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 Credit Card Thread V6

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JamesPond
post Mar 16 2009, 10:25 PM

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how to get a platinum card?
I got 18k CL. But only classic/gold.
JamesPond
post Mar 16 2009, 11:03 PM

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How you guys can get a card with 50k CL?
You all are business man?
As I know the bank would always giving CL based on their income.
The calculation would be something like:-
50/3 = 17k mo
JamesPond
post Mar 16 2009, 11:36 PM

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All Sifu, please share any other way to increase your CL besides you really earn a lots of money.....
JamesPond
post Mar 16 2009, 11:55 PM

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QUOTE(GHz @ Mar 16 2009, 11:47 PM)
Let say I want to increase my credit limit, and I deposit big amount, do you think they will approve? What account normally to deposit? FD? If I have 50k FD can I ask for 50k credit limit?
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I dont think so ler....unless every month you spend 20-30k......prompt payment for near a year...maybe the bank can consider......
JamesPond
post Mar 17 2009, 05:05 PM

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QUOTE(RockIron @ Mar 17 2009, 10:52 AM)
I m not sifu but can share my experiance with u.
Other than u hav high income(but this is the fastest way to increase CL bcoz issuer always want u to proof ur income if u apply for increasing CL),huge spending,good repayment record and membership vintage might help u to get auto increase of cc CL.
Focus ur spending in single issuer and hold the cc for longer time(show them ur loyalty). I think u should get CL increase nearly every year.
When I was age of 21 few years back,my 1st cc CL only RM2k.... doh.gif  Today my lowest cc CL was RM45k and highest already 6 digits.
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how old are you now?
JamesPond
post Mar 18 2009, 09:13 PM

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Lots of developer accepts CC..........
It is just convenient....however, CC charge some amount to the seller.. which need to be bare by them....
JamesPond
post Mar 20 2009, 09:52 PM

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QUOTE(TeraPox @ Mar 20 2009, 01:12 AM)
ahahahaha..not collecting anymore... wallet can't fit already...

infact, am going to cancel my AMEX Plat soon..since i got wat i want oledi...

dunwant to pay 800 anymore...
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dunwant to pay 800 anymore...

800 for?
JamesPond
post Mar 28 2009, 07:28 PM

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anyone can clarify the HLB cach rebate?
JamesPond
post Apr 6 2009, 02:15 PM

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klia lounge....u always ther?
JamesPond
post May 20 2009, 10:16 AM

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anyone know the smart ipay from cimb?
what is the detail?
JamesPond
post May 20 2009, 11:45 AM

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checked

normal ipay
min 1k 3% for 10 months
min 3k 5% for 20 months

smart ipay ( restricted to hospital/insurance/education )
min 1k 0% for 10 months
min 3k 0% for 20 months
JamesPond
post Jun 6 2009, 11:51 PM

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lately any good promo?
JamesPond
post Jun 7 2009, 11:58 PM

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are you talking about balance transfer?
JamesPond
post Jun 10 2009, 06:08 PM

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what card higher then premier hsbc?
JamesPond
post Jun 10 2009, 07:21 PM

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http://www.myklang.com/forum/malay-mail-25...5.html#pid58323

the max you pay is RM250
JamesPond
post Jun 10 2009, 07:48 PM

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good writing on ur blog....
JamesPond
post Jun 12 2009, 04:02 PM

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ambank give 5% everyday...
special day on wednesday...giving 10%
JamesPond
post Jun 13 2009, 09:42 PM

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just dont do it................it is better if you do balance transfer...
JamesPond
post Jun 17 2009, 08:32 PM

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QUOTE(jack2 @ Jun 17 2009, 06:08 PM)
Then my opportunity cost is RM50 as my TNB bill every month is RM1000 leh...  cry.gif
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SCB got contest?

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