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Credit Card Thread V7, Everything about the world of plastic
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Eden
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Aug 7 2009, 10:12 PM
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recently just receive bill from hong leong, charge RM160 annual fee on my gold credit card, call them to waive annual fee give so many excuse like need to ask superior decision etc. today decide to cancel it. But if i cancel now do i still need to pay RM160 annual fee?
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Eden
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Aug 8 2009, 04:37 AM
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QUOTE(hye @ Aug 7 2009, 10:28 PM) You should have asked for the waiver first and confirmed that the AF is removed then only cancel. To your case, simple ... wait for your next statement and see whether they did remove the AF. If AF is there then ask to waive it by virtue that you are not using the card anymore. Under normal circumstances, that should get it waived. Remember ask nicely  ... do not threathen the CS  . And we here do not advocate any bad tactics to get your AF waived. problem now i rarely using this card, i already make a call by thursday which hlb cs promise to reply me on friday by no news  , see how it going by monday, once AF waive then i will cancel later, too trouble some to ask for AF waive, better go for free for life with no condition. hlb too often call me ask me whether interested personal loan o not.
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