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 Credit Card Thread V6

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WhiteWing
post Mar 10 2009, 02:56 PM

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Apply credit card jor from Numx on 22nd Febuary 2009. DOn't know when the card will arrive leh. DOn't know my document enough or not because my annum also got RM17k++
WhiteWing
post Mar 13 2009, 10:15 PM

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Omg .. I got a reject letter by Alliances Bank sad.gif , I apply You nique card but cannot .. annum got RM18kl++ leh ... sad case ... dun wanna go alliance bank jor ..
WhiteWing
post Mar 13 2009, 10:34 PM

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So fast apply then can get already and somemore I waited 1 months ... lol ~
WhiteWing
post Mar 13 2009, 10:42 PM

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QUOTE(jack2 @ Mar 13 2009, 10:38 PM)
How long you know your application status?
*
I submit the application form on 23rd February and I received the letter on last 2 days sad.gif , they sent me the letter sad.gif
WhiteWing
post Mar 13 2009, 10:49 PM

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QUOTE(jack2 @ Mar 13 2009, 10:44 PM)
Never mind la.. go to other banks... May be I may have the same with you.

I applied it just because of 2% rebate nia.. Ah bo, I also don want lar.
*
Same lo .. I also want 2% rebate mah .... go other bank ? My friend told me because I got car under my name so cannot apply credit card jor .. need to wait the car finish pay only can geh woh ... sad.gif
WhiteWing
post Mar 14 2009, 01:09 PM

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QUOTE(alexwsk @ Mar 14 2009, 08:40 AM)
cannot be la, unless urs is ferrari brows.gif
*
I only own a perodua viva leh ... and still cannot apply credit card,my friend told me if someone got car wanna apply credit card,bank will approve one but see now ... no hope on credit card jor ... I wanna get one just incase emergency or what ... but now seem ... * touch wood * , hope nothing happen on me or my family sad.gif sad.gif
WhiteWing
post Mar 14 2009, 05:27 PM

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QUOTE(kei18kun @ Mar 14 2009, 03:37 PM)
why not try other bank, plenty of bank to try
if u hv a degree, just apply for direct access or just use fixed deposit to apply one
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OKie also .. but I want some with annual fee waive mah , hehe ... going to Public Bank and see how but I don't have EA form .... some salesman told me need EA form woh ... lol ... I only have bank statement and 6 months salary slip with me ....
WhiteWing
post Mar 14 2009, 08:53 PM

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Is it EA form must for a person like me ? hmm.gif
WhiteWing
post Mar 14 2009, 08:59 PM

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QUOTE(eddievh @ Mar 14 2009, 08:56 PM)
Go to Hypermarket,so many promoter there why don't you try there. Someone in previous post said Rhb is very desperate,give it a try la.
*
THen I need to always bring my photocopy of bank statement , photocopy of salary slip with me lo shocking.gif shocking.gif
WhiteWing
post Mar 14 2009, 09:05 PM

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QUOTE(eddievh @ Mar 14 2009, 09:02 PM)
Not sure,never applying through this method before. I think you just need your ic they will photocopy for you then 2 or 3 days later you only need to fax them.
*
Like that ahh .... fax pula hmm.gif , will be danger mah if I just fax my bank statement and salary slip to them ? I don't have EA form woh hmm.gif
WhiteWing
post Mar 14 2009, 09:10 PM

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QUOTE(GHz @ Mar 14 2009, 09:07 PM)
I think at 3 months pay slip is sufficient. no need ea form
*
SOme salesman said 6 months for save woh and better woh ~ I did and kena reject by Alliance Bank ... Gross pay got RM 1.9k++ above then net pay got RM1.5k+ also reject,KNN ... basic is RM 1,330 and always got commision more than RM200++ also failed .. KNn alliance ... dun wanna go alliance jor,reason I go because can edit picture on the card and now ... zzz
WhiteWing
post Mar 14 2009, 09:13 PM

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Just now meet that Citibank promoter,she said need EA form woh .. no EA form , don't do for me .. such promoter ... so action ..
WhiteWing
post Mar 14 2009, 09:14 PM

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QUOTE(eddievh @ Mar 14 2009, 09:11 PM)
Haiya,so many other bank ma.
*
Ya lo .. now try other bank .... who cares the annual fee ... bloody bank .... alliance bank,you never got any service from me ...

WhiteWing
post Mar 14 2009, 09:15 PM

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QUOTE(GHz @ Mar 14 2009, 09:13 PM)
Yes, alliance bank like to reject application. My application was rejected once with them. try other bank. do you a degree holder?
*
I only a PMR holder with FAILED result. Only Inggeris is B+
WhiteWing
post Mar 14 2009, 09:17 PM

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QUOTE(GHz @ Mar 14 2009, 09:15 PM)
Citibank also strict. Try other local bank like cimb, ambank or public bank.
*
OKok .... Just asked that my friend,he apply at public bank last week and need EA form .... do I really go print the bank statement ??? All my salary bank-in in alliance bank by the company and I need to go Alliance bank get statement. SOmemore alliance bank branch also not so many in KL ... damm troublesome ...
WhiteWing
post Mar 14 2009, 09:19 PM

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QUOTE(eddievh @ Mar 14 2009, 09:17 PM)
Consult RockIron for help,he's CC collector.
*
Okie ... will consult him smile.gif
WhiteWing
post Mar 15 2009, 11:50 AM

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THen I better don't apply since my salary is RM1.3k ....
WhiteWing
post Mar 15 2009, 03:27 PM

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QUOTE(GHz @ Mar 15 2009, 01:59 PM)
Don't merajuk ler. Try again from other bank. Show them the proof for your commision & allowance too.
*
Ohh ..... I go show them proof ... I lazy go get bank statement leh ~
WhiteWing
post Mar 16 2009, 11:16 AM

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QUOTE(MilesAndMore @ Mar 15 2009, 11:19 PM)
For me, i never submit my bank statement when applying credit card even if they request for it. To be my bank statement is personal and should be confidential. Nobody can view my account details other than me and the staff of the bank i hold the account with. Should they insist for my bank statement i would just walk off.
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Ohhh like this lah ... TOday I went to Public Bank at Jln Bukit Bintang there,they said need EA form but I also don't have EA form so cannot apply ... I only got 3 months salary slip with me ... then I also don't give them bank statement lo ...
WhiteWing
post Mar 16 2009, 12:16 PM

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QUOTE(David83 @ Mar 16 2009, 11:58 AM)
You can opt to use EPF statement. They should accept that too.
*
I did mention EPF form,they said cannot .. what bank is this .. my first bank account is with them and now they treat me like this sad.gif
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