@he-sham,
It should be a separate credit line since the existing card is a Business CC.

Did your card approve already?

This is still better than HSBC Amanah (0.5%) or SCB Business (0.5%) and more importantly better than 0% if you use other cards !
And don't lah compare with promotion specific cards which give you large discounts ... these are cards which does not discriminate your spendings.

@he-sham,
In those situations, U could always call the CS up and ask them to waive the late finance charges + whatever interest charged

hi
i would like to know if it's ok for me to use my Credit Card in Europe? i.e. just swipe like normal transactions in M'sia?
or do i have to do some procedures or get some PIN before doing so?

hope you can advice.
my CC is Citibank/CIMB

aiyar.. really kena la... 

my DA is still not bad, get 2% on petrol every month, without fail, without any condition.

I wouldn't encourage doing this under normal circumstances and only to consider doing this in an emergency as it is expensive and painful on the finance charges. Note the Cash Withdrawal Fees (I think it is 5%) plus the finance charges starts right from the day you withdraw your cash.

Direct Access Visa Infinite Exclusive Benefits:-
a No Annual Fee - Direct Access Visa Infinite is offered Free for Life
a Direct Access Visa Infinite Card members will enjoy a 0.5% cash rebate on local retail spending and 1% cash rebate on overseas retail spending.
a Exclusive Golf Benefit
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a Palm Resort Golf & Country Club, Johor
a The Legends Golf & Country Resort, Johor
a Nexus Golf Resort Karambunai, East Malaysia
a Damai Golf & Country Club, East Malaysia
a Eastwood Valley Golf & Country Club, East Malaysia
a Tiara Melaka Golf & Country Club, Melaka
a Hypermarket Rebates
Get a 5% rebate at Tesco and Giant on the 1st of every month and 2% rebate on all other days from 1st July to 31st Dec 2009 (rebate shall be capped at a maximum spending of RM200 or rebate of RM10 on every 1st day of the month and RM2,500 or rebate of RM50 per monthly statement).
a Exclusive rebates and discounts at over 500 merchant outlets all year round
a Upon approval customer will entitle to 2 vouchers for access to Malaysia Airlines Golden Lounge
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a Discount for LIVE celebrity concert tickets
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Requirements
Income:

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Minimum age:

Principal: 21 years old
Supplementary: 18 years old
Citizenship:

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Documents required, non-returnable:

i) Photocopy of IC (front & back)
ii) Business Card
iii) Income Documents

TP & MR is two different point system, you can't combine the overall point to have redemption. Althought M2U shows the total overall points but it's different when comes to redemption.

Suggest u get a FD secured card fr PBB. 100% approval