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 CREDIT Card Thread v2, Everything about the world of plastic

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Aeon_Clock
post Feb 2 2008, 11:52 PM

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QUOTE(ychwang @ Feb 2 2008, 06:00 PM)
May i know CIMB Petronas MasterCard have paypass facilities?

Which bank CC got free Personal Accident Insurance?
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Maybank Petronas Card got Etika PA insurance for RM10 per month...
if I'm not mistaken, (Jusco) Aeon's AAM card gives free PA.
SUSDavid83
post Feb 2 2008, 11:53 PM

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QUOTE(Aeon_Clock @ Feb 2 2008, 11:52 PM)
Maybank Petronas Card got Etika PA insurance for RM10 per month...
*
Meaning that it's not FOC and has to pay RM 10/month in order to get it. sleep.gif
vin_ann
post Feb 3 2008, 12:11 AM

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QUOTE(David83 @ Feb 2 2008, 10:00 PM)
Just found out that two of my technician failed to get HSBC CC even though their basic salary meets the requirement of RM 18k p.a. HSBC sent them a rejection letter.
*
oic.
how come le?

HSBC only wan the quality customer only?
SUSDavid83
post Feb 3 2008, 12:12 AM

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QUOTE(vin_ann @ Feb 3 2008, 12:11 AM)
oic.
how come le?

HSBC only wan the quality customer only?
*
Good question. If I know the reason behind, I won't be sitting here and posting.

In fact, they applied through the HSBC booth they set up in our plant. They came to our plant at least once in a month.
vin_ann
post Feb 3 2008, 12:17 AM

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QUOTE(David83 @ Feb 3 2008, 12:12 AM)
Good question. If I know the reason behind, I won't be sitting here and posting.

In fact, they applied through the HSBC booth they set up in our plant. They came to our plant at least once in a month.
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wah... once a month ar? got so many potential customer ar?
SUSDavid83
post Feb 3 2008, 12:18 AM

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QUOTE(vin_ann @ Feb 3 2008, 12:17 AM)
wah... once a month ar? got so many potential customer ar?
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Ha! Ha! I have no idea why they're here so frequent. blush.gif
vin_ann
post Feb 3 2008, 12:25 AM

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QUOTE(David83 @ Feb 3 2008, 12:18 AM)
Ha! Ha! I have no idea why they're here so frequent.  blush.gif
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btw, u have created ur DA CC online login account already???
SUSDavid83
post Feb 3 2008, 12:26 AM

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QUOTE(vin_ann @ Feb 3 2008, 12:25 AM)
btw, u have created ur DA CC online login account already???
*
I'm sure that you missed my previous post regarding my frustation to associate CIMB DA to my exisitng CIMBClicks account.

To make it short, I'll answer your question as no even though I have got both ATM PIN and e-PIN for CIMB DA.
vin_ann
post Feb 3 2008, 12:33 AM

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hmmm

tomolo go n try to create my DA CC online login account
guanteik
post Feb 3 2008, 12:40 AM

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QUOTE(David83 @ Feb 2 2008, 11:43 PM)
No reason is given. HSBC is a little lan si.
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i personally feel citibank is more lansi:P
SUSDavid83
post Feb 3 2008, 12:42 AM

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QUOTE(guanteik @ Feb 3 2008, 12:40 AM)
i personally feel citibank is more lansi:P
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Most of the foreign banks are stricter. Couldn't blame them.
vin_ann
post Feb 3 2008, 12:45 AM

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lucky i dun have any problems with them....

anyways, sometime it's annooying...

Citibanks
always get call from them for the promotion things...

HSBC
only got 1 call since 1yr n 9 months

UOB
stil din got any call yet

OCBC
never got call
SUSDavid83
post Feb 3 2008, 12:48 AM

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QUOTE(vin_ann @ Feb 3 2008, 12:45 AM)
lucky i dun have any problems with them....

anyways, sometime it's annooying...

Citibanks
always get call from them for the promotion things...

HSBC
only got 1 call since 1yr n 9 months

UOB
stil din got any call yet

OCBC
never got call
*
What Citibank tried to offer you?

I received two to three calls previously from HSBC regarding free supplementary card to my loved one and Balance Transfer programme.
vin_ann
post Feb 3 2008, 12:55 AM

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QUOTE(David83 @ Feb 3 2008, 12:48 AM)
What Citibank tried to offer you?

I received two to three calls previously from HSBC regarding free supplementary card to my loved one and Balance Transfer programme.
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1. ask me to subscribe auto debit pay bills lol
2. the protection thing on CC...
3. ask me to activate my gold card.
Vv.SoViEt.vV
post Feb 3 2008, 01:39 AM

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Hi, I need to ask about a credit card that will not charge you any fee unless you use it and you can use it virtually anywhere in Malaysia. Planning to get the card for emergency use only* and the card is accepted anywhere in Malaysia. Please recommend.

Please exclude the first time registration fee.

This post has been edited by Vv.SoViEt.vV: Feb 3 2008, 01:41 AM
Aeon_Clock
post Feb 3 2008, 02:37 AM

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QUOTE(vin_ann @ Feb 3 2008, 12:45 AM)
lucky i dun have any problems with them....

anyways, sometime it's annooying...

Citibanks
always get call from them for the promotion things...

HSBC
only got 1 call since 1yr n 9 months

UOB
stil din got any call yet

OCBC
never got call
*
what kind of call you expect from them wor laugh.gif
I use Maybank card for more than a year ady and nobody called me also
SUSDavid83
post Feb 3 2008, 06:20 AM

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QUOTE(Vv.SoViEt.vV @ Feb 3 2008, 01:39 AM)
Hi, I need to ask about a credit card that will not charge you any fee unless you use it and you can use it virtually anywhere in Malaysia. Planning to get the card for emergency use only* and the card is accepted anywhere in Malaysia. Please recommend.

Please exclude the first time registration fee.
*
Try those Free For Life without any condition.

QUOTE(Aeon_Clock @ Feb 3 2008, 02:37 AM)
what kind of call you expect from them wor laugh.gif
I use Maybank card for more than a year ady and nobody called me also
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Usually I call them. They only called when wanted to verify my details during application.
guanteik
post Feb 3 2008, 08:32 AM

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actually what are the reasons one person having so many CC? we can just have 1 card with high credit limit rite...
hye
post Feb 3 2008, 08:53 AM

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QUOTE(guanteik @ Feb 3 2008, 08:32 AM)
actually what are the reasons one person having so many CC? we can just have 1 card with high credit limit rite...
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Have you heard of this saying "Never put all your eggs in one basket". It's good to have an alternative card from another bank, especially if you are traveling. What if your ONLY card get rejected when you want to use it as security when you check-in into a hotel ?

Some people use their cards as a mean to regulate their spending. For example using 2 cards to separate - company expenses & personal expenses, petrol purchases & everything else, IPP purchases & everything else.

Yes ... you can have 1 card with very high credit limit but there are ways to make your purchases much more efficient & use credit cards as means to manage it. But definitely not as a method to accumulate short term debt - their finance charges will kill you.
vin_ann
post Feb 3 2008, 09:34 AM

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QUOTE(Aeon_Clock @ Feb 3 2008, 02:37 AM)
what kind of call you expect from them wor laugh.gif
I use Maybank card for more than a year ady and nobody called me also
*
haha..
i din expect any calls from them, just wan to show how frequent they calling people.

we can see that Citibank is most active in Telemarketing.

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