this big pay seems abit insecure... for example i top up in boost or other e wallet, big pay dont send any tac number... i tried 1 shot reload to boost 1k , big pay didnt even trigger me... meaning if someone know your big pay card, they put in these e wallet then GG?

Hey, what do you mean by "higher"? Is it cheaper to convert per RM or is it more expensive? Don't really understand the meaning of "the rate will be higher"

More expensive compared to change to SGD at a currency exchanger in midvalley. But I only withdrew 200SGD which was RM593.15 from BPM, XE rate was RM592.75, but after adding RM10 for the atm charge it was a total of RM603.15.

Based on kl remit exchange in MV, the rate was 2.965 so RM593. So I had to pay RM10 extra for the convenience. No idea why KL remit exchange's rate was the so good. This was all based on 14/7 rate.

For the RM10 fees from BP, I would say the withdrawal amount has to be higher to make it worth it.
On the other hand, even for the amount you mentioned, I would just use BP anyway, since it costs me time + money to travel to MV for exchange, not to mention the super long queue at changer.

This post has been edited by lamode: Jul 16 2018, 09:47 PM

Yeah, i'm ok with it, like i mentioned for the sake of convenience.

ah good good. hope you had a good trip.
i may be going to SG soon, and when I do, I will test to see how much I can withdraw per withdrawal.

2.965 sounds like SGD exchange to MYR. Not the other way

what do i do if a topup has not been reflected but charged to my cc?

at kl normal currency exchange shop the rate you see is SGD to MYR, if you want MYR to SGD is way lower than that.
and you get almost the same rate by withdrawing 200 SGD, i would say you get a very good exchange rate already.

1) bloody good exchange rate. They have better exchange rates than banks. Don't go withdrawing cash la.
2) ability to utilise the card anytime, anyplace for x% Cashback without any restriction.You won't face issue such as card is only accepted in KV only, or need to spend on that particular category or days then only eligible for Cashback. You can use BP anytime, any day and anywhere and you still can be eligible for Cashback.

I don't know what happen to you but for all local online transaction via BP, then send me TAC.

This post has been edited by Ramjade: Jul 16 2018, 11:44 PM

Boost did a one-time verification with TAC. After which, further use will just be pre-authorized.

If someone tries to add your BigPay card, you will get a new TAC.

Anybody else have trouble top up BP using mbb cards today? I tried multiple mbb cards all failed. "Please contact bank". Other bank cards eg pbb was ok.

Same here. Ambank failed me

I think it’s visa’s problem.. mastercard seems ok..

I just top up with master card, no problem.

Bigpay really top. Last time master problem now visa problem.

Waiting for Amex to be ready and hit the errors. 😂

You so bad.. haha..

It happen to all not only boost... They send me 1 time and future all deduct without tac.. Its very insecure...

it's really depends on merchant payment gateway, don't think this is related to BigPay card. Most of merchants in Malaysia (if they using malaysia based payment gateway) are still required 3d secure code verification.

Would like to know that if for example I withdraw cash in an ATM in US, would there be any currency conversion fee or cross border fee incurred? If I'm not mistaken, normal ATM card charges those fees for ATM cash withdrawal overseas right? Correct me if I'm wrong, will be staying overseas for a few months hence carrying cash for the whole period of time is not a good idea, would like to save every pennies if possible.