AFAIK, it's the best card for oversea spending because of the exchange rate it gives.

The problem is the exchange rate need to refer which rate? From bank exchange rate?
For example, I purchase the products from SG dollar $10. If I use this Bigpay card, then convert to RM Ringgit Malaysia is how much?

Not too sure abt the max withdrawal. I think it shoukd be the same equivalent of RM3k

Need cash for other purposes as well. I landed in SG with 0 cash.

XE.com

I think it's either 5K or 10K.

yes
isn't that what everyone's doing?

to change to such as 60.1, 60.2 etc......easy for you to manage especially if the TAC is delay.

u have to think the MDR fee as well cos they only allow credit card top up i think.

should be about RM 200m * 1.5% = 3m cc charges they need to pay.

this big pay seems abit insecure... for example i top up in boost or other e wallet, big pay dont send any tac number... i tried 1 shot reload to boost 1k , big pay didnt even trigger me... meaning if someone know your big pay card, they put in these e wallet then GG?

Hey, what do you mean by "higher"? Is it cheaper to convert per RM or is it more expensive? Don't really understand the meaning of "the rate will be higher"

More expensive compared to change to SGD at a currency exchanger in midvalley. But I only withdrew 200SGD which was RM593.15 from BPM, XE rate was RM592.75, but after adding RM10 for the atm charge it was a total of RM603.15.

Based on kl remit exchange in MV, the rate was 2.965 so RM593. So I had to pay RM10 extra for the convenience. No idea why KL remit exchange's rate was the so good. This was all based on 14/7 rate.

For the RM10 fees from BP, I would say the withdrawal amount has to be higher to make it worth it.
On the other hand, even for the amount you mentioned, I would just use BP anyway, since it costs me time + money to travel to MV for exchange, not to mention the super long queue at changer.

This post has been edited by lamode: Jul 16 2018, 09:47 PM

Yeah, i'm ok with it, like i mentioned for the sake of convenience.

ah good good. hope you had a good trip.
i may be going to SG soon, and when I do, I will test to see how much I can withdraw per withdrawal.

2.965 sounds like SGD exchange to MYR. Not the other way

what do i do if a topup has not been reflected but charged to my cc?

at kl normal currency exchange shop the rate you see is SGD to MYR, if you want MYR to SGD is way lower than that.
and you get almost the same rate by withdrawing 200 SGD, i would say you get a very good exchange rate already.

1) bloody good exchange rate. They have better exchange rates than banks. Don't go withdrawing cash la.
2) ability to utilise the card anytime, anyplace for x% Cashback without any restriction.You won't face issue such as card is only accepted in KV only, or need to spend on that particular category or days then only eligible for Cashback. You can use BP anytime, any day and anywhere and you still can be eligible for Cashback.

I don't know what happen to you but for all local online transaction via BP, then send me TAC.

This post has been edited by Ramjade: Jul 16 2018, 11:44 PM

Boost did a one-time verification with TAC. After which, further use will just be pre-authorized.

If someone tries to add your BigPay card, you will get a new TAC.

Anybody else have trouble top up BP using mbb cards today? I tried multiple mbb cards all failed. "Please contact bank". Other bank cards eg pbb was ok.