Where do you get this information? In their website they say card holder have to pay.

I was directed here by moderator to discuss about "Maybank Credit Card for purchasing Dell Lap Top".

Re-explain my situation:

> I am new to this "credit card" thing.
> I just started work for 3 months.
> Salary almost Rm2k.
> I want to buy Dell lap top online (0% interest).

How long will I be able to get my credit card approved to be used?

I want to hear from those with experience in this matter.

Thank you all in advance for your cooperation.

@ Bizmind

Being new to the job may pose a slight problem but you can try. If you want to get 0% interest from Dell then that leaves you with just Maybank and Citibank cards. Speed of cc application approval is dependant on whether your documents are complete or not and this can range from 2 weeks to 2 months on a worst case scenario. Being 3 months into the job, banks will ask for just about everything.

Citibank have a 1 hour processing but you have to go to the main branch in Menara Ctitibank Jalan Ampang (correct me folks if the facility is no longer available) and they will ask you to print out your EPF on the spot. I can't remember whether there's any additional condition to this.

Good luck! And do remember not to built debts so early into your job.

@Bizmind, if you are still on your job probation, then the likelihood of approval is non-existing.

oh.

so we need to go bank check with them to cancel it?

where u get the info

Once RM 50 is being charged, call CS to use your point to redeem the waiver.

GOSH!! I am still in probation period!!
Looks like I need to borrow someone else's CC.
ZZZZZZ!!!

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Added on January 8, 2010, 10:36 amI just want the lap top.
After finish paying the lap top, I will terminate this DANGEROUS CC..

This post has been edited by Bizmind: Jan 8 2010, 10:36 AM

Use points to pay for the RM50 is still not worth.
We want a pure waiver

That's true but no bank is going to offer such thing right? Any bank?

yaya, its written on the 1st statement, hmmm other bank offer free a?
any other CC user got their Touch and Go card? got charges eh?

eon bank, but swipe 36 times though. not exactly pure but close

does it apply to all EON Bank card?
like EON-GSC card?
36 times = 3 times a month
hmmm

To the ppl who cut their DA cards, how long will it take for the card to be fully cancelled? I asked to cut like 2 weeks ago, but it still appears in my cimbclicks...

@Bizmind might not so easy to get cc espec when ur still on probation. Even if its possible it will take a while since all the cc dept for all banks will be very busy with applications (termination mostly). Anyway, no harm just applying for it first (in fact, if you happen to have a bonus on a particular month, use that month's payslip! sometimes it helps )

i didn't see it on their website

I already cut my cimb cc, not DA about 1 month ago, and now my cc also appears at cimbclick, call the cs also don't pick up

Many if not most, got their credit cards approved even during probation. I am one of them but that was many years back, unless there is a new rule stating probationary-in-work applicant cannot apply. You are above 21 years old with 3 months pay slip supporting with epf statement (with 3 months contribution in it), I don't see a reason why you won't be approved. However the approved credit limit could be as low as RM 3k though.

low CL for first timer shud be a gd thing

its not on the website at the moment, have to call their service center to ask about it.

ic, then i will wait until it's in black and white