QUOTE(Reventon @ Mar 15 2009, 11:36 PM)
i think 40k is sufficient for Scb visa infinite. The income requirement is 150k, it's same with Hsbc plat visa.
Then i'm going to try next year. Thanks bro.Credit Card Thread V6
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Mar 16 2009, 12:34 AM
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9,301 posts Joined: Mar 2008 |
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Mar 16 2009, 07:23 AM
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Moderator
3,395 posts Joined: Dec 2007 From: 서울, South Korea |
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Mar 16 2009, 09:33 AM
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Senior Member
1,749 posts Joined: Oct 2007 |
QUOTE(RockIron @ Mar 13 2009, 07:51 PM) Hi, walaueh! Since u ask then I will list it but it's just for sharing and not showing off ya..... It's personal hobby and interest....... I plan to take down photo to share but my collection not yet done,so still need time. 1)Alliance Bank Visa & MC plat(Generic) 2)Ambank MC plat(Generic) 3)Citibank MC plat(Generic) 4)CIMB Visa & MC plat(Generic) 5)CIMB Petronas MC plat(Co-brand) 6)EON Bank MC plat(Generic) 7)HSBC Visa plat(Generic) 8)MBF Visa & MC plat(Generic) 9)Maybank Visa & MC plat(Generic) 10)Maybank Petronas Visa plat(Co-brand) 11)RHB Visa & MC plat(Generic) 12)SCB Visa & MC plat(Generic) 13)UOB Visa & MC plat(Generic) 14)Amex plat cc(Generic) 15)Amex plat charge card(Generic,2 cards) Coming soon CIMB WMC & SCB Visa Infinite. so many cards. i used to hold more than 6 active cards at one time. but cancel a lot dy since cannot handle my itchy hand QUOTE(youniqueme @ Mar 13 2009, 08:08 PM) Knowing What is Good Customer Service Satisfaction I have applied alliance younique for more than 1mth dy still did not get When was the last time you had encountered an unforgettable customer service experience? By skipping all the boring lines with the operator –“I am informing you the status of my credit card. I have applied two month before. ... return me the copies of my personal documents as they had not issued me ...” I recently submitted a YOUNIQUE card (a cc that allow you to personalized your own credit card benefits & design!) application through Alliance Bank – You:nique website. And guess what, Alliance Bank customer service actually called me personally to inform me that my approval took longer than usual because the submitted design was ‘cover-up’ the standard requirement “BIN number” as well as the “Valid Thru”… & now finally they got clearance from MasterCard to proceed as usual. Most importantly I was told that I will getting my You:nique card in 3 day times via Pos Malaysia!!! Wooohooo!!!! Seriously! First class customer service with fantastic credit card!! Experience it yourself: http://www.alliancebank.com.my/younique/ QUOTE(RockIron @ Mar 14 2009, 10:20 PM) Hi, I thot Citibank & MBB also quite desperate? It's only my hobby collecting cc, I m not a cc approval proffesional anyway. PBB denied my cc application recently,it's the only issuer that denied my cc application in my life. But I can share my experiance to u and hope it helps. Look for CIMB,Ambank,MBF,UOB,RHB,SCB. They r deperate to expend their cc members volume nowadays. Mayb it's more ezy to get approval from them. Citi,HSBC,MBB has stricter cc policy compare to other issuers, they usually target on other issuer's cc holders for longer vintage of membership. I hav no problem with Alliance Bank,1st time application already approved. The CL given also surprised me,it's higher than the cc I used to pledge the application. cc approval sometimes depend on ur luck,it's hard to judge which issuer ezy to approve ur application. However,keep good repayment record is the most important thing for cc. It'll affect ur future cc applications. Anyway,wish u good luck. simply upgrade cc and MBB keep pushing Amex card to me although i insist i just want the petronas card. |
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Mar 16 2009, 10:38 AM
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370 posts Joined: Mar 2007 |
@zenwell
U mean Citibank or Maybank simply upgrade cc? For my experience, i phone MBB CS and ask them to upgrade my classic to gold, but they don't want. By the way, the combination of Petronas and AMEX is awsome point collection, u get 5x point from Petronas VISA and 2x point from AMEX and both can calculate together. |
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Mar 16 2009, 11:01 AM
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Junior Member
319 posts Joined: Dec 2008 |
Any AmBank credit card user here?
Last week i heard from the promoter from Ambank that Am Bank credit card is offering Petrol 5% rebate promotion.. is that true? she said those existing member already got the brochure already. but from the application form.. i did not see anything about this. |
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Mar 16 2009, 11:16 AM
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Senior Member
2,854 posts Joined: Feb 2006 From: Sri Petaling ~ Kuala Lumpur |
QUOTE(MilesAndMore @ Mar 15 2009, 11:19 PM) For me, i never submit my bank statement when applying credit card even if they request for it. To be my bank statement is personal and should be confidential. Nobody can view my account details other than me and the staff of the bank i hold the account with. Should they insist for my bank statement i would just walk off. Ohhh like this lah ... TOday I went to Public Bank at Jln Bukit Bintang there,they said need EA form but I also don't have EA form so cannot apply ... I only got 3 months salary slip with me ... then I also don't give them bank statement lo ... |
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Mar 16 2009, 11:58 AM
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All Stars
52,874 posts Joined: Jan 2003 |
QUOTE(WhiteWing @ Mar 16 2009, 11:16 AM) Ohhh like this lah ... TOday I went to Public Bank at Jln Bukit Bintang there,they said need EA form but I also don't have EA form so cannot apply ... I only got 3 months salary slip with me ... then I also don't give them bank statement lo ... You can opt to use EPF statement. They should accept that too. |
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Mar 16 2009, 12:16 PM
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Senior Member
2,854 posts Joined: Feb 2006 From: Sri Petaling ~ Kuala Lumpur |
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Mar 16 2009, 01:42 PM
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1,230 posts Joined: Sep 2008 |
QUOTE(WhiteWing @ Mar 16 2009, 12:16 PM) I did mention EPF form,they said cannot .. what bank is this .. my first bank account is with them and now they treat me like this Tell them to take a hike then. If its too much hassle, why bother? Anyway, if its of any indication, I have never provided any income documents since the first card I ever held. And till date, all my cards are of the pre-approved type and if they want to give, fine .... if not, I can't be bothered. So if you are not hard up for it, in time they will be begging you to take their card This post has been edited by tgeoklin: Mar 16 2009, 01:42 PM |
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Mar 16 2009, 02:09 PM
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Senior Member
2,854 posts Joined: Feb 2006 From: Sri Petaling ~ Kuala Lumpur |
I will ask them go fly a kite. I try go other bank and see how ...
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Mar 16 2009, 02:33 PM
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Senior Member
2,921 posts Joined: Oct 2007 |
QUOTE(hye @ Mar 16 2009, 07:23 AM) It is actually RM60k to try for VISA infinite. I know coz my own limit exceed 40K and it is still not enough to go for SCB VISA infinite. if their minimum CL is 60k, then the requirement of 150k income will be quite low for it. Hsbc only offer half of the CL with the same eligibility. Last couple of month i did called Scb CS to obtain the visa infinite's info, but they seems clueless about it. The answer given similar to what i've get from some of the local bank's staff,it's never accurate , always perhaps and maybe. and i've backed off since. |
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Mar 16 2009, 03:19 PM
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164 posts Joined: Aug 2007 |
can anyone tell me UOB fax number...???
i wan fax my application form to them... |
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Mar 16 2009, 03:33 PM
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VIP
13,495 posts Joined: Dec 2006 From: KL, Malaysia |
@tgeoklin,
I got the letter from Amex confirming I won 1 iPod Nano 8GB @hye, You big spender ! |
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Mar 16 2009, 04:04 PM
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All Stars
52,874 posts Joined: Jan 2003 |
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Mar 16 2009, 04:09 PM
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Senior Member
1,749 posts Joined: Oct 2007 |
QUOTE(aeronlim @ Mar 16 2009, 10:38 AM) @zenwell When i applied for MBB Petronas card, they keep pushing me to take the Amex as well. begging like heel that I almost scream into the phone receiver. So irritated U mean Citibank or Maybank simply upgrade cc? For my experience, i phone MBB CS and ask them to upgrade my classic to gold, but they don't want. By the way, the combination of Petronas and AMEX is awsome point collection, u get 5x point from Petronas VISA and 2x point from AMEX and both can calculate together. Citibank automatically send me a gold card & upgrade my CL 2 yrs ago. That time i just had my clear card for less than a year. QUOTE(truth_seeker_09 @ Mar 16 2009, 11:01 AM) Any AmBank credit card user here? I'm having Ambank True card. nvr heard of such promo so far. Maybe it's not applicable for True card.Last week i heard from the promoter from Ambank that Am Bank credit card is offering Petrol 5% rebate promotion.. is that true? she said those existing member already got the brochure already. but from the application form.. i did not see anything about this. |
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Mar 16 2009, 04:20 PM
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Senior Member
1,230 posts Joined: Sep 2008 |
QUOTE(tinkerbel @ Mar 16 2009, 03:33 PM) Congrats dear ..... I have not won nothing yet though Added on March 16, 2009, 4:23 pm QUOTE(Reventon @ Mar 16 2009, 02:33 PM) if their minimum CL is 60k, then the requirement of 150k income will be quite low for it. Hsbc only offer half of the CL with the same eligibility. Last couple of month i did called Scb CS to obtain the visa infinite's info, but they seems clueless about it. The answer given similar to what i've get from some of the local bank's staff,it's never accurate , always perhaps and maybe. and i've backed off since. If I am not mistaken the minimum limit CL for the Infinite Card is RM100K and its more or less approved if you can provide evidence of income above RM200K per annum. Hope that helps.This post has been edited by tgeoklin: Mar 16 2009, 06:50 PM |
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Mar 16 2009, 05:27 PM
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Senior Member
617 posts Joined: Mar 2005 From: Mars |
I have been using Citibank Credit Card for 10 years with a 15k credit limit. My application for Ambank Credit Card and 15k Quickcash however has been rejected. According to what i come to know they are approving the Quickcash based on what credit limit you can get for the credit card and not based what you earn monthly. I was quite dumbfounded with such stupid criteria. Anyday i can get a 20-30k loan from Citibank by a call. I just wanted to get the free LCD TV anyway.
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Mar 16 2009, 10:06 PM
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128 posts Joined: Dec 2008 |
QUOTE(hye @ Mar 16 2009, 07:23 AM) It is actually RM60k to try for VISA infinite. I know coz my own limit exceed 40K and it is still not enough to go for SCB VISA infinite. Why not u apply an Amex gold charge card and keep big spending on it.They will offer u to upgrde to Amex plat charge card if they track ur spending record, then I think u will be able to apply any cc in the market with it by pledge application. |
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Mar 16 2009, 10:25 PM
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Senior Member
4,526 posts Joined: Mar 2006 |
how to get a platinum card?
I got 18k CL. But only classic/gold. |
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Mar 16 2009, 10:32 PM
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Senior Member
1,139 posts Joined: Nov 2008 |
QUOTE(JamesPond @ Mar 16 2009, 10:25 PM) To apply platinum by using existing card, I think you can try to use your 18k limit CC but card with 20k limit is better. Or else if your annual income >80k you can apply for public bank & CIMB platinum card. Stadard chartered only asking for 60k annual income. |
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