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 Credit card V8, Anything about it

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alexwsk
post Sep 17 2009, 08:58 AM

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maybe the mod forgot
alexwsk
post Sep 19 2009, 09:47 AM

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QUOTE(DarReNz @ Sep 18 2009, 07:17 PM)
UOB used to be good but now it's getting worst .... the only good thing is they call u to verify the online transactions but now they slowly push forward the payment due date each date for each month without u realizing and u would get the late payment/finance charges however u can still call them to waive it ... i did try to call them to push back the dates however they say they can't .... so they can move forward automatically but can't push it backwards ? last time u just have to call one time to get the waivers for anything but now u have to call few times as they reply is there is no logs or application that you have called to waive it .... come on i even take down the names of the cs person and u still say i cannot ask about that person and the waiver don't exist ? damn stupid
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how can they simply push forward?
cancel the card straight
alexwsk
post Sep 19 2009, 09:44 PM

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QUOTE(Aeon_Clock @ Sep 19 2009, 08:32 PM)
I'm looking for another 'petrol' card to use. Currently using RHB TravelMoney but its gonna expire. Hoping to find another card like RHB where they give rebate on all petrol station brands...not just petronas/shell/bhp. If no rebate, points also can tongue.gif

any recommendations?
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AMEX Gold - free for life + 5X points at all petrol station, but some cannot detect at the kiosk
alexwsk
post Sep 19 2009, 10:49 PM

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QUOTE(Aeon_Clock @ Sep 19 2009, 10:12 PM)
Amex gold is 5X at petrol station? I thought just 2X?
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cc is 5x, 2x is the charge card
alexwsk
post Sep 22 2009, 12:06 PM

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QUOTE(winner @ Sep 22 2009, 11:32 AM)
You shouldn't sign the form blindly. For ALL my  CCs I applied, I always filled in the form myself. You should tick the cc you wanna apply for by yourself. Hopefully it is not a personal loan form. biggrin.gif
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tick oso not enough, must POTONG the rest oso
alexwsk
post Sep 22 2009, 09:32 PM

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are the petrol and hypermarket rebate for DA applicable for CIMB Plat oso?
alexwsk
post Sep 23 2009, 09:47 AM

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QUOTE(David83 @ Sep 22 2009, 09:38 PM)
Yes. For both Gold and Platinum.
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so that means DA gold/plat and CIMB general gold/plat cards shared the EXACTLY same benefits
then i shud go for DA as the requirements are lower
alexwsk
post Sep 24 2009, 02:00 PM

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QUOTE(vin_ann @ Sep 24 2009, 01:34 PM)
ya. agreed.

is u tell the agent what you have, not the bank tell you what is needed.
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hopefully that's the case

btw, has anyone here successfully applied for DA or CIMB using existing CC b4?
alexwsk
post Sep 26 2009, 01:42 PM

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QUOTE(hye @ Sep 26 2009, 01:25 PM)
Yes ... you can ignore whatever else the bank ask you once you have provided your 3 months salary slip. Unless your application requires more documentation then that's another story.

If I'm not mistaken, in most cases banks want to see the carbonised version of the salary slip. In your case then it should be alright then (make sure it got the company seal coz if not anyone could be the signatory and loses credibility) and if the bank ask then you explain it to them.
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aiyo, small small company where got carbonised version sweat.gif
last time i oso use the printed one with company stamp on it

since i can print and stamp myself, i can sign myself oso doh.gif
alexwsk
post Sep 30 2009, 10:08 AM

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QUOTE(DarReNz @ Sep 30 2009, 04:08 AM)
normally u peeps buy stuff online there is no 2% charge right but i found this website have charges 3% if you use cc to pay for road tax only however can still opt for cash

http://www.easyrenew.com.my/
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for 0% charges, you can go direct to the merchant's website and not go thru easyrenew

for eg, etiqa.com.my
alexwsk
post Sep 30 2009, 09:07 PM

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QUOTE(feizaiII @ Sep 30 2009, 12:24 PM)
Anyone can give me some advice? icon_question.gif
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you can apply AMEX Gold and BT there, 0% until end of the yr
alexwsk
post Oct 1 2009, 11:04 AM

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QUOTE(feizaiII @ Oct 1 2009, 09:48 AM)
Thanks.. Lets me figure out how much CIMB offer for BT.
Nope.. AMEX Gold Zero interest until year end is for retails transaction only. Not for BT. smile.gif
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opps, my mistake blush.gif
alexwsk
post Oct 7 2009, 10:55 AM

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yeah, PBB 8% cash rebate for august is reflected
alexwsk
post Oct 7 2009, 01:01 PM

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QUOTE(GHz @ Oct 7 2009, 11:26 AM)
PB got new campaign now. PB Smart Rebate 2. 10% rebate on grocery if spend 500 on petrol.
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hmm.gif not that interesting compared to the 8% campaign

shud make it 10% if spend 500 on petrol rclxm9.gif
alexwsk
post Oct 9 2009, 08:02 AM

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QUOTE(lee9171 @ Oct 8 2009, 09:31 PM)
Recently I saw advertisement on GSC-EON bank credit card and intend to apply one due to it's movie discount...

Just query whether do we have difficulties using the card overseas? since EON bank reputation may not that good
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what matters is "VISA" and "MASTER" only biggrin.gif
they don't even care which bank is that
alexwsk
post Oct 9 2009, 10:36 PM

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QUOTE(GHz @ Oct 9 2009, 10:11 PM)
the previous campaign also capped at 200k per month. But it quite easy to get when compare with AMbank. I manage to get it even though my last spending to be qualified also at the end of the month. Maybe not manay people have  PB CC.

However I do not plan to join as my petrol spending per month is less than 500.
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yea, all my transactions until end of month oso got rebate
my petrol can reach 500, but grocery very little doh.gif , so better forget it
alexwsk
post Oct 17 2009, 10:34 AM

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QUOTE(cute_boboi @ Oct 16 2009, 06:55 PM)
Quick question, anyone use their Credit Card (Not Debit Card) before to verify PayPal account ? If yes, what are the cards supported ?
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i've use mbb flex and pbb mu master to verify b4
all cc shud hv no problem verifying
alexwsk
post Oct 21 2009, 01:15 PM

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QUOTE(winner @ Oct 21 2009, 12:58 PM)
That's how tiered rebate rate system works. I'm 100% SURE my calculation is correct. biggrin.gif
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hmm.gif that means if your monthly spending is less than RM2551, you're better off with 2X points huh

This post has been edited by alexwsk: Oct 21 2009, 01:15 PM
alexwsk
post Oct 21 2009, 04:30 PM

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QUOTE(winner @ Oct 21 2009, 03:21 PM)
For Alliance cc, you get cash rebate and earn reward points simultaneously. 1x point for every RM1 spent locally. If you have Alliance Plat cc, you'll get 2x points for RM1 spent in overseas. Therefore, if your spend less than RM2551 monthly, say RM2550 using Alliance Plat cc, your total cash rebates (including points translated to cash back) for every RM1 spent locally and overseas should be >1.2%and >1.6% respectively. If you spend up to RM5k like what I did last month, the actual total rebate rates are even higher at approximately 1.8% local and 2.2% overseas.
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ic, alliance oso gives points on top of rebate, not bad at all
alexwsk
post Oct 22 2009, 09:21 PM

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anyone applied PBB MU cc lately?
what's the free gift?
thx

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