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 Credit Card Thread V4, Plastic Money @ World Access

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maiself
post Sep 19 2008, 06:51 AM

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QUOTE(hye @ Sep 18 2008, 06:43 AM)

Added on September 18, 2008, 6:45 am

No one has done what you are thinking of doing and in my entire life of using credit card and the thousands of people who handled my card, I never had anyone abuse my CVV no. You are just too paranoid.  shakehead.gif
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If u have no answer for that question.. ur post is not helping.. although u had million of transaction doesnt means it wont happened.. the possibility is there.. some website on internet will approved the transaction.. as long as ur CC no & cvv no is right... doh.gif they dont even crosscheck the address



This post has been edited by maiself: Sep 19 2008, 06:57 AM
xwteoh
post Sep 19 2008, 07:45 AM

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Anyone tried DA's "I PAY PLAN" I wonder how it works. And i afraid that if I bought something and the customer service tell me cannot convert to "I PAY PLAN". Will this really happen?
ronnie
post Sep 19 2008, 08:32 AM

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QUOTE(tgeoklin @ Sep 18 2008, 04:17 PM)
Sometimes its a wonder why anyone would want to support MBB, its inefficient, arrogant, rude and downright stupid at times. And its not as if there are no alternatives etc.
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Totally agreed with you wink.gif
MBB is arrogant because it's the largest bank in Malaysia.
TSvin_ann
post Sep 19 2008, 08:32 AM

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QUOTE(xwteoh @ Sep 19 2008, 07:45 AM)
Anyone tried DA's "I PAY PLAN" I wonder how it works. And i afraid that if I bought something and the customer service tell me cannot convert to "I PAY PLAN". Will this really happen?
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it's better u call in to enquire about the I-pay plan. no point worrying around without doing anything.

CALL the Direct Acceess!!!
tachlio
post Sep 19 2008, 08:57 AM

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DA, 1300-880-900~ (Call till i rmb liao)

Charge for local rate.....
TSvin_ann
post Sep 19 2008, 09:30 AM

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http://www.directaccess.com.my/pdf/I.pay%20Plan(E-11Mar).pdf

To enjoy , please call:
CIMB Bank 03-6204 7877
Direct Access 03-6204 7199
tgeoklin
post Sep 19 2008, 09:48 AM

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QUOTE(wirelessdude @ Sep 18 2008, 11:00 PM)
Hmmm... that means no more diff between classic and gold? I always thought gold meant more privilleges and higher credit limit.


Added on September 18, 2008, 11:01 pm

Wow! That means mine's awfully low.
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There are, in terms of benefits and services smile.gif

Actually your credit limit is dependent on your income ie. a very rich man may have a classic card with 500K limit if he has over millions in FDs with the bank concern while a working professional may only have a plat card with RM30K limit fyi. However, as a rule, the minimum limit is RM1K, regardless of card type while some banks also have ceiling limits, depending on card type
Syd G
post Sep 19 2008, 10:29 AM

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My MBB petronas card is processed!! w00t!! It already appears in my MB2u biggrin.gif

Total number of calls : 3

1) To ask..er.. why no news after 1 month (answer : payslip & offer letter not enough, nid bank statement and new name for relative - fiance cannot doh.gif, they sent a letter to my office on the 20th of August, I called them on the 2nd of September.. 8th of September only arrived. How?)
2) To reconfirm whether they've received my faxed documentations or not
3) To ask whether there's any progress. Else I told them I'm applying for another card (brows.gif), I called them yesterday, they asked to call again next Monday

Now let see how many months will it take for it to reach my mailbox :|


cute_boboi
post Sep 19 2008, 10:38 AM

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QUOTE(wirelessdude @ Sep 18 2008, 11:00 PM)
Hmmm... that means no more diff between classic and gold? I always thought gold meant more privilleges and higher credit limit.


Added on September 18, 2008, 11:01 pm

Wow! That means mine's awfully low.
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No la, I think yours is among the average median. There are many gold cards with 4k CL only sweat.gif

xwteoh
post Sep 19 2008, 10:49 AM

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I called already, but....the operator told me it's only can transfer the payment to "I PAY PLAN" after u did the transaction. And I'm planning to buy a Camera, i ask them whether buy from the shop it allowed to transfer to "I PAY PLAN" they say cannot tell me, must wait i made the transaction 1st then only they can tell. o.O

This post has been edited by xwteoh: Sep 19 2008, 10:54 AM
tgeoklin
post Sep 19 2008, 10:56 AM

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QUOTE(cute_boboi @ Sep 19 2008, 10:38 AM)
No la, I think yours is among the average median. There are many gold cards with 4k CL only  sweat.gif
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Be thankful, One Plat holder known to have only RM1K limit lah brows.gif
bboyahman
post Sep 19 2008, 11:59 AM

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QUOTE(bboyahman @ Sep 16 2008, 10:49 PM)
i wish to apply Shell citibank Credit.......  blink.gif  ALL bro n sis any advice o comment?
Any pro n cons ?? any thing need to b careful ?? blush.gif  blush.gif

Plz help....tq very much  icon_question.gif  icon_question.gif  icon_question.gif  icon_question.gif
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Any bro n sis can help me?? icon_question.gif icon_question.gif icon_question.gif
ronnie
post Sep 19 2008, 01:04 PM

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QUOTE(bboyahman @ Sep 19 2008, 11:59 AM)
Any bro n sis can help me?? icon_question.gif  icon_question.gif  icon_question.gif
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You need to accumulate rebate of more than RM20 before they credit back into your account.
And you must have a Shell transaction to get the rebate credited.

Apply for Direct Access Mastercard better as they give the petrol rebate at the end of your statement date
TSvin_ann
post Sep 19 2008, 01:13 PM

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QUOTE(xwteoh @ Sep 19 2008, 10:49 AM)
I called already, but....the operator told me it's only can transfer the payment to "I PAY PLAN" after u did the transaction. And I'm planning to buy a Camera, i ask them whether buy from the shop it allowed to transfer to "I PAY PLAN" they say cannot tell me, must wait i made the transaction 1st then only they can tell.  o.O
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U must read careful. the transaction need to be above RM1,000. any amount more than RM1,000 will qualify, and any shop.

you only can call in to request for the I pay plan after ur transaction is being shown in un-bill transactions basically is 3-4 days.

if u still not convienced, why not u call again, ask the same questions again... u will get different answer, trust me. btw, if u got ur satisfy answer, pls ask for the customer service name. wirte it down n for ur reference, in case something happened which is not same as what been told.

what u need to stress is:

amount > RM1,000 will qualify?
any shop / merchant?


Vcys86
post Sep 19 2008, 03:08 PM

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Hi there,
having some problem regarding the CC payment..

1.I would like to know how long does maybank2u to take to actually does the payment for us?
(I did the transaction yesterday around 5pm)
2. Using interbank transfer then write in the CC number as the benefitiary no. right?
3. On screen it does show the deduction of money, but i called to citibank which they confirm that they havent receive it yet..why?


tgeoklin
post Sep 19 2008, 03:09 PM

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QUOTE(ronnie @ Sep 19 2008, 08:32 AM)
Totally agreed with you wink.gif
MBB is arrogant because it's the largest bank in Malaysia.
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Finally, someone who lives in the real world. You know, I won't be surprised their venture in Indon will give them what they deserves biggrin.gif
cute_boboi
post Sep 19 2008, 03:23 PM

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QUOTE(Vcys86 @ Sep 19 2008, 03:08 PM)
Hi there,
having some problem regarding the CC payment..

1.I would like to know how long does maybank2u to take to actually does the payment for us?
(I did the transaction yesterday around 5pm)
2. Using interbank transfer then write in the CC number as the benefitiary no. right?
3. On screen it does show the deduction of money, but i called to citibank which they confirm that they havent receive it yet..why?
*
Interbank cash transfer will take 1 working day to clear, if I recall correctly.
The money is deducted from your a/c, but not reflected on the recipient a/c until the next working day. It's the same, I tried transfer between MBB <> PBB vice versa.

Same bank transfer is immediate.

Putraskyline
post Sep 19 2008, 03:36 PM

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For the Amex Charge card, what happen if we do not settle all of the statement bill by due date?
wirelessdude
post Sep 19 2008, 03:44 PM

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QUOTE(cute_boboi @ Sep 19 2008, 03:23 PM)
Interbank cash transfer will take 1 working day to clear, if I recall correctly.
The money is deducted from your a/c, but not reflected on the recipient a/c until the next working day. It's the same, I tried transfer between MBB <> PBB vice versa.

Same bank transfer is immediate.
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If you transfer before 11:30am, the money will be in by 6:30pm same day.
tgeoklin
post Sep 19 2008, 03:50 PM

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QUOTE(Putraskyline @ Sep 19 2008, 03:36 PM)
For the Amex Charge card, what happen if we do not settle all of the statement bill by due date?
*
Then you get charged very very hefty rates for your o/s rclxms.gif

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