Good for you then

vin_ann,

my MBB petronas is my first card and I just started working for 2 months. I guess they're either more prudent or downright slow in processing new applications.

CSers were great and I understand that they cant do much anyway if the processing department is slacking.

i think no more i plan thing ...

arsenal.. what la you never msg me back.. i called the customers service officer myself

Anyone know what's the normal credit limit range for gold card from HSBC?

I was only given RM11k after 6 months of use, whereby my average monthly spending is RM8k and I always pay full, so I called up to complain.

I think it's likely because I'm a freelancer (i.e. no registered company - reason why I'm rejected by all other banks).

Anyway, I got fedup and applied for HSBC Premiere today only to find out that they increased my limit to RM20k because of my complaint.

wirelessdude,

I think HSBC gold CC CL range should be quite wide, maybe even RM50k-100k

looks like their std answer is in progress/processing. i called them up several times & the CSO always tell me is still processign. one day, i've decided to write in to complain, finally someone replied. she told me my applicaiton was pending as i my Ic copy is unclear & i forgotten to provide them my relative's contact. i got so fed up! the call center told me they receive all my docs & procesing my applicaiton, but someone told me something different,

i emailed the details to her. & told her tat i need the card urgently, told her to expedite for me. but still, i didnt receive the card & no news from then on, i wrote in to complain again. finally someone replied said will chk for me. the card is suppose to come with lifetime annual fee waiver if approve by 31 Aug. but in the end, the card was only approved in early sep. i dont know whehter this is reason they are delaying my application.

anyway, i've checked tat the card is in Pos office now. i'll go down to collect on coming sat.

visa & mastercard limit is max up to Rm300k . My last Hsbc classic is 35k but cancelled it already. My collegue gold card is 10k . But it will increase by year la.

what card u apply for lifetime annual fee waive??

my one is Petronas Visa, as i got DA Master(I cancel Visa).

wirelessdude, from the bank's perspective you're a lousy customer, spend money but don't carry any balance forward which means no interest income to the bank. Maybe that's why they ignore you

I wanted to buy sumthing worth more than 1k..dats why i want to convert to installment..will check for da link.

Juz done you all some favor..ive check my bill..doest show any interest involved..n i think wut appear in my bill is exactly da same as wut i spend..it shows both da rupiah i spend there n also da ringgit converted..does dis info helped?

any1 know how to check ur application status?
roughly how long it takes from apply to getting the card?

Call the customer service.

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Check your retail purchases against the international currency conversion rates at the transaction date. You'll see a slight variation. If you spend 1million rupiah on your slip ... of course it will appear as 1 million rupiah on your statement. They call it "administrative fee" and not interest ... of course if you call the CS they will tell you no interest.

Check your conversion rate again and you'll see there's a slight variation. (Check and tell us whether we are right or wrong) Of course we know what we are telling the folks here my friend.

Hmmm... that means no more diff between classic and gold? I always thought gold meant more privilleges and higher credit limit.

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Added on September 18, 2008, 11:01 pmWow! That means mine's awfully low.

This post has been edited by wirelessdude: Sep 18 2008, 11:01 PM

i applied for SonyCard, coz i' wan to get a bravia for my mum
btw what does DA stand for?

DA=Direct Access. From CIMB Bank, formerly Southern Bank.

Normally standard processing time is 4 to 7 days maximum, but due to exceptional case it might be longer. Normally from what i observe is customers that signs up a HSBC credit card usually get annoys because we ask much more personal questions comparing to other bank. BTW guys i'm working for HSBC and if there is any questions or anyone needing to apply for HSBC CC's or services please do not hesitate to PM me cheers.

which department u work in hsbc ?

can kautim ar