hmm, i emailed out maybank for fully settlement and if possible abit of discount.

they gave me 3k as fully setttlement. my outstanding balance is 3800++
but then, need to pay within a week. adoi

Which email address you use? I try akpk@maybank.com.my but no reply. Sent it monday last week..

Which email address you use? I try akpk@maybank.com.my but no reply. Sent it monday last week..

Oh wow I totally didn’t expect so many responses from agreeing on someone’s post. Sorry if I’ve offended you or anyone else in this channel. I’ve clearly touched some nerve endings with my actions without giving it much thought at that time. Having a second look now does make me feel wrong for agreeing with the other gentlemen’s post. No heads shall roll! 

My initial post was intended to to help people like me to try and get some waiver or discounts from the banks. I had no intentions of bad mouthing the banks for not giving me the discounts. I take full responsibility of my debts and all I could ask from them is to waive off some of the interest that they’ve charged me over the years or if I’m in luck, offer a little bit more discounts.

Having said that, i hope we can stop the argument or sarcasm that’s been going on here.. let’s just focus on clearing our debts and help each other out yea?

And herein comes my point. So many people in this thread feels like it’s their right to get discount from the banks after screwing them over of their agreed payments for so many years. Already a beggar yet feel so entitled. Even dare to say heads will roll if the BOD found out their finance managers rejected a discount offer from a bad customer. Come on. Who do you think you are man? You are just a delinquent customer. You think you are the bank’s top customer?

Anybody got car loan under AKPK? Because i just reschedule to include the car loan but in the portal it is listed under SELF. So should i pay to AKPK or need to pay directly to bank?

I asked AkPK but still no reply. Thought someone might encounter this before

car loan cant be under AKPK.

car loan you need pay directly to bank you loan

try contact below for maybank...

Nurhafizzah Aziz
Recovery 1, Recovery, Remedial, Cards Malaysia
7th Floor, Menara Maybank 100, Jalan Tun Perak
50500 Kuala Lumpur
Tel: +603-2070 8833 ext 6843

i saw my settlement letter is send by her.

i called them, they asked me to email
colln@maybank.com.my

i check back my AKPK letter it show Bank Rakyat charge 0 interest. so no more discount for me   

hmm, i emailed out maybank for fully settlement and if possible abit of discount.

they gave me 3k as fully setttlement. my outstanding balance is 3800++
but then, need to pay within a week. adoi

Anybody got car loan under AKPK? Because i just reschedule to include the car loan but in the portal it is listed under SELF. So should i pay to AKPK or need to pay directly to bank?

I asked AkPK but still no reply. Thought someone might encounter this before

car loan cant be under AKPK.

car loan you need pay directly to bank you loan

Are you sure cant be under AKPK? Because they helped me reschedule it

AKPK doesn't handle collateral loans like car/ house purchase. as in you will have to direct deal with bank for all matters like payment schedule etcc. i think you have to re-read the letter akpk issued to you

just got the letter. thanks for info

Nice, you lucky fella! so how do you go about handling this. do you email them for the full settlement, or you go to their branch to get the letter?
DUDE! that is good discounts le! assume you already got minimal interest % with akpk, and now further discount, i think you could not ask for more. hmm about 21% discount fron 3800 to 3000 correct?

i go directly their branch (which i make loan) to make settlement, then on the same time they issue me the release letter.

so you knew the amount (i guess from M2U?) --> go to their branch & say want to make full --> they let you know how much --> you male payment thru M2U --> branch confirms payment --> issue release letter

that is the sequence?

if you talk about Bank Rakyat , then you just go to the branch you make loan before.
tell them you want make settlement. they will check and let you know immediately.
after that they ask you go to their bank counter tell the counter you want pay last payment.
then fill in the slip pass them the money.
once payment done, bring the slip to meet the official who inform you about your last payment.
the official will make the release letter and pass to you.

ic! well good that you managed to get urself from bank rakyat debt. i guess the balance is not a lot already (or you got kena lottery?) but in my case i don't think i can do that. amount is still big, & will uave to continue akpk for awhile.

if u dun mind i ask - now no longer with akpk as in debt-free?

7yrs for akpk debt.

i join apkp 2010 and with the huge amount of debt....

my last payment to akpk will be next month