All,

Let says my statement date is 12 December and the amount is RM1000
and today 17 December, I received my credit reversal (RM500).

so which amount I needs to pay? statement / outstanding?, If pay statement, my account will show negative?

in M2U

Statement date:  12 December 2009 
Outstanding balance:  RM500.00
Statement balance:  RM1,000.00

thanks.

I understand the outstanding vs statement.

due to my statement date is 12 december, i hutang RM1k, but today 17 december, there is a reversal for 1 of my transaction (RM500).

so actually I only hutang RM500 now, so which 1 I need to pay? 

Yesterday received a pre-approved StanChart Plat CC Visa 

Last year I tried apply but is rejected. Now they send me without applying   

Same with my previous HSBC experience. Apply = Reject. Later send me pre-approved. 

Anyway, it is a bit too late for StanChart. With the RM50 govt. tax looming, I don't think I'm going to active the card, although there is a RM150 cash back for first retail spending.

So far already cancelled 2x MBB and 1x HSBC. Pending DA fax in cancellation.