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 Credit card V8, Anything about it

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GHz
post Sep 17 2009, 09:07 AM

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QUOTE(MoneySoSpecial @ Sep 17 2009, 12:58 AM)
Luckily I got mine earlier.  icon_rolleyes.gif

Now still can apply JustOne sub card for my family member? To get more rebate. hehe.
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I made 2-3 times called to their CS. All the times the CS told me that the maximum rebate of RM600 per year is shared between principle and supplementary card holder.
GHz
post Sep 24 2009, 11:49 PM

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QUOTE(alexwsk @ Sep 24 2009, 02:00 PM)
hopefully that's the case

btw, has anyone here successfully applied for DA or CIMB using existing CC b4?
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QUOTE(MilesAndMore @ Sep 24 2009, 11:29 PM)
Some here had. I believe it was GHz.
No, its not me smile.gif . I apply for my CIMB card through an income documents. The credit cards that I apply through existing cards are Affin/Alliance/Bank Islam/HSBC & SCB. I used my existing CIMB & PB card as reference. Only Alliance reject me but I reapply by using income documents.

Now I just realised I have so many cards. shocking.gif . Just applying for AMEX GOLD CC.

This post has been edited by GHz: Sep 24 2009, 11:50 PM
GHz
post Sep 28 2009, 02:04 PM

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QUOTE(nkarul85 @ Sep 28 2009, 10:54 AM)
greeting guyz..

i would like to know,

can CC debt convert to loan scheme??

coz i of my fren now hutang around  6k, every month he paid rm3xx (minimum payment i think)

so got this option or not?
if yes, can guide me?

thanks,
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Yes you could do that. There are a couple of ways to do it. First you could apply for personal loan & settle your CC debt. Second way you could do balance transfer to other CC . Remember paying minimum amount per month, will take you long long time to settle yur debt.
GHz
post Sep 30 2009, 11:33 PM

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QUOTE(David83 @ Sep 30 2009, 10:50 PM)
No interest will be charged unless you didn't settle the bill.

Usually merchants will abosrb the 2 to 3% fee except those at Low Yat Plaza.
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Now some shop at LY already absorb the cost. I just bought Handphone last Friday with my JustOne card. no extra charge. the price is slightly higher (still much less than 2.5%) than other shop that asking me to pay cash or else extra 2.5%
GHz
post Oct 3 2009, 11:24 PM

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QUOTE(MilesAndMore @ Oct 3 2009, 09:09 PM)
Citibank Singapore has recently introduced a new credit card in Singapore and it is called "Dividend Card". It actually comes in two versions. One World Mastercard and the other one is VISA Signature. This credit card gives you permanent cash rebates of 5% for petrol, 2% for dining, restaurants, groceries, and 0.5% for all other purchases. The maximum rebate for one year is S$800 which is not bad at all. The requirement for this card is pretty low. One needs to earn only S$30000/pa (Singaporean and Singapore PR) in order to qualify for this card which is exactly the same as their Platinum series credit cards.

[attachmentid=1229343]

[attachmentid=1229344]

Citibank Malaysia did not introduce any good new cards in the last few years. Will be great if Citibank Malaysia bring in this card here too  biggrin.gif
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Wow this is great. I wish they could bring this card to Malaysia too.
GHz
post Oct 7 2009, 11:26 AM

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QUOTE(alexwsk @ Oct 7 2009, 10:55 AM)
yeah, PBB 8% cash rebate for august is reflected
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PB got new campaign now. PB Smart Rebate 2. 10% rebate on grocery if spend 500 on petrol.
GHz
post Oct 7 2009, 09:08 PM

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QUOTE(MilesAndMore @ Oct 7 2009, 07:25 PM)
Add HSBC and HSBC Amanah to the list too.
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Direct Access & CIMB also the same.
GHz
post Oct 7 2009, 09:46 PM

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QUOTE(aoisky @ Oct 7 2009, 09:45 PM)
Public Bank's credit cards can waive annual fee isn't ?
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Yes, you need at least 1 transaction per month.
GHz
post Oct 7 2009, 09:56 PM

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QUOTE(aoisky @ Oct 7 2009, 09:51 PM)
Is it mean that as long as I swipe pbb's cc every month I will be entitle free for life annual fee charges?
cc autopay for streamyx, insurance, phone bill counted or not?
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If you swipe at least 1 time per month, your annual fee will be waive for subsequent year and so on.

Sorry, bill & petrol is not counted.
GHz
post Oct 7 2009, 10:09 PM

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QUOTE(aoisky @ Oct 7 2009, 10:03 PM)
Sorry asking noob question again, any amount as long as swipe card? How about EPP?
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Yes any amount. EPP I do not know.
GHz
post Oct 7 2009, 10:13 PM

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QUOTE(aoisky @ Oct 7 2009, 10:10 PM)
thanks for your information Ghz.
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Welcome biggrin.gif . Oh , I think EPP only count as one because they only charge the card 1 time but better confirm with CS
GHz
post Oct 7 2009, 10:45 PM

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QUOTE(f4tE @ Oct 7 2009, 10:16 PM)
I always use my credit card buy online izzit safe? I scared the shop worker use my detail buy other items cuz it seems very easy to use the card. All the details is written. Some websitewhen i order they write down the full number without the *** in front but they have the verisecure standard. Can trust?
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Don't worry too much lor, Just enjoy using your card.
GHz
post Oct 9 2009, 10:11 PM

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QUOTE(Gen-X @ Oct 9 2009, 08:06 PM)
PBB offer of 10% rebate payout is capped at RM200,000 a month. Therefore is it not guaranteed you will get the rebate is you spend RM500 on petrol.

Moreover, I hate promotions where one needs to register via sms.
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the previous campaign also capped at 200k per month. But it quite easy to get when compare with AMbank. I manage to get it even though my last spending to be qualified also at the end of the month. Maybe not manay people have PB CC.

However I do not plan to join as my petrol spending per month is less than 500.
GHz
post Oct 10 2009, 09:23 AM

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QUOTE(red_scorpion @ Oct 10 2009, 09:17 AM)
hi, all.a noob question here.
I just got my public bank cc, but i cant check it via public e-banking. How ar?
Does public bank link the cc to our saving account ebanking? How am i going to check the cc usage instead of waiting the monthly statement send to my house?
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You have to go to PB branch & fill a form to link your CC to internet banking.
GHz
post Oct 10 2009, 12:09 PM

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QUOTE(silverwave @ Oct 10 2009, 11:34 AM)
I don't use Petronas anymore because of the absence of Ron97.

CIMB DA has 5% rebate on the 1st day of the month and 2% on other days but they said till 31/12/09 only  hmm.gif
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AMEX Gold CC, 5x points on all petrol station. This is equivalent to 2.5% cash rebate
GHz
post Oct 23 2009, 08:51 PM

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Taken from Najib speech. Attachment 16


Attached thumbnail(s)
Attached Image
GHz
post Oct 25 2009, 03:57 PM

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QUOTE(he-sham @ Oct 25 2009, 02:38 PM)
we can analyze impact on rm50 service tax per card per year almost in many terms..include socially..when people canceling cc, people will start carry cash..snatch theft & robbery will happen more frequently... our country will back to third world country instead of developing... for me its a backward step.... 1malaysia, rakyat burdened, cronies will gain.... tahniah 1malaysia boss...
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hey, you could bring debit card. biggrin.gif
GHz
post Oct 26 2009, 09:58 PM

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I have 8 cards, now already make decision to cancel at least 5 cards. Still need to came out RM150 per year. owch. The last 3, were SCB Just One, AMEX Gold CC & CIMB Petronas.
GHz
post Nov 3 2009, 09:50 AM

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QUOTE(Shinichi @ Nov 2 2009, 10:56 PM)
Haha its limited to total of RM4,000,000. And we would not know when the limit will be reached. Bank can tell us any time the limit is reached and they do not need to pay us the rebate...
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RM4 million is quite big. You should be able to get it for the first 2 months. I remember PBcash back is only 300k per month, I still get it even I spend on the 26th on the month.
GHz
post Nov 18 2009, 07:20 AM

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QUOTE(edifier78 @ Nov 18 2009, 06:19 AM)
If you can afford it... go for PETRONAS Maybank Platinum Visa.

Trust me... the best credit card EVER!
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What is so special about this card?

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