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 Credit Card v9, RM50 GST dilemma

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temptation1314
post Jan 8 2010, 01:27 PM

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Btw, CIMB really screwed up this time...
I called their CS for like 5 times a day which lasted for 20minutes+ and nobody is picking up.

Bankcrupt jor is it this CIMB? doh.gif
PJusa
post Jan 8 2010, 01:33 PM

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i wonder if there is a bank curtesy waiver of the tax on high-volume cards. anyone with a turnover of around 50k p.a. per card tried to get a waiver from their bank?
hocklai8
post Jan 8 2010, 01:35 PM

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For those who've cancelled their CIMB/DA CC but its still on your CIMBclicks, try call CIMBclicks hotline instead. Apparently the CC account will need to be remove manually by CIMBclicks personnel even thought your CC has been cancelled. * Info told by DA CS *
JamesPond
post Jan 8 2010, 01:57 PM

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CIMB/DA did a great job to secure customer:-

1. 0% BT for 6 months
2. IPAY with lower interest
3. Smart IPAY with 0%
tgeoklin
post Jan 8 2010, 02:12 PM

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QUOTE(PJusa @ Jan 8 2010, 01:33 PM)
i wonder if there is a bank curtesy waiver of the tax on high-volume cards. anyone with a turnover of around 50k p.a. per card tried to get a waiver from their bank?
*
Don't mean to burst your bubble but RM50K per annum is not exactly premium turnover brows.gif
PJusa
post Jan 8 2010, 02:16 PM

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didnt say premium.... only saying high smile.gif

i took 50k cause this means profit to the bank from charges is around 1-1,5k (2-3%). so with this kind of turnover it *should* be worth keeping the customer and pay RM 50. even if you discount the points value and cash back and other costs - this would be maybe 800RM tops and the member would still be profitable right?

just wondering ...

This post has been edited by PJusa: Jan 8 2010, 02:19 PM
cantona7
post Jan 8 2010, 02:29 PM

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does anyone know how much

Maybank AMEX gold cc
Direct Access gold cc

charge for oversea spending?


kanethesun
post Jan 8 2010, 03:08 PM

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anyone receive SMS from CIMB?
From : 66300

U may use your BonusPoint to offset the Govt Svc Tax and bla bla bla.
SUSMNet
post Jan 8 2010, 03:22 PM

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yes just received it
tgeoklin
post Jan 8 2010, 03:22 PM

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QUOTE(PJusa @ Jan 8 2010, 02:16 PM)
didnt say premium.... only saying high smile.gif

i took 50k cause this means profit to the bank from charges is around 1-1,5k (2-3%). so with this kind of turnover it *should* be worth keeping the customer and pay RM 50. even if you discount the points value and cash back and other costs - this would be maybe 800RM tops and the member would still be profitable right?

just wondering ...
*
You are right. Most foreign banks will pay on your behalf but don't expect any black & white cause BNM disallow them to do so. As a hint, give HSBC, UOB or Std Chart a try whistling.gif
bingozero
post Jan 8 2010, 03:24 PM

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QUOTE(temptation1314 @ Jan 8 2010, 01:27 PM)
Btw, CIMB really  screwed up this time...
I called their CS for like 5 times a day which lasted for 20minutes+ and nobody is picking up.

Bankcrupt jor is it this CIMB? doh.gif
*
Mine also facing the same problem here, a least I pay my 8 minutes phone bills for listen the music cool.gif

QUOTE(hocklai8 @ Jan 8 2010, 01:35 PM)
For those who've cancelled their CIMB/DA CC but its still on your CIMBclicks, try call CIMBclicks hotline instead. Apparently the CC account will need to be remove manually by CIMBclicks personnel even thought your CC has been cancelled. * Info told by DA CS *
*
But they don't want pick up my call icon_question.gif

QUOTE(JamesPond @ Jan 8 2010, 01:57 PM)
CIMB/DA did a great job to secure customer:-

1. 0% BT for 6 months
2. IPAY with lower interest
3. Smart IPAY with 0%
*
Their cs hotline is doh.gif

This post has been edited by bingozero: Jan 8 2010, 03:25 PM
aeronlim
post Jan 8 2010, 03:35 PM

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QUOTE(cantona7 @ Jan 8 2010, 02:29 PM)
does anyone know how much

Maybank AMEX gold cc
Direct Access gold cc

charge for oversea spending?
*
Maybank AMEX gold cc
1.5% conversion fee + 0.5% processing fee

Direct Access no idea
alexwsk
post Jan 8 2010, 03:51 PM

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QUOTE(cantona7 @ Jan 8 2010, 02:29 PM)
does anyone know how much

Maybank AMEX gold cc
Direct Access gold cc

charge for oversea spending?
*
refer page 1 post #1


Added on January 8, 2010, 3:53 pm
QUOTE(tgeoklin @ Jan 8 2010, 03:22 PM)
You are right. Most foreign banks will pay on your behalf but don't expect any black & white cause BNM disallow them to do so. As a hint, give HSBC, UOB or Std Chart a try  whistling.gif
*
let me try that when my SCB JustOne "anni" in 03/10 brows.gif

This post has been edited by alexwsk: Jan 8 2010, 03:53 PM
tgeoklin
post Jan 8 2010, 04:15 PM

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QUOTE(alexwsk @ Jan 8 2010, 03:51 PM)
refer page 1 post #1


Added on January 8, 2010, 3:53 pm

let me try that when my SCB JustOne "anni" in 03/10 brows.gif
*
Good luck & pls understand we are referring to min spending of RM50K pa here. Hope to have your good news then thumbup.gif
tsmin1989
post Jan 8 2010, 04:30 PM

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I want to know how long time to be taken for processing the credit card application? I was apply for the Maybank Credit Card... My home branch was made pre-approval fot me...
RyanAtwood
post Jan 8 2010, 05:12 PM

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QUOTE(tsmin1989 @ Jan 8 2010, 04:30 PM)
I want to know how long time to be taken for processing the credit card application? I was apply for the Maybank Credit Card... My home branch was made pre-approval fot me...
*
i think in 2 weeks is the normal time...i got mine in 2 weeks....in fact i just got it 2day.... smile.gif
vin_ann
post Jan 8 2010, 05:30 PM

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QUOTE(JamesPond @ Jan 8 2010, 01:57 PM)
CIMB/DA did a great job to secure customer:-

1. 0% BT for 6 months
2. IPAY with lower interest
3. Smart IPAY with 0%
*
n also 100% increase on credit limits.

sweat.gif
cantona7
post Jan 8 2010, 07:11 PM

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QUOTE(aeronlim @ Jan 8 2010, 03:35 PM)
Maybank AMEX gold cc
1.5% conversion fee + 0.5% processing fee

Direct Access no idea
*
Thanks a lot for the reply.
The info at the front page isn't clear enough.

Stated in the front page, DA -1% for international transaction.
So total they charge how many %?
PJusa
post Jan 8 2010, 08:25 PM

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QUOTE(tgeoklin @ Jan 8 2010, 03:22 PM)
You are right. Most foreign banks will pay on your behalf but don't expect any black & white cause BNM disallow them to do so. As a hint, give HSBC, UOB or Std Chart a try  whistling.gif
*
i would have guessed that wink.gif wonder if alliance bank will do the same. i guess, my spending should be considered at least high enough (i wont say how much though) - hopefully enough for them to swallow that pill. otherwise i can always switch. shall give their CS a ring - got until april.
SUSDavid83
post Jan 8 2010, 08:46 PM

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My parents just told me that my DA Platinum has arrived today. It's already 2 weeks!

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