@MilesAndMore,
PBB admits their core business is not in its consumer credit cards. They see that as a bigger risk than profit hence it makes sense the bank doesn't actually spend too much $ promoting their cards.

Yes
I remember I did came across Tun Dr. Mahathir's blog that he mentioned about the credit card business is at high risk and not really profitable. Malaysians owing the credit card amounted to total RM2.7b (If I am not mistaken in the figure). As many people spending beyond their income.

TDM even mentioned that it is the reason PBB is not looking much into CC business.

@davidlow7,
Er.. PBB = Chinaman business lah!

my annual income > Platinum annual income lo... but i don't have EPF wo...just worked few months only..

What is the different between Maybank Amex and credits cards???

thanks

This post has been edited by virgel87: Mar 17 2009, 02:27 PM

@virgel87,
Y do U not have EPF?!

Amex is a separate entity from Maybank hence the 2 different brands.

o...yaya... i got EPF, sry

is that only Maybank visa petronas and CIMB petronas master card hv 2% rebate??

how about AM bank??look like now got some promotion o...free handphone..

This post has been edited by virgel87: Mar 17 2009, 02:34 PM

Hello, im new guy here, i got one question, is there any credit card for fresh graduate. Im works for 4 month now, my nett salary is rm 2000..I already apply cc from cimb and maybank, both has been rejected. Any advice?

Try Direct Access - good for fresh graduate

From which bank, sorry noob question

They are a division of CIMB. You need to give your graduate certificate.

Where to apply? cimb website, i will graduate august this year, i only got the transcript

how u apply o?? Did u submit ur EPF ah??

wa..he also cannot..i think i also no need to apply le..

hahaa..i just call cimb, unfortunately, because recently my application for cimb card has been rejected, so now must wait another 6 month before apply, any other suggestion, i need cc urgently. JUst now i go to rhb also same, he told that i must works for 1 year before i can apply.

Go apply for Air Asia Tune card. It looks like a VISA credit card but it actually is a debit card.

If you want to use it for traveling, just deposit how much you want to use before you leave and you can use the card like a CC where-ever you are.

I dont want debit card, sy mahu hutang..any suggestion pls,

Borrow from Ah Long? Guaranteed hutang banyak banyak

Hehe, no wonder bank reject.

anyone know hsbc amanah 5% cash rebate every fifth transaction is permanent of just a promotion ?

how can we know it's our fifth transaction aaa??

hmm...i'm thinking of...

1st transaction (0.5% rebate) - pay my maxis bill rm1 via CDM
2rd transaction (0.5% rebate) - pay my maxis bill rm1 via CDM
3rd transaction (0.5% rebate) - pay my maxis bill rm1 via CDM
4th transaction (0.5% rebate) - pay my maxis bill rm1 via CDM
5th transaction (5% rebate) - real normal purchase or petrol or something grand la....

and the cycle goes on for the next 4th i just used, just to finish 4 lesser rebate (0.5%) transactions to get 5% rebate on real purchase every 5th transaction....

complicated haa??....huhu..

@he-sham,
Kiasu!

Yeah, that's too bad. Public Bank is the ONLY local bank that i hold an account with

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Added on March 17, 2009, 4:03 pmMay be he ops for the pension scheme ? Both my parents don't have EPF either.


This post has been edited by MilesAndMore: Mar 17 2009, 04:03 PM