Already 2 week my hsbc application

So far they only call me once for verification. After tat no news

Cal them but keep still review

@tinkerbel

I check via online and call to the helpline. any direct number to proccessing department ?

Nop, this is my first card and im paying for my car loan only.

anyone can clarify more in hsbc for me /

Yup terapox, thats the number i call ...

I plan to apply CIMB classic visa/master .. how long it took ? my car loan with them

cant apply DA cos i dont have cert

pre approve ? does that mean i can get card within a day ?

my dad was my guarantor .. so how long it would take ?
no late payment though .. only due 2~3 days each month due to salary delay

Only CIMB got this pre-approve thingy ?

Any cimb classic card user here ?

How do i speedup process with cc cimb application ? Maybe i can apply direct at their card centre ... where issit ??
at pj new town branch or where

anyone know where is cimb card centre so i can direct apply there

IM REJECTED FROM HSBC !!!

Now i wan try cimb already since my car loan there

Late payment 2~3 days but 100% got pay every month, no prob rite

Not sure, i check from online lol.

This is my first card and my income definitely more than requirement

phone line also they check ar ?

telecom fixed line ?

any comment with mbf card ?

i see it can approve in 24 hours

Rejected by HSBC yesterday.

Then apply CIMB yesterday and today i feel like apply MBF via on9 .. since can 24 approve

Hope no conflict if apply both card

hmm too wat ?

I plan to apply any low-end card and simply use for "certain period"

Then as usual, approval is very high once I got cc ... then only apply maybank or international bank.

But the thing is, how long normally is the "certain period" ?

2~3 months counted ?

P/S Whats charge,, choice and credit card ? Any differences?

Im also officially 21 this year ..

Got car loan for 2 years+ ... no miss payment, but each month I will delay 2~3 days due to salary cut-off late ..

Annual Gross Income > 25k

But still ... HSBC reject me

Now I apply CIMB + MBF(due to fast approval)

Hope by mid next week can get it

have u tried apply any bank before ?

yea i heard mbf bad service too .. but no choice

just as stepping stone for me lulz ! hope it can approve asap !!

Yea im currently applyin cimb which im payin my car loan .. but i also apply mbf simultaneously

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Added on August 23, 2008, 8:26 pmgosh .. now i wonder if my rejected reason is due to unable to confirm

The agent only request for my direct office line (not my manager) ...
I often not able to pick up my office phone lol ...

But I got receive ONE call from HSBC to my handphone for verification. Is this the call ?


If not able to reach me, maybe I can simply give my colleague ext .. no harm right

This post has been edited by Norns: Aug 23 2008, 08:26 PM

Thanks !

I wonder does majority of you guys here settle the cc bill in total or just min ?

Afaik, every month as long as pay min amount, mean no blacklist or ccris or ctos whatever right ? but the following month will be charge interest

1st attemp : HSBC rejected
On the same day, I applied CIMB (Status: Pending)
Next day(Saturday), I applied MBF via online

Today I call and check, rejected. Reason unknown

Kinda surprise why all get rejected.

I have no problem with my car loan payment ... only delay 2~3days but guarantee got pay.
Income also almost can reach gold card requirement .. and working in MNC for 3 years. And im just applying for Visa
Still got rejected

Just wanna check ...

If I got auto debit payment from saving account , does it contribute to CCRIS or CTOS or bad record when we apply loan or cc ?

Maybe debit such as installment thing, monthly payment or whatever ..
When we dont have money in bank, they cant deduct from us ..

but will it leave bad remark like hat CC does ? cos if CC we late payment got ccris or etc