thanks for sharing

using Maybank (GMT+8)

Hi, can you confirm is oversea spending entitle 1bp per rm20 spending or rm2?thanks

yes. cash rebate for online transaction is given in 2 batches,
- 0.1% will be given to your on your statement date. you will be able to see this in your statement
- 0.9% will be given to your 1 to 2 days after your statement date. you can see this under "unbilled transcation" or the next statement, but not current statement

so far based on my experience, it does give 1% for bigpay, provided you did not swipe too much (more than your credit limit).

if you swiped more than your credit limit, then the cashback will be processed manually and the management will not give 1% (reason: the transaction is not for personal usage)

I top up with my MBB visa this morning at 9am, ok.

Now seems both visa and MasterCard not working.. keep loading....zzz

I was able to top up today with MBB FCB this morning around 9am as well.

i checked mine is none. no transaction on my unbilled transaction (already more than 2 days after my statement date). that is why i called in to OCBC to clarify i only try it 1 time to check whether OCBC will give 1% or not.. total transaction in my card only 2 so in my case, definitely won't over my credit limit

weird.. i guess i will write in to ask OCBC to clarify on this.. or wait until next statement

This post has been edited by yvonnesoo: Jul 19 2018, 02:11 PM

Confirmed by BP already: RM20=1Big Point
You can check in the app as well, there is no statement about this RM2=1 inside

CS said AirAsia server got problem, don't reload 1st

This post has been edited by tan_aniki: Jul 19 2018, 02:13 PM

wait for few more days.
my just open internetbanking

my statement date on 11th. the 0.9% comes in on 17th

wow that is long. anyway, thanks for your info. i will check it out then..

really dislike this 2 tiers cash rebate. so confusing and it's troublesome to calculate. probably they hope their user don't calculate and if they give less, nobody will notice

BigPayJonathan In view of the proposed RM 25 SST on credit card services, does the BigPay card fall under that scope?

http://gst.customs.gov.my/en/hl/_layouts/c...ils.aspx?ID=259

i did send a message to ask BP customer service, waiting reply

This post has been edited by swn525: Jul 19 2018, 02:28 PM

Most likely won't be affected because it's only for credit or charge card (Amex)
This is a prepaid card
plus I think the purpose behind the tax is to stop people from getting too many CC and going into debt (but I doubt its effectiveness)

I believe the bank will waive for you like last time, just threat to cancel if you seldom use it and they will plead for you to continue holding it by waiving off by themselves. Anyway just wait for the subsequent year before asking for waiver if this is really implemented…

So what card you all will be keeping if really RM25 is imposed on credit and charge card? I will keep PBVS, PBQMC, MBFCBVS, SCCB, SCJOP and HLB Fortune. Still waiting for Ambank True Visa as well~ And keeping Affinbank WMC and Citibank PMVS as well if they can waive as I only use for PP and PPL.

This post has been edited by tan_aniki: Jul 19 2018, 03:19 PM

The credit card issuers will give a credit of RM25 instead. They don't have rights to waive the government tax.
BP doesn't give overdraft, so it shouldn't be a taxable service.

Yala, they waive means they pay for u

This post has been edited by tan_aniki: Jul 19 2018, 03:22 PM

credit/debit card top up not available


Attached thumbnail(s)

im downloading the app right now, will test it later when im home. some quick question:

1) is the reload instant?
2) does prepaid card offer same protection with using credit card?

1. Yes, provided no downtime by the app
2. What type of protection u refer to?