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 Credit Card v9, RM50 GST dilemma

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SUSsilentpeas
post Dec 23 2009, 10:23 AM

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is that every of u has like 5-10 cards? hmm.gif when all malaysian are canceling their cards, i am applying for new card, is that wise? so far i have only 2 cards.
SUSsilentpeas
post Dec 26 2009, 11:23 AM

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alliance bank rejected my application for Younique card, my annual salary 30k, i've provided all documents even with epf statement....is it because of the rm50 tax they rejected me? sad.gif
SUSsilentpeas
post Dec 26 2009, 11:56 AM

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QUOTE(winner @ Dec 26 2009, 11:50 AM)
Alliance Bank sometimes can be very strict to first timers. A lot of freshies have been rejected for Alliance Younique MC.

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which bank cc is worth to apply atm?
SUSsilentpeas
post Jan 2 2010, 09:36 PM

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hi, i have some questions regarding installment payment of credit balance and available balance.
Lets say i've purchased a gadget priced RM2000 using credit card with credit limit 3k. and then the bank offer installment plan 12 months for that purchase. assume i have to pay rm170 for 12 months, is that the payment is like normal credit card payment? if i have other retail purchase other than that RM2000 installment, i have to pay more than RM170 every month is that right? example i pay rm300, will the bank automatically clear rm170 for the installment and the rest for other balance?
and what will be the available balance? if i pay rm170 every month, i will gain back that rm170 available balance every month or i have to finish paying complete amount of Rm2k in order to gain back that balance?
SUSsilentpeas
post Jan 22 2010, 10:04 AM

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QUOTE(Bakmoi @ Jan 21 2010, 12:05 PM)
Planning to get a CC soon , My pa is 20k.

Any good cards to recommend ?

I plan to get Citibank Shell card and Maybank Amex.

Other suggestions ?  notworthy.gif
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i thought all maybank cc required pa 30k?
SUSsilentpeas
post Jan 22 2010, 10:15 AM

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QUOTE(saiga @ Jan 22 2010, 10:09 AM)
nope, only 18K.
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blink.gif really? they didn't update their website that often then....it always shows RM30k, long before wanted to apply but got upset everytime saw the rm30k requirement...
SUSsilentpeas
post Jan 22 2010, 02:28 PM

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QUOTE(jphlau @ Jan 22 2010, 01:43 PM)
A tip for you. Did you just graduate? You can go open a hsbc grad pack acc. Fee acc and can apply credit card easily with just your offer letter. Approval rate is higher as well.
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where do u get info abt this hsbc grad pack acc? i cant find any info about this online

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