hey tumpang sikit, is there anyway to waive the standard chartered visa infinite cc annual fee of RM800?

A good news indeed. Haven't heard anything from HSBC. Probably will give them a buzz the first thing tomorrow morning.

..today, i'm glad that my wish has come true i.e. the billing of the service tax will be on the card anniversary, or at least this is true to AmIslamic card

i just received the bank 10th Dec statement and on it stated 'Billing of GST will be according to your card anniversary month.' Can also redeem bonus points to pay the tax- 10,000 for principal and 5,000 for supp

i will scan and upload the statement tomorrow.. i suppose this is the first black and white statement froma bank?

what a relieve..so sayang to cancel a lot of my collections at one go..hehe happy!
btw, there are no such statement on my EON 9th Dec, Citi Giant 5thDec or Maybanks 3rd Dec (going to wait for my Citi Gold 15th..), so this must be very recent...

All,

Let says my statement date is 12 December and the amount is RM1000
and today 17 December, I received my credit reversal (RM500).

so which amount I needs to pay? statement / outstanding?, If pay statement, my account will show negative?

in M2U

Statement date:  12 December 2009 
Outstanding balance:  RM500.00
Statement balance:  RM1,000.00

thanks.

Oustanding balance is total of your utang uptodate.
Statement balance is your utang up to the date of your statement.  So u pay for this one.

I understand the outstanding vs statement.

due to my statement date is 12 december, i hutang RM1k, but today 17 december, there is a reversal for 1 of my transaction (RM500).

so actually I only hutang RM500 now, so which 1 I need to pay? 

I understand the outstanding vs statement.

due to my statement date is 12 december, i hutang RM1k, but today 17 december, there is a reversal for 1 of my transaction (RM500).

so actually I only hutang RM500 now, so which 1 I need to pay? 

I understand the outstanding vs statement.

due to my statement date is 12 december, i hutang RM1k, but today 17 december, there is a reversal for 1 of my transaction (RM500).

so actually I only hutang RM500 now, so which 1 I need to pay? 

....

i just received the bank 10th Dec statement and on it stated 'Billing of GST will be according to your card anniversary month.' Can also redeem bonus points to pay the tax- 10,000 for principal and 5,000 for supp

...

Yesterday received a pre-approved StanChart Plat CC Visa 

Last year I tried apply but is rejected. Now they send me without applying   

Same with my previous HSBC experience. Apply = Reject. Later send me pre-approved. 

Anyway, it is a bit too late for StanChart. With the RM50 govt. tax looming, I don't think I'm going to active the card, although there is a RM150 cash back for first retail spending.

So far already cancelled 2x MBB and 1x HSBC. Pending DA fax in cancellation.

It was (/is) FOC for first year. But I am not sure whether SCB still issues normal VI to those who are not PB customers. AF waiver request for second year onwards is however subject to the bank's approval.

On a different note, you must be very HAPPY with your so-called ANTICIPATED NO LESS THAN 9% RETURN? Anyway, you should consider yourself LUCKY.

Cancel 4 credit cards today. Left another 4. Thinking to cancel another 2.

Already cancel - HSBC, Affin, Bank Islam & CIMB
Still Hold - AMEX Gold CC, SCB JustOne, Public Bank & Alliance Bank

Thinking of canceling Public Bank & Alliance Bank as well.

means the card not yet cut?
else how to increase cl

I got 2 cards from CIMB, cut 1 card

Wow ! You now have the best combination of cards ever !    But aren't you travel overseas quite often ? May be should hold one more after your SCB JustOne and Alliance Bank credit cards hit the maximum cash back limit