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Prepaid Cards BigPay (with Mobile Application) V1, Prepaid MasterCard - CashBack & BigPoint

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tan_aniki
post Jul 19 2018, 02:10 PM

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QUOTE(digidigi @ Jul 19 2018, 01:18 PM)
Hi, can you confirm is oversea spending entitle 1bp per rm20 spending or rm2?thanks
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Confirmed by BP already: RM20=1Big Point
You can check in the app as well, there is no statement about this RM2=1 inside

QUOTE(Alec.Yong @ Jul 19 2018, 02:02 PM)
Now seems both visa and MasterCard not working.. keep loading....zzz
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CS said AirAsia server got problem, don't reload 1st

This post has been edited by tan_aniki: Jul 19 2018, 02:13 PM
hebe87
post Jul 19 2018, 02:18 PM

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QUOTE(yvonnesoo @ Jul 19 2018, 02:09 PM)
i checked mine is none. no transaction on my unbilled transaction (already more than 2 days after my statement date). that is why i called in to OCBC to clarify cry.gif  i only try it 1 time to check whether OCBC will give 1% or not.. total transaction in my card only 2  laugh.gif so in my case, definitely won't over my credit limit  sweat.gif

weird..  hmm.gif  i guess i will write in to ask OCBC to clarify on this.. or wait until next statement
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wait for few more days.
my just open internetbanking

my statement date on 11th. the 0.9% comes in on 17th
yvonnesoo
post Jul 19 2018, 02:23 PM

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QUOTE(hebe87 @ Jul 19 2018, 02:18 PM)
wait for few more days.
my just open internetbanking

my statement date on 11th. the 0.9% comes in on 17th
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ohmy.gif wow that is long. anyway, thanks for your info. i will check it out then..

really dislike this 2 tiers cash rebate. so confusing and it's troublesome to calculate. probably they hope their user don't calculate and if they give less, nobody will notice laugh.gif
PsychoJoe
post Jul 19 2018, 02:25 PM

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BigPayJonathan In view of the proposed RM 25 SST on credit card services, does the BigPay card fall under that scope?

http://gst.customs.gov.my/en/hl/_layouts/c...ils.aspx?ID=259
swn525
post Jul 19 2018, 02:26 PM

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QUOTE(swn525 @ Jul 19 2018, 02:20 PM)
user posted image

http://gst.customs.gov.my/en/hl/_layouts/c...ils.aspx?ID=259

from custom website latest announcement

back to SST will charge per year, RM25

time to cancel most of the credit card  bye.gif
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i did send a message to ask BP customer service, waiting reply dry.gif

This post has been edited by swn525: Jul 19 2018, 02:28 PM
jfleong
post Jul 19 2018, 02:44 PM

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QUOTE(PsychoJoe @ Jul 19 2018, 02:25 PM)
BigPayJonathan In view of the proposed RM 25 SST on credit card services, does the BigPay card fall under that scope?

http://gst.customs.gov.my/en/hl/_layouts/c...ils.aspx?ID=259
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Most likely won't be affected because it's only for credit or charge card (Amex)
This is a prepaid card
plus I think the purpose behind the tax is to stop people from getting too many CC and going into debt (but I doubt its effectiveness)
tan_aniki
post Jul 19 2018, 03:07 PM

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I believe the bank will waive for you like last time, just threat to cancel if you seldom use it and they will plead for you to continue holding it by waiving off by themselves. Anyway just wait for the subsequent year before asking for waiver if this is really implemented…

So what card you all will be keeping if really RM25 is imposed on credit and charge card? I will keep PBVS, PBQMC, MBFCBVS, SCCB, SCJOP and HLB Fortune. Still waiting for Ambank True Visa as well~ And keeping Affinbank WMC and Citibank PMVS as well if they can waive as I only use for PP and PPL.

This post has been edited by tan_aniki: Jul 19 2018, 03:19 PM
ClarenceT
post Jul 19 2018, 03:20 PM

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QUOTE(tan_aniki @ Jul 19 2018, 03:07 PM)
What is the meaning of "Provision"? I believe the bank will  waive for you like last time, just threat to cancel if you seldom use it and they will plead for you to continue holding it by waiving off by themselves. Anyway just wait for the subsequent year before asking for waiver if this is really implemented…
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The credit card issuers will give a credit of RM25 instead. They don't have rights to waive the government tax.
BP doesn't give overdraft, so it shouldn't be a taxable service.
tan_aniki
post Jul 19 2018, 03:22 PM

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QUOTE(ClarenceT @ Jul 19 2018, 03:20 PM)
The credit card issuers will give a credit of RM25 instead. They don't have rights to waive the government tax.
BP doesn't give overdraft, so it shouldn't be a taxable service.
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Yala, they waive means they pay for u

This post has been edited by tan_aniki: Jul 19 2018, 03:22 PM
hebe87
post Jul 19 2018, 03:44 PM

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credit/debit card top up not available


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Pebbie
post Jul 19 2018, 04:36 PM

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im downloading the app right now, will test it later when im home. some quick question:

1) is the reload instant?
2) does prepaid card offer same protection with using credit card?
mamamia
post Jul 19 2018, 04:39 PM

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QUOTE(Pebbie @ Jul 19 2018, 04:36 PM)
im downloading the app right now, will test it later when im home. some quick question:

1) is the reload instant?
2) does prepaid card offer same protection with using credit card?
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1. Yes, provided no downtime by the app
2. What type of protection u refer to?
jack2
post Jul 19 2018, 04:50 PM

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QUOTE(psiloveu @ Jul 17 2018, 03:23 PM)
from his previous threads....60k in two months
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QUOTE(peri peri @ Jul 17 2018, 03:42 PM)
siao lor like this. 30 times atm withdrawals within a months? no wonder got banned
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QUOTE(knwong @ Jul 17 2018, 03:47 PM)
I think financial institution like BigPay has obligation to alert Bank Negara if they suspect hanky panky transaction. Like money laundering, 2.6bil donation...
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This type of people just spoilt the market
Pebbie
post Jul 19 2018, 04:55 PM

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QUOTE(mamamia @ Jul 19 2018, 04:39 PM)
1. Yes, provided no downtime by the app
2. What type of protection u refer to?
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specifically the ability to do chargeback
cybpsych
post Jul 19 2018, 04:57 PM

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QUOTE(Pebbie @ Jul 19 2018, 04:55 PM)
specifically the ability to do chargeback
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should have chargeback policy and system to do so.

bigpay would have access to their partner bank's portal to perform chargeback.
Zack_Fair
post Jul 19 2018, 05:01 PM

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Guys I want to know what's the benefit of using bigpay card and what's the disadvantages. Does it have yearly fees like bank debit card ?
jfleong
post Jul 19 2018, 05:06 PM

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QUOTE(Zack_Fair @ Jul 19 2018, 05:01 PM)
Guys I want to know what's the benefit of using bigpay card and what's the disadvantages. Does it have yearly fees like bank debit card ?
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https://docs.wixstatic.com/ugd/0156cb_0bbe9...514681fa6e8.pdf
MilesAndMore
post Jul 19 2018, 06:49 PM

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QUOTE(yvonnesoo @ Jul 19 2018, 12:21 PM)
i called ocbc. their cash rebate is not paid to you all in one month. it's divided by 2 (current month and another one is on next month). ocbc cs also told me that bigpay is not considered as online transaction. hence only 0.1%. this is because i checked my statement, there is no 1% rebate. only 0.1%  doh.gif
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Please check your online banking account again. The adjustment is normally made 1 days after the first cash rebate is credited to your account. But this month the remaining rebate for online transaction is credited 5 days later. And I got the full 1% cash rebate for BigPay transaction too for this month.
chonghe
post Jul 19 2018, 09:15 PM

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cc top up ok already
Alec.Yong
post Jul 19 2018, 09:42 PM

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QUOTE(chonghe @ Jul 19 2018, 09:15 PM)
cc top up ok already
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Finally...

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