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Credit Card Thread V4, Plastic Money @ World Access
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simplesmile
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Sep 17 2008, 03:25 PM
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QUOTE(vin_ann @ Sep 17 2008, 03:01 PM) you have missed out Maybank, if u frequent shopper in Carrefour, u will be likes it. 5% rebate on normal days and 10% rebates on Super Tuesday for MBB credit card n Amex.... But that Maybank promo is only until year end. I'm looking for something long-term. I don't want to get stuck with this card and have no use for it after this year.
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pisang
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Sep 17 2008, 03:52 PM
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QUOTE 8. International Transactions Mastercard and Visa charges a surcharge on top of the exchange rate. The banks also choose to charge an additional administration charge on top of that
EON: 2%
Hello friends, today i called EON bank, i was told that there is no surchage for oversea transactions. This is different from what's on the first page 2%. Who is right? anyone can confirm this?
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hbong
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Sep 17 2008, 04:55 PM
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Getting Started

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Anyone here using Visa Infinite?
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hye
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Sep 17 2008, 05:46 PM
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White Tiger
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QUOTE(pisang @ Sep 17 2008, 03:52 PM) Hello friends, today i called EON bank, i was told that there is no surchage for oversea transactions. This is different from what's on the first page 2%. Who is right? anyone can confirm this? Got .... read every single sentence of your credit card's T&C. (I did this for this card before) Eventually, you'll come across this statement regarding surcharges for overseas transactions.
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shamsay
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Sep 17 2008, 06:52 PM
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why cimbclicks inaccessible....i try many times....page cant be displayed..anyone having same problem?
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Putraskyline
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Sep 17 2008, 07:10 PM
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Non-Regular
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QUOTE(shamsay @ Sep 17 2008, 06:52 PM) why cimbclicks inaccessible....i try many times....page cant be displayed..anyone having same problem? Their server are too busy I guess since they have promotion on guaranteed gift on who register cimbclicks starting today.
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agrace
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Sep 17 2008, 11:11 PM
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New Member
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QUOTE(Syd G @ Sep 16 2008, 10:29 AM) Maybank processing dept is so far the slowest one that I've encountered. totally agree that MBB is slowww! my card has finally approved in early sep. guess what, i applied for this card in jun & its only approve in sep! i've received their statement BUT i'm still yet to receive the card! the statement is sent via normal mail while the card is sent via pos laju. normal mail is actually faster than poslaju
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TeraPox
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Sep 18 2008, 12:01 AM
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Hi guys... anyone missed me??? i just back from vacation... was lucky i'm one of the 200 entries to the LCCT premium lounge this month...by using my EON platinum card... food is getting worse in there...  but wth.. free food ma...  they just added 3 PCs in there... can surf for free....  remember the main attraction inside that we always mention... guess wat happened to it now.....  hahahaha... but its free ma... so dun complain too much... This post has been edited by TeraPox: Sep 18 2008, 12:02 AM
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phat
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Sep 18 2008, 12:26 AM
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QUOTE(pisang @ Sep 17 2008, 03:52 PM) Hello friends, today i called EON bank, i was told that there is no surchage for oversea transactions. This is different from what's on the first page 2%. Who is right? anyone can confirm this? used my mattafair eon bank when i wuz in jogjakarta..saw da statement but didnt saw any surcharge though..n my spending is close to 2k.. Guys juz wanna ask, does cimb card (direct access) provide free installment like other cc?if yes,does it have any administration fees?if yes,how much?im thinking of spending around 7k n would like to call them to convert to installment plan.is dat possible?
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maiself
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Sep 18 2008, 01:13 AM
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want to ask something.. regarding cvv no at the back of the cc.. IF we blacken it.. will it void the card..? Not feel safe if i hand over the card to other people e.g hotel counter, sales guys who need to photocopy front/back cc.
coz i already remember the cvv no.. so better just blacken it.. then nobody else know...
* i means void in term of trouble that i will facing.. let say shop dont want to accept my card due to cvv blacken out..
This post has been edited by maiself: Sep 18 2008, 01:16 AM
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z3171600
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Sep 18 2008, 01:47 AM
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QUOTE(maiself @ Sep 18 2008, 01:13 AM) want to ask something.. regarding cvv no at the back of the cc.. IF we blacken it.. will it void the card..? Not feel safe if i hand over the card to other people e.g hotel counter, sales guys who need to photocopy front/back cc. coz i already remember the cvv no.. so better just blacken it.. then nobody else know... * i means void in term of trouble that i will facing.. let say shop dont want to accept my card due to cvv blacken out.. I read that we could cellotape the area to cover the cvv. Better wait for answer from shifu here.
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cHipoLatas
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Sep 18 2008, 02:25 AM
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New Member
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QUOTE(realman @ Jul 15 2008, 10:42 AM) How about my current outstanding balance in tat card? you do balance transfer to other bank to save interest..=)
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hye
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Sep 18 2008, 06:43 AM
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White Tiger
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QUOTE(phat @ Sep 18 2008, 12:26 AM) used my mattafair eon bank when i wuz in jogjakarta..saw da statement but didnt saw any surcharge though..n my spending is close to 2k.. Guys juz wanna ask, does cimb card (direct access) provide free installment like other cc?if yes,does it have any administration fees?if yes,how much?im thinking of spending around 7k n would like to call them to convert to installment plan.is dat possible? Call and inquire about the iPay plan. It should be for 10 or 20 months installments (Can't remember the interest rate) but this applies for purchases above a certain threshold (Should be above RM1K I think). If you are thinking to do installment for your overall cc payment then this doesn't apply. Added on September 18, 2008, 6:45 amQUOTE(maiself @ Sep 18 2008, 01:13 AM) want to ask something.. regarding cvv no at the back of the cc.. IF we blacken it.. will it void the card..? Not feel safe if i hand over the card to other people e.g hotel counter, sales guys who need to photocopy front/back cc. coz i already remember the cvv no.. so better just blacken it.. then nobody else know... * i means void in term of trouble that i will facing.. let say shop dont want to accept my card due to cvv blacken out.. No one has done what you are thinking of doing and in my entire life of using credit card and the thousands of people who handled my card, I never had anyone abuse my CVV no. You are just too paranoid. This post has been edited by hye: Sep 18 2008, 06:46 AM
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pisang
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Sep 18 2008, 07:28 AM
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QUOTE(phat @ Sep 18 2008, 12:26 AM) used my mattafair eon bank when i wuz in jogjakarta..saw da statement but didnt saw any surcharge though..n my spending is close to 2k.. Guys juz wanna ask, does cimb card (direct access) provide free installment like other cc?if yes,does it have any administration fees?if yes,how much?im thinking of spending around 7k n would like to call them to convert to installment plan.is dat possible? Hi Phat, maybe you can do a little favor for the ppl here to confirm on the overseas transaction surcharge. Can you pls check on your statement if there is any? as u know.. i'm confused now. EON bank CS said no surcharge, But member hye here said there is surchage as written on the T & C booklet. No offense to any1. just want confirmation. tks. This post has been edited by pisang: Sep 18 2008, 07:29 AM
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TSvin_ann
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Sep 18 2008, 09:20 AM
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QUOTE(phat @ Sep 18 2008, 12:26 AM) used my mattafair eon bank when i wuz in jogjakarta..saw da statement but didnt saw any surcharge though..n my spending is close to 2k.. Guys juz wanna ask, does cimb card (direct access) provide free installment like other cc?if yes,does it have any administration fees?if yes,how much?im thinking of spending around 7k n would like to call them to convert to installment plan.is dat possible? there is i-plan link in the 1st post.
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tgeoklin
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Sep 18 2008, 11:01 AM
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QUOTE(hbong @ Sep 17 2008, 04:55 PM) Anyone here using Visa Infinite?  What you wish to know?
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tachlio
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Sep 18 2008, 04:09 PM
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QUOTE(agrace @ Sep 17 2008, 11:11 PM) totally agree that MBB is slowww! my card has finally approved in early sep. guess what, i applied for this card in jun & its only approve in sep! i've received their statement BUT i'm still yet to receive the card! the statement is sent via normal mail while the card is sent via pos laju. normal mail is actually faster than poslaju  I had apply my 30 Aug, i call them last thurday they said in progress. And this tuesday i call them ask again they said in progress so i told the CS said i will go travel next week.. then she told me will rush for me~ the next day i call them and they told me the card is approve and i can get at branch next week....  Seen like if they don think u really rush, they will keep delay like ur case~
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Syd G
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Sep 18 2008, 04:14 PM
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Mom. Servant of God.
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I'm gonna give them till Monday else I'll just cancel the application.
I applied during PC fair.. that was almost 2 months ago
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tgeoklin
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Sep 18 2008, 04:17 PM
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QUOTE(Syd G @ Sep 18 2008, 04:14 PM) I'm gonna give them till Monday else I'll just cancel the application. I applied during PC fair.. that was almost 2 months ago Sometimes its a wonder why anyone would want to support MBB, its inefficient, arrogant, rude and downright stupid at times. And its not as if there are no alternatives etc. This post has been edited by tgeoklin: Sep 18 2008, 04:17 PM
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TSvin_ann
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Sep 18 2008, 04:28 PM
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QUOTE(tgeoklin @ Sep 18 2008, 04:17 PM) Sometimes its a wonder why anyone would want to support MBB, its inefficient, arrogant, rude and downright stupid at times. And its not as if there are no alternatives etc. haha... my experience with MBB is totally opposite with u... applied my MBB petronas card got it approved within 60 minutes n actual card got it within 1 week. called their CS also quite fast. perhaps im calling at right time?
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