visa & mastercard limit is max up to Rm300k . My last Hsbc classic is 35k but cancelled it already. My collegue gold card is 10k . But it will increase by year la.

wirelessdude,

I think HSBC gold CC CL range should be quite wide, maybe even RM50k-100k

Interbank cash transfer will take 1 working day to clear, if I recall correctly.
The money is deducted from your a/c, but not reflected on the recipient a/c until the next working day. It's the same, I tried transfer between MBB <> PBB vice versa.

Same bank transfer is immediate.

Anyone know what's the normal credit limit range for gold card from HSBC?

I was only given RM11k after 6 months of use, whereby my average monthly spending is RM8k and I always pay full, so I called up to complain.

I think it's likely because I'm a freelancer (i.e. no  registered company - reason why I'm rejected by all other banks).

Anyway, I got fedup and applied for HSBC Premiere today only to find out that they increased my limit to RM20k because of my complaint.

It all depends on the bank and your luck. I know someone who gets their CIMB cc credit limit upgraded every 2-3 years by the bank. However, you can trigger the CL upgrade faster if you send in the proof of your new income to the bank.

There are cases in this thread where CL upgrades happens very aggresively but please take note that those will not happen to every single cc holder of that bank nor it will happen just because you make prompt payment every month. Take myself for example, I have been paying my Citibank's promptly since the last few years and I only get a CL upgrade by the bank once around 2-3 years and my application for a upgrade is always rejected.

I always pay in full and never miss a payment ... go figure 

Aiyah, card is free for life mah 

how to complain to get so high limit?

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Added on October 9, 2008, 4:52 pmhow's ur monthly usage? do you pay all or in debts?

Look at it this way. You put in 200K in FDs and get only 40K limit, is that considered high? 

@wirelessdude
Unbelievable, you CL raised to RM 40K in one year.... So nice, can apply and get most of the Platinum card.

so in total you have 200k being hold by HSBC? no wonder HSBC dare to give u high limit

so in total you have 200k being hold by HSBC? no wonder HSBC dare to give u high limit

Citibank will never approve ppl from freelance or events ... to them that's call high risk