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 CREDIT Card Thread v2, Everything about the world of plastic

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SUSDavid83
post Feb 2 2008, 02:29 PM

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QUOTE(ronnie @ Feb 1 2008, 10:30 PM)
Credit limit is based on annual income, right ?


Added on February 1, 2008, 10:33 pm

Petronas system is put credit card first, followed by Kad Mesra/Real Rewards.... inverse from Shell+Bonuslink
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Sorry. I'm not aware that it works the inverse way. Not a big fan of Petronas petrol. biggrin.gif
WaCKy-Angel
post Feb 2 2008, 02:32 PM

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QUOTE(David83 @ Feb 2 2008, 02:29 PM)
Sorry. I'm not aware that it works the inverse way. Not a big fan of Petronas petrol. biggrin.gif
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UOB also put credit card in 1st then only put their own ecard
SUSDavid83
post Feb 2 2008, 02:33 PM

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QUOTE(WaCKy-Angel @ Feb 2 2008, 02:32 PM)
UOB also put credit card in 1st then only put their own ecard
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UOB or BHP? I think you're referring to BHP kiosks.
WaCKy-Angel
post Feb 2 2008, 02:34 PM

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QUOTE(David83 @ Feb 2 2008, 02:33 PM)
UOB or BHP? I think you're referring to BHP kiosks.
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LOL yea....

SHELL also put credit card 1st wat?

SUSDavid83
post Feb 2 2008, 02:36 PM

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QUOTE(WaCKy-Angel @ Feb 2 2008, 02:34 PM)
LOL yea....

SHELL also put credit card 1st wat?
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Nope. Shell put Bonuslink card 1st. Then followed by CC.

If I remembered correctly, it's the same for Esso & Mobil. Smiles card 1st, then CC.

This post has been edited by David83: Feb 2 2008, 02:37 PM
iceiscool
post Feb 2 2008, 03:31 PM

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QUOTE(David83 @ Feb 2 2008, 02:36 PM)
Nope. Shell put Bonuslink card 1st. Then followed by CC.

If I remembered correctly, it's the same for Esso & Mobil. Smiles card 1st, then CC.
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Esso n mobil wat CC??
Aeon_Clock
post Feb 2 2008, 04:02 PM

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QUOTE(WaCKy-Angel @ Feb 2 2008, 02:20 PM)
doh.gif  doh.gif  doh.gif  doh.gif

I meant im getting UOB rebates and also BHPetrol point when using their card...
user posted image
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you've mistaken with my answer...top part just clarifying abt Petronas, btm part abt your UOB card.

QUOTE(WaCKy-Angel @ Feb 2 2008, 09:46 AM)
Hmm Petronas Card wont get points for Mesra card?

Btw how about UOB then?
My math sux somebody help me to calculate...
Last month total card usage is RM493.68
And RM146 for GSC (2%) means the remaining all used for BHPetrol (5%).
And the Smart$ earned is RM15.34 that means i get points too eventhough i also got use BHP own point card
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QUOTE(Aeon_Clock @ Feb 2 2008, 10:34 AM)
Petronas card user won't get Mesra points...not card. You can still use the card for other things like the Supercar Bonanza. And maybe Real Rewards points. Actually I didn't know there was any mesra points before...

I believe no other cards give points for using at petrol station. UOB if I'm not mistaken...give you rebate only. Never mentioned about points.
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ronnie
post Feb 2 2008, 05:50 PM

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Because Petronas Maybank Visa CC give TreatPoints, so we cannot collect RealReward points when using at Petronas sad.gif

Anybody know if Petronas CIMB Mastercard CC can still collect RealRewards ?
ronnie
post Feb 2 2008, 05:53 PM

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QUOTE(iceiscool @ Feb 2 2008, 03:31 PM)
Esso n mobil wat CC??
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CC = Credit Card
ychwang
post Feb 2 2008, 06:00 PM

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May i know CIMB Petronas MasterCard have paypass facilities?

Which bank CC got free Personal Accident Insurance?

This post has been edited by ychwang: Feb 2 2008, 06:07 PM
hye
post Feb 2 2008, 06:31 PM

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QUOTE(ychwang @ Feb 2 2008, 06:00 PM)
May i know CIMB Petronas MasterCard have paypass facilities?

Which bank CC got free Personal Accident Insurance?
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From the promotional pictures, CIMB Petronas doesn't seem to support PayPass. However, the good news is that the MBB Petronas card support PayWave. (Merchant terminal supporting multiple RF cards namely Mastercard PayPass, VISA Paywave & AMEX, these terminals have yet to debut in Malaysia)

Why do you want the Personal Accident Insurance ? Neither of the Petronas cc offer free Personal Accident Insurance. If I'm not mistaken MBF cc offer this but the payout is only RM25K and you need to fill in their form every year + it's not you who'll benefit from this. (If you understand what I'm trying to say) blink.gif

This post has been edited by hye: Feb 2 2008, 08:26 PM
ychwang
post Feb 2 2008, 08:28 PM

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QUOTE(hye @ Feb 2 2008, 06:31 PM)
From the promotional pictures, CIMB Petronas doesn't seem to support PayPass. However, the good news is that the MBB Petronas card support PayWave. (Merchant terminal multiple RF cards namely Mastercard PayPass, VISA Paywave & AMEX, these terminals have yet to debut in Malaysia)

Why do you want the Personal Accident Insurance ? Neither of the Petronas cc offer free Personal Accident Insurance. If I'm not mistaken MBF cc offer this but the payout is only RM25K and you need to fill in their form every year + it's not you who'll benefit from this. (If you understand what I'm trying to say)  blink.gif
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Because i saw EON Bank Credit card offer Personal Insurance Up to 60k for gold once your card had been activated. And since the personal accident insurance cost RM300+/year to purchase, I'm thinking to get from the card which is more cost saving.
More info can refer here.

http://www.eonbank.com/Individual_Banking/...vilion_gold.htm


QUOTE
FREE Personal Accident Insurance Coverage
At EON BANK GROUP, we believe it is important that we do our part to safeguard you against the unforeseeable. Hence, once your card is activated, you will be automatically protected with a FREE Personal Accident Insurance which provides accidental benefits and injury cover of up to RM60,000 for Gold Cardholders for a period of 6 months and RM100,000 for Platinum Cardholders for a period of 12 months.
vin_ann
post Feb 2 2008, 09:09 PM

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QUOTE(WaCKy-Angel @ Feb 2 2008, 02:20 PM)
doh.gif  doh.gif  doh.gif  doh.gif

I meant im getting UOB rebates and also BHPetrol point when using their card...
user posted image
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yeah... i got the 1st 500 point free le... using form tht UOB send to me. we are using the same thing...

QUOTE(WaCKy-Angel @ Feb 2 2008, 02:32 PM)
UOB also put credit card in 1st then only put their own ecard
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yaya...

QUOTE(David83 @ Feb 2 2008, 02:33 PM)
UOB or BHP? I think you're referring to BHP kiosks.
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tht's procedure of pump petrol lol
SUSDavid83
post Feb 2 2008, 09:12 PM

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QUOTE(vin_ann @ Feb 2 2008, 09:09 PM)
yeah... i got the 1st 500 point free le... using form tht UOB send to me. we are using the same thing...
yaya...
tht's procedure of pump petrol lol
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I know. We were arguing which card to slot in 1st. Membership card or credit card first?
vin_ann
post Feb 2 2008, 09:19 PM

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QUOTE(David83 @ Feb 2 2008, 09:12 PM)
I know. We were arguing which card to slot in 1st. Membership card or credit card first?
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BHP petrol kiosk is CC 1st lol....


SUSDavid83
post Feb 2 2008, 09:22 PM

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QUOTE(vin_ann @ Feb 2 2008, 09:19 PM)
BHP petrol kiosk is CC 1st lol....
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Yes I'm aware of that after have been highlighted by WaCKy-Angel.
hye
post Feb 2 2008, 09:52 PM

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Anyone here wish to comment which card is the easy to obtain a extension of the free annual waiver ?

So far I have been fairly successful with Citibank and Standard Chartered (Character card).
SUSDavid83
post Feb 2 2008, 10:00 PM

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Just found out that two of my technician failed to get HSBC CC even though their basic salary meets the requirement of RM 18k p.a. HSBC sent them a rejection letter.
hye
post Feb 2 2008, 11:09 PM

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QUOTE(David83 @ Feb 2 2008, 10:00 PM)
Just found out that two of my technician failed to get HSBC CC even though their basic salary meets the requirement of RM 18k p.a. HSBC sent them a rejection letter.
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Quite weird .... any possible explanation for the rejection ?
SUSDavid83
post Feb 2 2008, 11:43 PM

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QUOTE(hye @ Feb 2 2008, 11:09 PM)
Quite weird .... any possible explanation for the rejection ?
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No reason is given. HSBC is a little lan si.

This post has been edited by David83: Feb 2 2008, 11:45 PM

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