Did the CS say how to perform the account cancellation ? Just call in and request ? What about the unused cheque book leaves ... can return and refund ?

No, I did not ask about that, but to reactivate the account need to go to Kajang branch. So I think forget it, the account will be automatically close in 2 months.

Cheque book? also not asking them about that.

@tinkerbel
what's wrong with ur scb online?
btw, hv u collected ur 2 AMEX gold?

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Added on August 7, 2009, 4:41 pmwhy will auto close in 2 months?

This post has been edited by alexwsk: Aug 7 2009, 04:41 PM

my account has zero balance since day one that is about 2 months ago. yesterday I received a letter asking me to reactiva the account or they close the account automatically. save all the hassle, let them close the account automatically.

If you have RM0 balance in your accounts for several consecutive months, normally banks (any bank, not just SCB) will move to alert customers to do something about it. Else they will close and cancel the account.

"Auto close in 2 months" means just that .... allowing the bank to auto trigger the closure of the account.

@GHz @hye
ic, so whenever i want to close that account, i'll just make the balance ZERO
currently i'm still enjoying the higher interest of that acc as compared to e$aver
and need it to pay my justone online

Ok, you experience 1st and let us know the outcome. If it only functions as Cr, the Cr/Db problems will basically be solved. However, card recognition from all terminals is still unsure.

My only question now is that if they will increase the rate back to what is was last year when the economy is getting better again. We will know about a year and a half from now


OH MY GOD !! Just RM1000 ? Ridiculous indeed.


Yeah. I also do not think it is combined as the Gold AMEX is a standalone AMEX credit card. It has nothing to do with any other Maybank credit card with the "UGLY" Maybankard word printed on top.


What'd the problem ? Should you wish to pay your bills via standardchartered.com.my, you can only use your Standard Chartered VISA Infinite credit card to make the payment.

I don't think there will be any changes on how to use the card. It just that when we select debit card, then the transaction get rejected straight away. To remove debit card menu in the card need to update the card information i think.

Yes, I hope they revert back later on.

Amex gold credit card limit is combined with other Maybank credit card...at least my case is.

@alexwsk & MilesAndMore,
I haven't been able to create that online account with my SCB VI !

I'm sure they combined with normal MBB but not with my MBB Islamic card.

@MilesAndMore

Ridiculous indeed. I'm trying to solve with their supervisor. really wanna know their outcome on this situation.

This post has been edited by Putraskyline: Aug 7 2009, 07:50 PM

You need to wait 3-5 working days to have your online acc activated. I experienced this. It wasn't efficient. But once you have activated, you'll find that its online payment system is better than M2U.

Oh, that's easy. You can now register for Standard Chartered online banking without leaving home, just like Citibank's online banking. Check it out now at their website



Actually, one can activate their online account instantly, by visiting one of Standard Chartered branch. Or ... one may create an online banking account himself/herself online. Just open their online banking page and follow instructions.


So true. Their online banking portal has improved a lot. But too bad you can only make bill payment using Standard Chartered credit card, should you choose to pay for a bill using credit card via their website.


This post has been edited by MilesAndMore: Aug 7 2009, 07:59 PM

@MilesAndMore,
Kenot lah - the damn password hasn't been issued to me! I tried oredi and the fella said it needs some manual verification by CS or something *ish*

You can't get instant approval for SCB online banking. I was also in a puzzle when SCB told me I had to wait for at least 3 workings upon request. Perhaps it is a new policy of SCB. SCB isn't as efficient as what you think.

I need to clarify this. What I mean is making payment online using SCB cc at SCB online. You need to wait for 3 working days or more to get the system activated.

This post has been edited by winner: Aug 7 2009, 08:17 PM

why i work 2 month with fix income also canot aply? salary 2.5k above. anyone can guide me? no reason from bank.

Wait for another one month. Usually they need you to submit your 3 months salary slip. And try with CIMB Bank. They are not as strict. Good luck.

This post has been edited by MilesAndMore: Aug 7 2009, 09:23 PM

Yeah, I believe the Amex Gold CC is combined credit limit with your other MBB cards.

Also, the gold CC is identified as "Maybankard Amex" as opposed to just "Amex" for the charge cards (on the receipts).

This post has been edited by ellimist: Aug 7 2009, 09:48 PM

recently just receive bill from hong leong, charge RM160 annual fee on my gold credit card, call them to waive annual fee give so many excuse like need to ask superior decision etc. today decide to cancel it. But if i cancel now do i still need to pay RM160 annual fee?