Credit Card Thread V7, Everything about the world of plastic
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 Jul 1 2009, 10:08 AM
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Senior Member
2,221 posts Joined: Apr 2008  
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QUOTE(ronnie @ Jul 1 2009, 09:50 AM) There's no "threat" at MBB TreatsFair The bank can easily give you instant approval at the treat fair. But your card may take weeks to reach your doorstep.  Instant Credit Card approval at Treats Fair is one of the highlights   |
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Jul 1 2009, 10:21 AM
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Senior Member
6,462 posts Joined: Nov 2004 From: [Latitude-N3°9'25"] [Longitude-E101°42'45"]
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QUOTE(winner @ Jul 1 2009, 09:34 AM) What's so special at the threat fair? Any good freebies? The new Amex gold cc might be promoted at the event. Well, I would say depends on personal preference. I have been to MBB TF and the stuff to redeem there suits me more. Also, most of the items (if not all) are to redeem with TP.Compare to CIMB Home Decor at KLCC, most of the items are for sale  and pay through CC. Well, if I want to buy using cash/CC, I can goto shops, no need goto this kind of fair.The MBB fair is for all/most suppliers to group together to offer customers to redeem their points on the spot. Any other bank CC has points fair ? Again, I'm not related to MBB or working for them. I just wish to share and I'll be going there to survey and redeem some stuff if available. |
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Jul 1 2009, 10:47 AM
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Senior Member
4,095 posts Joined: Jan 2003 From: USJ
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just got my SCB JustOne early bird rebate of RM50 - even though I'm existing customer
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Jul 1 2009, 10:48 AM
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All Stars
21,332 posts Joined: Jan 2003 From: Kuala Lumpur 
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CIMB will have one in August 2009
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Jul 1 2009, 11:10 AM
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Senior Member
2,221 posts Joined: Apr 2008
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QUOTE(alexwsk @ Jul 1 2009, 10:47 AM) just got my SCB JustOne early bird rebate of RM50 - even though I'm existing customer You've received your 1st month statement? Or you viewed the RM50 early bird incentive online?QUOTE(ronnie @ Jul 1 2009, 10:48 AM) CIMB will have one in August 2009 Its freebies should be better than MBB, I think. I remember CIMB gave travel luggage to new Plat customers last time. |
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Jul 1 2009, 11:32 AM
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Senior Member
4,095 posts Joined: Jan 2003 From: USJ
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QUOTE(winner @ Jul 1 2009, 11:10 AM) You've received your 1st month statement? Or you viewed the RM50 early bird incentive online? I can view it fro my online statement, rebate given out on 30/06Its freebies should be better than MBB, I think. I remember CIMB gave travel luggage to new Plat customers last time. my first statement is dated 10/06/09 |
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Jul 1 2009, 01:03 PM
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Senior Member
1,230 posts Joined: Sep 2008
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QUOTE(winner @ Jul 1 2009, 09:34 AM) What's so special at the threat fair? Any good freebies? The new Amex gold cc might be promoted at the event. You hit it right on. DA is in fact more cost effective and efficient, while brand value is of course, much too subjective. As such, its not possible for CIMB to cancel its generic card and move everyone over to the DA line thus the rationale of retaining both lines until such times when the CIMB generic cards are able to stand out by themselves.Personally, I don't think having 2 entities selling the same concept within the same organisation is good in the long run. In today's challenging market, cost efficiency and branding are crucial to successful management. In the case of CIMB/DA, they offer same products which may confuse public. If CIMB is worried about losing its market share from existing DA customers in the event that such consolidation happens, the effect, in my opinion, is insignificant. The reason being all the existing DA cardholders are already aware that DA is part of CIMB, with the exemption of a number of retailers and public. Moreover, CIMB has now learnt enough the success story of the "free for life" concept as well cc innovation and marketing. Should such consolidation not happen in the future, CIMB should be more proactive and innovative by creating completely different products for its CIMB cc segment which can distinguish the 2 brands. Just my 2 cents.  Further, success is not all about free for life cards only, as can be demonstrated by many paying card members around. Otherwise CIMB or DA would have wiped out the market when they were launched. But obviously CIMB is trying to change the perception that its generic cards are more prestige by upping its so called requirements but this does not change the fact that the market perception has not changed much as CIMB is still equated with the infamous Bank Bumi.  |
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Jul 1 2009, 02:16 PM
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Senior Member
2,354 posts Joined: Feb 2005 From: Subang Jaya
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QUOTE(hocklai8 @ Jul 1 2009, 09:34 AM) Now got incentive to take out my DA Visa card to use... for Tesco/Giant shopping Is there any link that say get discount at giant/tesco? Thanks |
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Jul 1 2009, 02:43 PM
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Senior Member
1,230 posts Joined: Sep 2008
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QUOTE(arsenal @ Jul 1 2009, 02:16 PM) Is there any link that say get discount at giant/tesco? Thanks There's a full page advertisement in today's Star |
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Jul 1 2009, 03:37 PM
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Junior Member
49 posts Joined: Jul 2007
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QUOTE(winner @ Jul 1 2009, 10:08 AM) The bank can easily give you instant approval at the treat fair. But your card may take weeks to reach your doorstep. Well, unlike last year where they give you a plastic "Temporary" card, this year it is instant REAL credit card. You get the real deal immediatedly once your card is approved and you get to use it on the spot or else where. check it here : http://www.treatsfair.com/v1/2009/07/01/in...-card-issuance/ Read the bottom Terms and Conditions and it reads : Issuance of Credit Card is within 2 hours upon application submission. The keyword here is that they never mention about the temporary card |
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Jul 1 2009, 04:33 PM
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Senior Member
4,522 posts Joined: Jan 2009
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QUOTE(Optiplex330 @ Jul 1 2009, 08:13 AM) Hi. What credit card gives this: Maybank Petronas, free for life and 5X point when you pump Petronas petrol.1. Free for life 2. Give rebates instead of points or give rebates for petrol. Excluding DA or CIMB cards. Thanks. |
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Jul 1 2009, 04:40 PM
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Elite
8,601 posts Joined: Jan 2003 From: KL 
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Guys, I did see the ad on DA for rebate at Giant and Tesco early this morning. If I recall correctly, its for Visa Infinte only right.
MC World on the other hand gets 2% rebate for petrol. |
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Jul 1 2009, 05:02 PM
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Senior Member
1,230 posts Joined: Sep 2008
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QUOTE(Gen-X @ Jul 1 2009, 04:40 PM) Guys, I did see the ad on DA for rebate at Giant and Tesco early this morning. If I recall correctly, its for Visa Infinte only right. Nope its across the whole range of DA cards but Visa & Master has different promotions which are mutually exclusive.MC World on the other hand gets 2% rebate for petrol. |
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Jul 1 2009, 05:20 PM
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Elite
8,601 posts Joined: Jan 2003 From: KL
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QUOTE(tgeoklin @ Jul 1 2009, 05:02 PM) Nope its across the whole range of DA cards but Visa & Master has different promotions which are mutually exclusive. I just read the Ad again, Visa Infinte/Plat/Gold get rebates at Giant and Tesco, MC World/Plat/Glod get 2% petrol. Promotion until Dec 2009. |
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Jul 1 2009, 06:08 PM
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Senior Member
2,221 posts Joined: Apr 2008
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QUOTE(alexwsk @ Jul 1 2009, 11:32 AM) I can view it fro my online statement, rebate given out on 30/06 Just be able to view transaction history online. Well, the RM50 early bird incentive was credited into my acc too! It was on June 30. my first statement is dated 10/06/09 |
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Jul 1 2009, 06:17 PM
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Junior Member
84 posts Joined: Oct 2004
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QUOTE(alexwsk @ Jul 1 2009, 10:47 AM) just got my SCB JustOne early bird rebate of RM50 - even though I'm existing customer What are the requirements for SCB JustOne early bird rebate? I guess if I submit an application now, it's unlikely that I'm still entitled for it? |
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Jul 1 2009, 06:29 PM
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Senior Member
2,221 posts Joined: Apr 2008
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QUOTE(Lis000 @ Jul 1 2009, 06:17 PM) What are the requirements for SCB JustOne early bird rebate? If I'm not mistaken, the product has been launched for 2 months. The early bird incentive is given to the 1st 1000 approved cards. Chances may be slim now. But you can try and call SCB CS to check it out.I guess if I submit an application now, it's unlikely that I'm still entitled for it? |
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Jul 1 2009, 07:24 PM
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Junior Member
160 posts Joined: May 2009
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hey guys any new rebate/promotion cards coming out? wanted to apply CC this month lor... still considering which card to take >"< i want rebate rebate and rebate + no charges
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Jul 1 2009, 07:44 PM
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Senior Member
2,221 posts Joined: Apr 2008
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QUOTE(Michael_G @ Jul 1 2009, 07:24 PM) hey guys any new rebate/promotion cards coming out? wanted to apply CC this month lor... still considering which card to take >"< i want rebate rebate and rebate + no charges Aiyah...it's you again and asking the same question! Anyway, welcome back! It's been quite some time since we advised you, and you haven't decided which card to choose? You think too much. Just apply for 2 to 3 cards we recommended and wait for the result. Good luck! |
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Jul 1 2009, 11:18 PM
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Senior Member
4,051 posts Joined: Jan 2003 From: 槟城
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QUOTE(ronnie @ Jul 1 2009, 09:00 AM) Direct Access Mastercard Curious, where you got this info? Too bad I did not see your post or else I'll pump petrol today 5% Petrol Rebate on the 1st of the month (1 July till 31 December 2009) 2% Petrol Rebate on other days of the month (1 July till 31 December 2009) Direct Access Visa 5% Rebate at Tesco & Giant on the 1st of the month (1 July till 31 December 2009) 2% Rebate at Tesco & Giant on other days of the month (1 July till 31 December 2009)  |
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