well, I wouldn't really call it irritating...but I just feel that the options for redemption points are really useless to me. Yeah I don't spend much so I have less points to use. But I see other cards have 'nicer' things to redeem. And their cards are those free-for-life kind...

can't you have 2 Visas? I'm going to have an extra Mastercard soon (temp onli) and I'm pretty sure lots of people out there have more than one Master or Visa...

How come you said that I'm applying another Visa? AMEX is Visa too?

Just apply for the CIMB Credit Card... then have to wiat untill 2 weeks before CIMB call me back.. hehe..
Anyway david, did you get your direct access card yet ?

I think the current CIMB CC promotion is quit good. No conditions(eg minimum spending, minimum swipe). no annual fees.. no ... no what more ek? heheh.. hope there is no hidden cost

Not yet. Still no calls from them as well.

CIMB CC good. hidden cost till now still no kena yet... but no special offer lor .... Good for CIMB but a little bit too NORMAL...

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Added on January 7, 2008, 11:15 amAlso i Planning to get UOB CC... hope UOB also no hidden cost lor.. haha...

This post has been edited by popopi: Jan 7 2008, 11:15 AM

CIMB no annual fee or conditions to meet? But is their cards good?

CIMB DA - no annual fee without any condition
CMIB Mastercard Paypass - no annual fee without any condition

Ok.. crystal clear now. Thanks david
p/s: Typo there david.. CIMB not CMIB .. hehe just a minor typo

not only 2visa, u can have 2amex as well.

This post has been edited by ychwang: Jan 8 2008, 12:15 AM

I'm one of a happy MBB CC fan. Nothing personal, purely on MBB CC only and not their Cust. Serv, but I just feel the card, points and the places I spent, gives me good treatpoints. Also, the range of gifts are above average. Not that bad.

Hmm seems that i saw wrongly lolz

Classic and Flex canot together ler

what makes you interested in applying MBB AMEX since you have already a VISA?

For MBB, AMEX offers double TP and there's points collection for petrol transaction. A good deal since my MBB Visa is my primary CC.

last time i thought like you do... the 2XTP. BTW, imagine you apply for AMEX, u need to pay for the annual fee of RM60... if your TP from AMEX & VISA does not have enough for annual waiver, it's no difference with or without the AMEX.

yes, double or not...the annual fee for Amex kinda kills the benefits of the points. Btw, isn't the annual fee for Amex higher than RM60? According to their website...its minimum RM140 per year. http://www.maybank2u.com.my/site_functions...l?amexcharge#a2

and question 4 says Amex has no free waiver...

This post has been edited by Aeon_Clock: Jan 7 2008, 04:32 PM

David83 is talking about MBB AMEX...

http://www.maybank2u.com.my/consumer/onlin...html#annualfees

What is the income requirement for UOB One Platinum ?
Is it free for life ?

I'm apply MBB AMEX credit card and not charge card. The bank staff told me that it's free for first two years.

The annual fee is RM 60 per card and RM 90 for multiple cards.

i also have mbb amex, but never use. they give me the card n told me it was free for 3 years. dont know how true it is. was thinking of cancelling it anytime soon, since i dont use up treatspoint anyways.