@hye,
Surprise surprise but I haven't gotten a counter offer from HSBC. Act, I haven't even heard from the bank since I called in to cancel my Gold card. Then again, perhaps my spending on the card is far too minimal for them to even make me the offer !

@tgeoklin,
I got the letter from Amex confirming I won 1 iPod Nano 8GB

@hye,
You big spender !

@tgeoklin,
I sort off made sure I would be the 1st 100 customers to spend RM3000 in the month of December *grins* Am glad I got it though and the letter came soon enough

@JamesPond,
If U've been with the bank long enough and have had a good 'relationship' with them all these years plus with good credit ratings, u should have no problems getting an increase in CL. I do however hear banks are getting more stringent with their credit cardholders due to the credit crunch! *shrugs*

@WaCKy-Angel,
Amex Membership Reward (MR) points are different from that of MBB's Treat Points (TP) hence U probably will not be able to centralise the 2 points from the 2 different cards

@tgeoklin,
Initially, I thought the RM3k was based on trasaction date hence I got the merchant to swipe my card at 12.05AM on 1st December 2008. It was only later that I realised Amex doesn't base it on trasaction date but posting date. Thankfully, I had swiped a RM3.5k bill 3 days before and it was posted on 1st December I guess that did the trick kua *shrugs* Or maybe lady luck was just on my side

@MilesAndMore,
PBB admits their core business is not in its consumer credit cards. They see that as a bigger risk than profit hence it makes sense the bank doesn't actually spend too much $ promoting their cards.

@davidlow7,
Er.. PBB = Chinaman business lah!

@virgel87,
Y do U not have EPF?!

Amex is a separate entity from Maybank hence the 2 different brands.

@he-sham,
Kiasu!

@Reventon,
Er.. the X6 is mine!

@Reventon,
hMmm.. So U gonna be my full time chauffeur? Now, that's a bargain!

@tgeoklin,
I just checked out the 'SCB Guaranteed Gifts' - uhm... it's RM5k + there's only 50 TVs that's being given out. No good lah. Stick with Amex better, for now

This post has been edited by tinkerbel: Mar 18 2009, 01:29 PM

@WhiteWing,
You had to make a special trip to CIMB to get CC form?! hMm.. aren't those application forms available for download online?! Anyhow, good luck !

@boonsin23,
Er.. that iPod shuffle is the old one; the new one's much more compact! Saw it the other day when I went into Machines to make my iPod redemption

Also, better to have won than not, right?

@WaCKy-Angel,
Huh? U know any banks who don't bill their consumers for what they've charged to their cards? If so, please let me know - I'll love to be their customer

@WaCKy-Angel,
Rich & poor is relative. Haven't U heard of the story about this very 'rich' family who donated 80c to help the poor; rich considering 80c was all they had in their savings versus a rich tycoon in the likes of Unc Lim & YTL giving a couple of thousand dollars?

@suiteng,
Er.. but if U cancelled the supp card, U wouldn't be paying fees for the supp card, just the principle card right?!

@WhiteWing,
You just have to wait and see what the bank says. Perhaps you could check on your application some time middle of next week

@tgeoklin,
In order to go for all of it, U would need to spend RM15k, isn't it?! Or well just spend RM5k and hope your SMS is within those 3 prizes? Nah.. it's not that easy to spend RM5k these days [oK.. it's easy to spend, but it's not easy to pay up, so nah!]

@WhiteWing,
Call the bank and go through the automated process and U should come to an option where U get to check on your CC application.

@stryfox,
Y on earth did U let the debt accumulate for such a long time?!

@tgeoklin,
It's not like I spend RM15k all the time. If only I could pay my house installments through my credit card - then, RM5k doesn't seem to be that difficult afterall but well it's not possible!

@Reventon,
You got the iPod sent to U instead of getting a letter?! Gee Whizzz.. what is this double standard thingy?! HmM.. maybe cause your big customer kua *shrugs* I live in Sg Buloh.. U?

PS: I guess it's not a bad thing cause what if the iPod colour came out really bad?!

This post has been edited by tinkerbel: Mar 18 2009, 04:44 PM

@tgeoklin,
hEHheh I'll keep U informed. I know SP Setia allows their customers to make downpayment via Credit Card cause I received their uhm... flyers through my CC. Unfortunately, Gamuda doesn't! *siGh*

@stryfox,
And U act left the debts for a couple of years before attending to it?!

This post has been edited by tinkerbel: Mar 18 2009, 04:49 PM