If I am not mistaken... Read previously... Not need go to bnm... Can do it totally online.

i will have to find the thread then. but since this is v personal matter, how then BNM know the person is legit? afaik, have to use IC and thumbprint or something at the kiosk to get the pin

If I am not mistaken... Read previously... Not need go to bnm... Can do it totally online.

AKPK office got one machine can do on the spot right?

i think i was mentioned in this article
https://www.propertyguru.com.my/property-gu...-malaysia-12199

How do I get my CCRIS report?
By correspondence – You can mail, e-mail, or fax your request for a report to BNM TELELINK, Bank Negara Malaysia.
It’s important to check you attach all requested documents as part of your correspondence.

https://www.bnm.gov.my/index.php?rp=eccrisregister

or this

https://www.iqiglobal.com/blog/how-get-your...eport-malaysia/

I'm planning to go to AKPK this few weeks time. I got a lot of question to ask them as I'm curious about how they can help those with a lot of debt on their cc.

Anyone got anything ask from AKPK can let me know and I'll asked the Q for you.

I've tried to search AKPK in LYN but no one have a lot of answer about it.

So far, I can think of these few Q to ask them

1) is it true they can help us to consolidate all our debt into a 0% affordable payment? 

2) will CTOS learn about this? as you know, once your name in CTOS, its hard to remove it 

3) would they hold our passport like those declared bankrupt? 

4) what happen to all our credit card once we accepted AKPK offer? they cancelled it all or just put on hold? if put on hold, the yearly charges still need to pay?

5) can we ever apply cc again after AKPK

6) how many years can they make the installment payment?

7) how much we need to payback to them....is it still 5%?

If anyone here have gone to AKPK and know the answer, I would greatly appreciate it. no need for me to waste my leave just to ask them this Q

Still need to go to Bank Negara to get the first time user pin, correct?

Hi guys, I'm new here. I've been enrolled in AKPK DMP since 2014 with around 200k credit card outstanding balance from 7 different banks.
Today, I have circa 104k balance to settle and I plan to fully settle them now.

Like many of you have mentioned in previous posts, the best way of settlement is to call up individual banks and negotiate a discount/waiver/deal.

So far I've managed to convince 2 banks - HSBC and UOB to offer some discounts for full settlement and I'm pretty happy with the outcome. The other 5 banks are either not picking up my calls or they are not offering any discounts.
I'll post all the details I have gathered, including the collection department contacts of all the banks. Hopefully, this information can help someone in the same boat as me. If you know a better way of getting a discount, please drop me a message or reply to my thread.

So here goes:

Cimb Bank
Collection Department number: 03-20352437 / 03-20288654
- Offered a settlement proposal of around 8% discount. I decided not to settle yet because I'm not satisfied with the offer.

Standard Chartered
Collection Department number: 03-79467888
- They don't offer any discount unless it's in special recovery where I fail to pay AKPK for three months.

United Overseas Bank (UOB)
Collection Department number: 03-27832047
- Settled with 30% discount. An officer named Faly was very helpful in the process of proposal and settlement.

Hong Leong Bank
Collection Department number: 03-79591888 - press 1 then 4
- I've been trying to call them for days, was put on hold forever... still unable to speak to anyone.

Maybank
Collection Department number: 03-20708833 ext 6856 / 6843
- They don't offer discounts on the phone but advised me to email akpk@maybank.com.my for settlement discount, which I did and haven't got a reply from them. It's been a week now.

RHB
Collection Department number: 0326106407 / 0326106406
- No discount available =(

HSBC
Collection Department number: 03-20757859
- My account was already under a special unsecured loan which doesn't charge interest nor fees, so it's a no brainer to settle this one.
I hope this information can help someone out there. If you know a better way of getting discounts from the banks, please reach out to me =)

Cheers.

guys, i have a question.
how do i get the phone number for bank's akpk collection dept?

i saw post upthere that shows some phone number,
and i'm also trying to get citibank and aeon number.

currently saw numbers for hlb, maybank, sc, rhb above which i owes them too.

hope the attachment might help you....

thanks bro.. trying to call them now

I don't understand the banks. Instead of giving a 10-20% discount and settling the debt, they rather say "no discount" or "email AKPK" and drag the matter. Some of these managers incharge of collections dept should be sacked. If the board of directors for these banks found out what they are doing, quite sure they will call for heads to roll.

for standard chartered pls call 03-79467888

dont call 1300 because its so expensive charge from TELCO

Sharing my experience after settled my AKPK .

1. Enrolled in 2014, total 5 cards about 80k+ outstanding. Pay 1.3k each month at 9% interest rate
2. Settled 2 cards for bsn n rhb. balance reduced to 40k in 2018 for ocbc, Citi and hsbc, made a stupid move by withdrawing the AKPK for self management, Citi and hsbc changed the status to restructured credit facility and allowing me to pay them with the same instalment, talked to both and hsbc changed the status to outstanding instead of restructured loan. Ocbc insisted on full settlement and managed to reach an agreement of splitting into 3 payments
3. Settled fully for citi and hsbc in Oct, ccris cleared in Nov
4. Apply for pbb credit cards and got the approval in Nov. I have a car loan 15k only.

AKPK helped me in the sense that I know how to manage my debts and financials

I just called them this morning trying to get a waiver or discount on my balance. Unfortunately, they do not offer any at this moment but will contact customers when there is one.

I totally agree fam.

Can I borrow 100k from you and then pay you back one month later? Actually can I pay you back 80k one week later? I pay back early right so I think it’s right that you give me discount for early settlement.