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Prepaid Cards BigPay (with Mobile Application) V1, Prepaid MasterCard - CashBack & BigPoint

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laymank
post Mar 29 2018, 12:18 AM

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Can we add the new BigPay prepaid card to this thread?

Like to know how to maximize return without being suspended for violations.
laymank
post Mar 29 2018, 09:34 AM

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QUOTE(vinn @ Mar 29 2018, 09:12 AM)
Does bigpay accept topup with foreign credit/debit card?
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Should be OK.
It says Visa and Mastercard, but you may incur foreign exchange fee.
laymank
post Mar 30 2018, 01:34 PM

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QUOTE(Aji_ShiO @ Mar 30 2018, 12:01 PM)
The above trick will not even work, I will let you find out yourself  icon_rolleyes.gif

Alot of ppl msg unker wanna know more detail. 
So here is it. bruce.gif

1. If you reload using CC not under your name - Ban (I reload only using CC under my name).
2. If you spend too much (Dont ask me to define what is too much), BIGPAY will give you a sweet call or ask for your credit card statement as proof.
3. Unker use BIGPAY as my only credit card, mean unker top up and pay all bill including but not limited to utility,  mail & telephone order, professional services, goverment services, insurance, f&b, petrol, retail, hotel using this card only. Each month spend > 2.5k
4. Unker did withdrawal less than 5 times.
5. Unker did not top up and withdraw same day.
6. Unker still resolving the issue with BigPay, lodge a police report.

Out of topic
- If you try paying bill using BigPay, transaction fail but money deducted, it will take 7~8days to refund to your BigPay account.  yawn.gif
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Despite providing statement as proof and withdrawal < 5 times, they still freeze your account!?
Unker should lodge a complaint to Bank Negara, too!
laymank
post Mar 30 2018, 03:49 PM

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QUOTE(sms2u @ Mar 30 2018, 03:38 PM)
top up ewallet = every RM50 1 point
spend = every RM2 1 point
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spend = every RM20 1 point
laymank
post Mar 30 2018, 04:09 PM

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QUOTE(sms2u @ Mar 30 2018, 04:00 PM)
typo error. I had changed.

the point is round down for top up / spend.

Example, u spend RM39, u will get 1 point

actually, how much these point worth?

seems can be 1 point =RM1 or only RM0.01

https://www.comparehero.my/blog/how-should-...asia-big-points
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imagine you use it to buy a 1K AirAsia ticket, you get extra 50 points.
laymank
post Apr 2 2018, 11:41 AM

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QUOTE(ClarenceT @ Apr 2 2018, 11:27 AM)
Ya got 2% rebate using Maybank FCB VS. I will spend on AirAsia tickets and later move on to other retail transactions.
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Confirm from me, too. FCB VS works! rclxms.gif

So far, I have used FBC to top up BigPay and,

1. Withdraw from ATM - RM1000 - OK (made RM14 out of this after deducted RM6 withdrawal fee)
2. Pay Insurance Premium - RM1056 - OK
3. Pay Insurance Premium - RM369 - OK

So, I believe withdrawing from ATM is OK, as long as the card is not mainly used for ATM withdrawals. thumbsup.gif
laymank
post Apr 2 2018, 02:13 PM

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QUOTE(sms2u @ Apr 2 2018, 11:52 AM)
u use big pay to pay insurance below? 
2. Pay Insurance Premium - RM1056 - OK
3. Pay Insurance Premium - RM369 - OK

u add money RM2500 to big pay with FCB VS and do 1,2,3? so, no much balance u have?
1. Withdraw from ATM - RM1000 - OK  (made RM14 out of this after deducted RM6 withdrawal fee)
2. Pay Insurance Premium - RM1056 - OK
3. Pay Insurance Premium - RM369 - OK

Also, u got 1 point for each RM20 spend including insurance?

Note: point only can see after few days u swipe the card
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Yes and Yes.
laymank
post Apr 5 2018, 09:44 AM

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QUOTE(paogeh @ Apr 5 2018, 09:27 AM)
RM1 for ONE TIME only ?
or
every time purchase ?
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I believe the RM1 is a one-time verification, but will not really charge you at the end, but only use to verify the card is legit and active.
laymank
post Apr 5 2018, 04:15 PM

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QUOTE(sms2u @ Apr 5 2018, 03:53 PM)
no sure how fast it release, but no appear in statement
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it will never appear in statement. biggrin.gif
laymank
post Apr 6 2018, 10:03 AM

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QUOTE(ivzh @ Apr 5 2018, 04:35 PM)
for my case, it appear in statement, but slash off few days back.

Plan to mainly use the bigpay card for my australia trip next month, good decision? or just stick to cash?
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I supposed use BigPay for wherever that accepts card payment is good. Load it up with cash rebates cards and off you go!
No more worry about hefty exchange rate.
laymank
post Apr 6 2018, 10:48 AM

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QUOTE(chiahau @ Apr 6 2018, 10:07 AM)
Later kena suspend how? laugh.gif
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only if you withdraw out the cash too frequent mah

QUOTE(MGM @ Apr 6 2018, 10:22 AM)
Their exchange rate confirmed good?
That will be deep trouble. doh.gif
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it's reported good exchange rate even on their FB page. Just got the card, no travel plan just yet. so, can't tell.
QUOTE(chiahau @ Apr 6 2018, 10:40 AM)
I scared when I use my HLB Fortune to reload 5k inside every month, they will ban me after that for such activities....
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it's a reload card, if not reload how to use?
laymank
post Apr 6 2018, 11:08 AM

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QUOTE(chiahau @ Apr 6 2018, 11:05 AM)
Got report here saying that even if you use for retail spending and do not withdraw, can kena flag for suspicious behaviour?

Someone wrote earlier that Bigpay requested for credit card statements to check or something.
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i have personally withdrawn 1k , swiped online 1.5K for insurance, received no call for card statement, no block. biggrin.gif
laymank
post Apr 6 2018, 01:31 PM

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QUOTE(ivzh @ Apr 6 2018, 01:24 PM)
Then is transaction history, the rm1 is slashed and status change to released.
Anyway, do bigpay card have statement
From t&c the charge is 1% according to master card exchange rate..but i think should be comparable/better than the money exchange , plus we can earn rebate by topping up with certain type of credit card.

As long as no missuse/abusing, hope should be ok..
so far happy with bigpay card, had been using it since Feb
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You are senpai since you started in Feb. I just got the card a week ago.
Kindly share your experiences with us. biggrin.gif
laymank
post Apr 6 2018, 02:34 PM

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QUOTE(ivzh @ Apr 6 2018, 01:41 PM)
Had try transaction in USD

Transaction date 20/3/18, Posted instantly =)
Transaction amount  -USD 39.99
Amount charged      -RM156.60
Mastercard 0% rate  -1 USD = 3.915985 MYR
Big pay rate - 156.60/39.99 = 1USD = 3.915989 MYR

0% rate?
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In BigPay's FAQ:

At the moment, we have waived all additional fees on domestic and international transactions typically charged by other financial institutions. The only transactional fee you will incur from BigPay is on ATM withdrawals - RM6 for domestic and RM10 for international. We also charge RM20 for the replacement of your BigPay card, should you lose it, and RM15 for sales draft retriev
laymank
post Apr 9 2018, 08:27 AM

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QUOTE(paogeh @ Apr 8 2018, 11:20 PM)
Just a crazy idea ,

use the bigpay ,
spend in genting CASINO chips ,

and cash back the chip into CASH.

Does this work ?
*
very high chance to get suspended.
laymank
post Apr 9 2018, 10:35 AM

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QUOTE(ckweng @ Apr 9 2018, 10:28 AM)
Actually after checking my SCB statement, I had spend on BigPay in February and gotten the full cashback on SCB Gold Cashback card in March. I can confirm that BigPay will get cashback with the the SCB Gold Cashback card.  smile.gif
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Wonderful! rclxms.gif
Thanks for sharing!
laymank
post Apr 9 2018, 11:14 AM

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QUOTE(ckweng @ Apr 9 2018, 11:12 AM)
Yea, same goes with my MBB FCB cashback too!  biggrin.gif
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May and August , FCB is going to be the best card!
laymank
post Apr 12 2018, 02:35 PM

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QUOTE(xxnazxx @ Apr 12 2018, 02:01 PM)

please note that i tried to use Bigpay to pay for goods in some merchants and was not accepted.

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'Not accepted' as in tried to use but payment failed or?
laymank
post Apr 12 2018, 03:18 PM

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QUOTE(xxnazxx @ Apr 12 2018, 03:09 PM)
yes i did.

but somehow i notice some merchants did not request Pin but payment was successful.
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PIN is only enforced in Malaysia for Malaysian cards.
Out of the country is optional.
laymank
post Apr 13 2018, 10:28 AM

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QUOTE(IceLeo @ Apr 13 2018, 10:11 AM)
i dont have bigpay card.. i am thinking only apply this if samsung pay can use bigpay card
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I have bigpay card, but i don't have Samsung phone.

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