Sent

might need to perform rotation then

what do u mean rotation? dont tell me withdraw all and transfer back again.

yes thats the only way ma

I'm trying it myself to see the outcome. So far happy with their ETF choices (those allocated - and not the blank ones).

I think should be once accumulate a certain return amount which you prefer can be withdraw & re-deposit again otherwise can set it by monthly/quarterly in order to roll it bigger.

tried digging back this thread but can't find my answer. "based on placement amt" is referring to the 3% promo rate right? for normal rates, the money will still be added back in

This post has been edited by Medufsaid: Mar 3 2022, 04:10 PM

Sorry, just checking, how do you change? from conservative to balanced portfolio?

u sell all. then change

I did it via website.

Go to :

My Accounts > My Profile > Edit Risk Profile

Accidentally stumbled onto it. I did it without selling anything, and despite after the deposit succeeded as I was just playing around without matter the consequences.
If i remember correctly, it took a few days before it actually changed.



*Disclaimer : I searched high and low, but couldn't find any correspondence to prove my claim. I just remember the steps, but what happens during/after change or cost incurred, I am not sure. I didn't notice any losses though.

This post has been edited by shawnme: Mar 3 2022, 05:09 PM

yea should be this method.. the AI will help you rebalance it.
Just that when changing profile risk cannot put in new funds until it is complete. Usually take a few days.

Guys, do you think KDI Invest is much better than SA? Need your opinion as SA returns have been disappointing..

For me I don't even bother with either of them. You can DIY buy Qqq or Voo. Better returns than either one and cheaper over long term.

I think SA ESG and KDI have similar performance. However, management fee in KDI is cheaper overall so is best to try out KDI for once. but i have to warn you, right now markets are dropping due to ukraine invasion so don't expect immediate positive returnsif you refer my chart here... both SA and KDI will underperform S&P500 due to additions of bonds etc

for SA classic, unfortunately you need to decide if you can trust KWEB. i cannot answer that for you

This post has been edited by Medufsaid: Mar 4 2022, 07:14 AM

KDI Invest is better if you don’t know / don’t want to DIY invest via IBKR.

yeah and u only get that from unbranded bank no PIDM etc, but who cares......

seems like it i see daily RM16.44 wont increase
i think no need the so called rotation ?WD all put back.
Just WD the interest enough when reach hundreds or thousand, need test and see it works.

Yes...withdraw for the returns will do...don't need to bother the original placement

Would this make a difference? Other than >RM 200k

if we withdraw returna amount and deposit again, count as initial placement/new fund?

i supposed so....