Where you get the info from? Limit to RM50 per mth, so its like RM5 off, right? So I guess its like Maybank taking a cue from Citibank in respect of its Giant Card but half heartedly, isn't it?

Me also just terminated my Maybank card. The service is so bad, its totally unbelievable. They are the equavalent of Drama Minggu Ini over at RTM once upon a time. If the market becomes more open with the encroachment of globalisation, their days are most definitely numbered.

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Added on September 10, 2008, 3:06 pmThks for the link but they the best?? That's the biggest joke, ever ...... lol

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Added on September 10, 2008, 3:13 pmJust like Maybank to have a Me Too product. Kind of like Monkey see, monkey do ;-)

This post has been edited by tgeoklin: Sep 10 2008, 03:13 PM

Erh, you must be new ard here hur? But in case you are not familiar with Maybank, ask around, it should be enlightening.

{But I do agree all banks Customer Service sucks.
MBB = Malaysia Boleh
SCB = Refer my horror story here
Citibank = Always sell out my data to tele-marketeers
HSBC = Recently just got the CC, immediately the next day, tele-marketeers call to ask for home loan


My opinion is as long as it is local ppl serving you for classic/gold, you'll get the same type of service. Maybe platinum/preferred/higher up will have better service (I hope!)}

Not surprised to read about your horror story at Std Chart and I do recall some moments with them as well. Luckily it turned out ok after somewhile. But if you think platinum or preferred services are any better, you are just a little right. To share a little of my experience :-

HSBC Premier - Normally one phone call does it
SCB Priority - Calls and fax normally does it but a little slow at times
RHB Infinity Banking - Calls, fax, physical presence at times required
Maybank Private Banking - Calls? Good music though. Response very very slow. Even took over 1 month to get back on loan application amongst other

UOB Midas Club - Heard from friends very good but not experience before. Anyone care to share?


{FYI, Flex is one of the 2nd cards (if not 3rd/4th) to offer free for life*** without the need to call up the bank to ask/beg for waiver every year. This is followed by Citibank Choice, and the rest of the story. There is no best card, it always change depending on your lifestyle and offer/promotion given. So, who's the monkey here?

Actually, DA is the first to offer free for life without condition

*** but must swipe 2x / mth}


Yeap, DA is the first followed by the rest of the monkeys

This post has been edited by tgeoklin: Sep 10 2008, 04:44 PM

[quote=Syd G,Sep 10 2008, 04:44 PM]I'd so want to apply DA but my primary bank is not CIMB ler. So mafan

[/quote]


Erh, just mail them yr docs, so difficult meh???

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Added on September 10, 2008, 4:54 pmi plan to terminate maybank not becoz their service quality..It's enough for me to have one card that can been accepted both local and international merchant with less procedure. For me Maybank is good but i prefer citibank more

[/quote]

Hey, there's absolutely no comparision at all.

Btw, anyone went for the Maybank Treat Fair back in August? Did anyone notice that Maybank staff were actually jacking up the price of the so called 1 Treat Point auction? Best of all, some of them so moronic, still wearing the Maybank staff tag while bidding up the price. Now, that's Maybank for you

This post has been edited by tgeoklin: Sep 10 2008, 04:54 PM

Don't worry, it takes somewhile ....... if never show, better still

Actually its more aline to your disposable income ..... thus the higher your pay, the x factor can increase significantly

CRIS report also affects your ratings ie. the more cards plus other loans (combine credit) you have in relation to your income will also impact you significantly

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Added on September 10, 2008, 5:29 pmIts just the transparent version of their generic card ......

This post has been edited by tgeoklin: Sep 10 2008, 05:31 PM

To eleborate a little more, its not that simple but some indicators are as follows :-

i) joint loan or guarantor also affects you as CRIS lists it 100% for all parties ie. no apportionment
ii) age, education, position also a factor
iii) credit history, if any ie. personal loans etc
iv) fd, savings with the bank concern also helps
v) marketing plan of the bank at times

and many more factors as well. Differs from bank to bank

Hey, it has been known to happen .... that's why sometimes a lousy bank can be good for you also

Savings is always the BEST but sometimes go overseas, govt regulation forbids bring out too much money, susah lah... further duit sudah masuk debit card, susah keluarkan balik, right?

Get supp card. Easy, fast and free mostly

Woh, all from boleh bank ...... Syabas 2 U

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Added on September 11, 2008, 3:34 pmI think he is confused with Debit Card pula ......

This post has been edited by tgeoklin: Sep 11 2008, 03:34 PM

Good for u ...... I barely off Citibank early last year

erh, you referring to the One Platinum, right? The most popular and preferred platinum card in Malaysia, right? I think its quota achieved lieu

SenQ plusOne from RHB?

I can't agree more with you but those days back in the nineties are way passed ........ nowadays plenty of teenagers have plat cards with exhorbitant limit, even my kid has one with a grand RM1K

This post has been edited by tgeoklin: Sep 12 2008, 09:21 AM

Arh, what's in a name, you say .... everything, it seems

Initially credit card was a payment instrument, thus your view was very valid. Over time however, things changed and it evolved

Just call them and ask them to send later much easier

In that case, go to the card centre and pick up on the spot ...... I think the issue is more like how are you going to pay since away for so long