards.. 

I think the back room is to prepare the cards only...
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correct loh... I went with my dad yesterday... confirm they have to process at the HQ damansara (11am till 5pm only) the girl said and pavillion only process the card nia.. so no matter you tell the staff you work for your dad or you have a million also useless lo because they only submit the application only le... approve or not still up to the damansara team wo...

my dad got the card in 50minute but no free gift... she said out of stock vmad.gif

siutimtim
post Sep 29 2010, 03:43 PM

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QUOTE(hye @ Sep 29 2010, 03:32 PM)
Due to the popularity of the card right now, expect a longer processing period. Most of the guys who posted their Ti application timeline indicates a 3-4 weeks processing cycle.


Added on September 29, 2010, 3:34 pm

Yes ... and it has been the rule since the product was first introduced many years ago. (Back then it was SBB Direct Access)
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DA is for educated people with cert only..hahaha.. but if you ask me, i will choose CIMB card lo.. many ppl don know what is direct access le.. I think cimb requirement is higher if you apply worldcard.. i see my dad application form like 180k can apply dy but cimb world is rm200k.. now hsbc plat also lower their requirement dy..rm100k.. last time is rm150k ohhh...
siutimtim
post Sep 29 2010, 04:02 PM

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QUOTE(ck3lam @ Sep 29 2010, 03:53 PM)
Every second there are thousands of sms received by the system, so every sms has to queue up and wait for their turns. I tried both months also received the confirmation after half an hour. Just like when you are sending sms during New Year at 12am sharp. The other party may not get it instantly.
Since you are saying the same person won the first prize in both months (envy), maybe they have a good method or timing of sending sms? Perhaps they know what is the exact time used in SCB? Our 9am sharp maybe 10 seconds late compare to SCB  That is already a big difference.
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even you are the first few, they still can change it to other preferred users after referring to the card records... hahaha.,, sure got filter one...

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