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Investment Kenanga Digital Investing (KDI), KDI Invest, KDI Save

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Barricade
post Mar 7 2025, 09:05 AM

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QUOTE(samftrmd @ Mar 7 2025, 08:29 AM)
After 50k in kdi save, you guys still continue or diversify? Put in epf? Is 3% still attractive?
*
TNG 20k - around 3.5%
Boost Bank 25k - 3%

Put in EPF cannot take out.

samftrmd
post Mar 7 2025, 09:20 AM

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QUOTE(victorian @ Mar 7 2025, 09:04 AM)
Is 3.5%
*
I see, is 3.5% still attractive to you? Any other product that has 4% or above other than epf?
victorian
post Mar 7 2025, 09:20 AM

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QUOTE(samftrmd @ Mar 7 2025, 09:20 AM)
I see, is 3.5% still attractive to you? Any other product that has 4% or above other than epf?
*
Try Versa save with the quest
1mr3tard3d
post Mar 7 2025, 10:21 AM

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QUOTE(samftrmd @ Mar 7 2025, 08:29 AM)
After 50k in kdi save, you guys still continue or diversify? Put in epf? Is 3% still attractive?
*
unless u r in retirement age, EPF is in different category
ASNB would probably be a closer option
most FD promo now is around 3.7% or above if liquidity is not an issue
wacko_joy
post Mar 7 2025, 02:43 PM

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This post has been edited by wacko_joy: Mar 7 2025, 02:43 PM
wacko_joy
post Mar 7 2025, 02:43 PM

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QUOTE(Barricade @ Mar 7 2025, 09:05 AM)
TNG 20k - around 3.5%
Boost Bank 25k - 3%

Put in EPF cannot take out.
*
Boost Bank - - Duit Raya 3.3% https://myboostbank.co/promotion/menangi-du...hingga-rm100000
Barricade
post Mar 7 2025, 03:17 PM

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QUOTE(wacko_joy @ Mar 7 2025, 02:43 PM)
Thanks for sharing. I'm not aware got special Jars
poooky
post Mar 7 2025, 03:22 PM

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QUOTE(Barricade @ Mar 7 2025, 09:05 AM)
TNG 20k - around 3.5%
Boost Bank 25k - 3%

Put in EPF cannot take out.
*
Why masuk TNG? KDI Save above 50k up to 250k also give 3.5%
Barricade
post Mar 7 2025, 03:25 PM

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QUOTE(poooky @ Mar 7 2025, 03:22 PM)
Why masuk TNG? KDI Save above 50k up to 250k also give 3.5%
*
I need the liquidity. KDI need to wait for withdrawal.
gooroojee
post Mar 7 2025, 04:00 PM

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QUOTE(Barricade @ Mar 7 2025, 09:05 AM)
TNG 20k - around 3.5%
Boost Bank 25k - 3%

Put in EPF cannot take out.
*
TNG withdraw takes time too...

Rize still ok
Barricade
post Mar 7 2025, 04:01 PM

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QUOTE(gooroojee @ Mar 7 2025, 04:00 PM)
TNG withdraw takes time too...

Rize still ok
*
GO+. It’s instant.
Optizorb
post Mar 7 2025, 04:33 PM

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QUOTE(poooky @ Mar 7 2025, 03:22 PM)
Why masuk TNG? KDI Save above 50k up to 250k also give 3.5%
*
previously GO+ was giving better rates that's why.

it was hovering around 3.56%~3.6% for quite some time.. only recently dropped slightly to 3.52%.

Combined with instant liquidity, go+ would be preferable up to 20k


sweetpea123
post Mar 8 2025, 11:14 PM

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a word of caution though for those who plan to put TNG for easy liquidity. A friend's phone got hacked , suddenly screen was blacked out, and when she restarted, money in TNG has been transferred out. So just be careful lah.
ronnie
post Mar 8 2025, 11:40 PM

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QUOTE(sweetpea123 @ Mar 8 2025, 11:14 PM)
a word of caution though for those who plan to put TNG for easy liquidity. A friend's phone got hacked , suddenly screen was blacked out, and when she restarted, money in TNG has been transferred out. So just be careful lah.
*
was it an Android or iPhone ?
Barricade
post Mar 9 2025, 10:15 AM

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QUOTE(ronnie @ Mar 8 2025, 11:40 PM)
was it an Android or iPhone ?
*
Confirm android lo. Shit like this will never happen to iOS.
CPURanger
post Mar 10 2025, 03:29 PM

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I received email after deposit to KDI Save. Kenanga e-mail address seems to be valid.
Is this normal or scam ? Anyone received this before ?

This is not my first time deposit. Money is from my personal acc.

user posted image
ericlaiys
post Mar 10 2025, 03:48 PM

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QUOTE(CPURanger @ Mar 10 2025, 03:29 PM)
I received email after deposit to KDI Save. Kenanga e-mail address seems to be valid.
Is this normal or scam ? Anyone received this before ?

This is not my first time deposit. Money is from my personal acc.

user posted image
*
contact cs to ask
guy3288
post Mar 10 2025, 04:40 PM

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QUOTE(CPURanger @ Mar 10 2025, 03:29 PM)
I received email after deposit to KDI Save. Kenanga e-mail address seems to be valid.
Is this normal or scam ? Anyone received this before ?

This is not my first time deposit. Money is from my personal acc.

user posted image
*
Looks like money is withheld pending investigation
Provide the details money would be credited few days later
Or it will be rjected and refunded back to your bank account

The issue usually is details not tally, eg bank showed different name than your kdi record

Bank Islam is hell of a problem as it pandai pandai added Encik to my savings account . and that is a problem to kdi
Barricade
post Mar 10 2025, 04:49 PM

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QUOTE(guy3288 @ Mar 10 2025, 04:40 PM)
Looks like money is withheld pending investigation
Provide the details money would be credited few days later
Or it will be rjected and refunded back to your bank account

The issue usually is details not tally, eg bank showed different name than your kdi record

Bank Islam is hell of a problem as it pandai pandai added Encik to my savings account . and that is a problem to kdi
*
Yes mine too!!! so smart go and add ENCIK in front. rclxub.gif
CPURanger
post Mar 10 2025, 04:56 PM

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QUOTE(guy3288 @ Mar 10 2025, 04:40 PM)
Looks like money is withheld pending investigation
Provide the details money would be credited few days later
Or it will be rjected and refunded back to your bank account

The issue usually is details not tally, eg bank showed different name than your kdi record

Bank Islam is hell of a problem as it pandai pandai added Encik to my savings account . and that is a problem to kdi
*
I use a different bank account (OCBC) instead of my usual tiger bank for KDI transaction. Maybe that's why.
Call up support, confirm the lady's name in e-mail and legit. Will be sending bank statement for verification.
I am bit paranoid. Just don't like simply sending bank statement.


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