UOB visa platinum is more simple.. black and only platinum word.. I think hsbc is the only platinum card without the diamond shining color... except the UOB ONE plat card why so low class make the card.. I thought u guys say hsbc very high class ?

requirement is rm150k, lower cant apply ?

HSBC platinum is not low class... those who can afford it don't need to show off their platinum card lah. You think like Mr Bean meh ?

Yup ... agree with ya. Don't need to show off the Platinum status unnecessarily and people do know it's a HSBC Platinum card although how small the Platinum word is written. Simplicity, unique and humility I would describe the design of the card. It's always better to keep a low profile and be humble about it.

And ..... the UOB ONE is not a Platinum card.

This post has been edited by hye: Mar 17 2008, 11:37 AM

If you don't specify it, they'll send it to your mailing address.

hsbc platinum has elegance in its simplicity. if you notice foreign banks like hsbc and citibank, their platinum cards are quite simple. hsbc's platinum card before they relaunch the whole new design last year looks exactly like the classic card with only the writing PLATINUM below the hsbc writing. like others said, you dont need to showoff if you have it. looking at the black colour of the card tells a lot. i dislike those cards with very big P on it. very flashy and distasteful.

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Added on March 17, 2008, 11:38 amcould any of you share your platinum card experience? im planning on cancelling some of my cards. i need your input to decide which ones i should maintain.

This post has been edited by mrcloud9: Mar 17 2008, 11:38 AM

Sounds like you have a few cards on hand.

If all the Platinum card holders here hold true to their humble thoughts, it might be a bit of a problem to share their experience as it means they would have to reveal their identities as a Platinum card holder.

my platinum card is approved !!!!!!!!!!!!!!!!!!! ONE Platinum only but credit limit is only RM4000

consider high or low ?

anyone mind to share their card type, bank and credit limit ???

I personally used CC from 2 banks...

1. PBB Visa & Master Gold with 35K credit limit
2. MBB Visa Flex with 12K credit limit

My old Citibank Clear credit card (now terminated already) started @ RM5K. (If I remember the limit correctly)

This post has been edited by hye: Mar 17 2008, 03:09 PM

wah... why so big different for 2 bank? My friend say they will follow other card limit correct ? RM35k for gold then normally platinum how high?

need how much income only can get more than 10k credit ?

congrats now you can show off "not-so-real" platinum card hehehe with RM4k limit

That day I was at Espirit shop. At the casher, 4 person in a row uses Platinum credit card. Nothing special pun

I use Mobil/Esso.

Get Amex. You get 2x CC points forever and 1x-1.5x Smiles points (depending on promotion)

Using Visa/Mastercard, you don't get any CC points (except during promotion period), just 1x-1.5x Smiles points (depending on promotion)

ya... that day I see few auntie and granma also use platinum card

i havenot get my card.. I call they say approve already.. my next card is gold and real plat card

the credit depends very subjectively on the below:-
1. payment history
2. salary
3. investment you have with the bank
4. number of cards with the bank
5. card type (gold,silver,platinum)
6. bank policy (e.g. increase after years with the bank)

there may be more reasons...

generally platinum limit is above 50k as far as im concerned. but i know a few people who have limits in the region of rm 200,000. but with banks lowering the income requirement for plat cards, i wont be surprised if there are plat cards these days with limits as low as RM 20,000.

From UOB website, the ONE card has classic n platinum 2 types.. The min salary for classic ONE is 18K PA and 48K for ONE Platinum.. Y seem so many applied that and got ONE platinum together with just 4k credit limit? Isnt that 4k limt should be applied o Classic ONE card?

way of marketing... I give u a higher status card for a credit of a lower status card, so I can charge you higher status annual fee...

Nowadays alot of card are waiving annual fees....

I've known people holding Platinum credit cards with credit limit of lower than RM20k