Can we add the new BigPay prepaid card to this thread?
Like to know how to maximize return without being suspended for violations.
Prepaid Cards BigPay (with Mobile Application) V1, Prepaid MasterCard - CashBack & BigPoint
Prepaid Cards BigPay (with Mobile Application) V1, Prepaid MasterCard - CashBack & BigPoint
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Mar 29 2018, 12:18 AM
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#1
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4,232 posts Joined: Apr 2011 |
Can we add the new BigPay prepaid card to this thread?
Like to know how to maximize return without being suspended for violations. |
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Mar 29 2018, 09:34 AM
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#2
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Mar 30 2018, 01:34 PM
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#3
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QUOTE(Aji_ShiO @ Mar 30 2018, 12:01 PM) The above trick will not even work, I will let you find out yourself Despite providing statement as proof and withdrawal < 5 times, they still freeze your account!?Alot of ppl msg unker wanna know more detail. So here is it. 1. If you reload using CC not under your name - Ban (I reload only using CC under my name). 2. If you spend too much (Dont ask me to define what is too much), BIGPAY will give you a sweet call or ask for your credit card statement as proof. 3. Unker use BIGPAY as my only credit card, mean unker top up and pay all bill including but not limited to utility, mail & telephone order, professional services, goverment services, insurance, f&b, petrol, retail, hotel using this card only. Each month spend > 2.5k 4. Unker did withdrawal less than 5 times. 5. Unker did not top up and withdraw same day. 6. Unker still resolving the issue with BigPay, lodge a police report. Out of topic - If you try paying bill using BigPay, transaction fail but money deducted, it will take 7~8days to refund to your BigPay account. Unker should lodge a complaint to Bank Negara, too! |
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Mar 30 2018, 03:49 PM
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#4
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Mar 30 2018, 04:09 PM
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#5
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QUOTE(sms2u @ Mar 30 2018, 04:00 PM) typo error. I had changed. imagine you use it to buy a 1K AirAsia ticket, you get extra 50 points.the point is round down for top up / spend. Example, u spend RM39, u will get 1 point actually, how much these point worth? seems can be 1 point =RM1 or only RM0.01 https://www.comparehero.my/blog/how-should-...asia-big-points |
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Apr 2 2018, 11:41 AM
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QUOTE(ClarenceT @ Apr 2 2018, 11:27 AM) Ya got 2% rebate using Maybank FCB VS. I will spend on AirAsia tickets and later move on to other retail transactions. Confirm from me, too. FCB VS works! So far, I have used FBC to top up BigPay and, 1. Withdraw from ATM - RM1000 - OK (made RM14 out of this after deducted RM6 withdrawal fee) 2. Pay Insurance Premium - RM1056 - OK 3. Pay Insurance Premium - RM369 - OK So, I believe withdrawing from ATM is OK, as long as the card is not mainly used for ATM withdrawals. |
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Apr 2 2018, 02:13 PM
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QUOTE(sms2u @ Apr 2 2018, 11:52 AM) u use big pay to pay insurance below? Yes and Yes.2. Pay Insurance Premium - RM1056 - OK 3. Pay Insurance Premium - RM369 - OK u add money RM2500 to big pay with FCB VS and do 1,2,3? so, no much balance u have? 1. Withdraw from ATM - RM1000 - OK (made RM14 out of this after deducted RM6 withdrawal fee) 2. Pay Insurance Premium - RM1056 - OK 3. Pay Insurance Premium - RM369 - OK Also, u got 1 point for each RM20 spend including insurance? Note: point only can see after few days u swipe the card |
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Apr 5 2018, 09:44 AM
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#8
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Apr 5 2018, 04:15 PM
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#9
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Apr 6 2018, 10:03 AM
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#10
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QUOTE(ivzh @ Apr 5 2018, 04:35 PM) for my case, it appear in statement, but slash off few days back. I supposed use BigPay for wherever that accepts card payment is good. Load it up with cash rebates cards and off you go!Plan to mainly use the bigpay card for my australia trip next month, good decision? or just stick to cash? No more worry about hefty exchange rate. |
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Apr 6 2018, 10:48 AM
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#11
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QUOTE(chiahau @ Apr 6 2018, 10:07 AM) only if you withdraw out the cash too frequent mahQUOTE(MGM @ Apr 6 2018, 10:22 AM) it's reported good exchange rate even on their FB page. Just got the card, no travel plan just yet. so, can't tell.QUOTE(chiahau @ Apr 6 2018, 10:40 AM) I scared when I use my HLB Fortune to reload 5k inside every month, they will ban me after that for such activities.... it's a reload card, if not reload how to use? |
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Apr 6 2018, 11:08 AM
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#12
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QUOTE(chiahau @ Apr 6 2018, 11:05 AM) Got report here saying that even if you use for retail spending and do not withdraw, can kena flag for suspicious behaviour? i have personally withdrawn 1k , swiped online 1.5K for insurance, received no call for card statement, no block. Someone wrote earlier that Bigpay requested for credit card statements to check or something. |
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Apr 6 2018, 01:31 PM
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#13
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QUOTE(ivzh @ Apr 6 2018, 01:24 PM) Then is transaction history, the rm1 is slashed and status change to released. You are senpai since you started in Feb. I just got the card a week ago.Anyway, do bigpay card have statement From t&c the charge is 1% according to master card exchange rate..but i think should be comparable/better than the money exchange , plus we can earn rebate by topping up with certain type of credit card. As long as no missuse/abusing, hope should be ok.. so far happy with bigpay card, had been using it since Feb Kindly share your experiences with us. |
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Apr 6 2018, 02:34 PM
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QUOTE(ivzh @ Apr 6 2018, 01:41 PM) Had try transaction in USD In BigPay's FAQ:Transaction date 20/3/18, Posted instantly =) Transaction amount -USD 39.99 Amount charged -RM156.60 Mastercard 0% rate -1 USD = 3.915985 MYR Big pay rate - 156.60/39.99 = 1USD = 3.915989 MYR 0% rate? At the moment, we have waived all additional fees on domestic and international transactions typically charged by other financial institutions. The only transactional fee you will incur from BigPay is on ATM withdrawals - RM6 for domestic and RM10 for international. We also charge RM20 for the replacement of your BigPay card, should you lose it, and RM15 for sales draft retriev |
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Apr 9 2018, 08:27 AM
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Apr 9 2018, 10:35 AM
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Apr 9 2018, 11:14 AM
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Apr 12 2018, 02:35 PM
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Apr 12 2018, 03:18 PM
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Apr 13 2018, 10:28 AM
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