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Investment Kenanga Digital Investing (KDI), KDI Invest, KDI Save

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ronnie
post Feb 22 2022, 04:35 PM

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The referral is not needed if we just use KDI Save, right ?
ronnie
post Jul 26 2023, 09:27 AM

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KDI Save interest payout is done on month-end ?
ronnie
post Jul 26 2023, 09:53 AM

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QUOTE(cybpsych @ Jul 26 2023, 09:37 AM)
daily updated, usually around 430pm++
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Like TnGo+ ?
ronnie
post Nov 17 2023, 08:46 AM

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Maybe the AI not working... hahaha
ronnie
post Dec 8 2023, 11:26 AM

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How fast to get approve upon signing up ?
ronnie
post Dec 8 2023, 03:23 PM

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QUOTE(xander2k8 @ Dec 8 2023, 02:18 PM)
Now moving to KDI 🤦‍♀️ after Rize debacle and Versa lower to 4%
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Any reason why not ?
ronnie
post Dec 12 2023, 02:23 PM

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First deposit on 11-12-2023 11:12:40 into KDI Save
Until now still belum finish Pending
ronnie
post Dec 12 2023, 02:44 PM

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QUOTE(xander2k8 @ Dec 12 2023, 02:30 PM)
Wait until after 4pm 🤦‍♀️ but wait since after 11am it will take T+1.5 🤦‍♀️

Remember it is not instant like savings account 🤦‍♀️
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By 4PM today, you mean ?
ronnie
post Dec 12 2023, 05:40 PM

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Do I get Daily Interest like GX Bank under KDI Save ?
ronnie
post Dec 12 2023, 05:56 PM

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i assume daily compounding at 4%...
ronnie
post Feb 1 2024, 11:07 AM

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i've use their formula in my Excel to count my KDI Save returns.
it never matches.... how come ?

CODE
Daily Interest =B25*((1+4%)^(1/366)-1)

ronnie
post Feb 13 2024, 01:58 PM

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KDI sent me notfdication for December 2023 statement download.
They kena hack ?
ronnie
post Mar 20 2024, 09:28 PM

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QUOTE(dark_axl21 @ Mar 20 2024, 08:42 PM)
Just in. 8:41pm
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you guys monitor it daily ke ?
ronnie
post Mar 20 2024, 09:30 PM

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user posted image

After using Nominal Rate for me to check the daily interest rclxms.gif icon_idea.gif
Finally it matches up

This post has been edited by ronnie: Mar 20 2024, 09:31 PM
ronnie
post Mar 20 2024, 09:47 PM

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When we withdraw it takes T+2 days
so the last 2 days no interest paid for KDI Save, right ?
ronnie
post Mar 21 2024, 07:35 AM

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QUOTE(ericlaiys @ Mar 21 2024, 12:24 AM)
my interest updated only after 2-3 days. how come u all see it every day
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just logged in consistently on the same time... each day and then you';ll see if it's delayed or not.
some login at 5PM-6PM and never see the update so they say "why so slow" ?

KDI Save is predictable nominal interest (3.92228% p.a.) won't need to monitor daily also.
Some like to see their balance increase daily as feel good factor. when it does not happen, kaw pek kaw boo
ronnie
post Mar 21 2024, 04:03 PM

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QUOTE(Wolves @ Mar 21 2024, 10:09 AM)
Is it me only or is KDI withdrawal getting slower as well? I withdraw around 1am yesterday morning (I tend to settle everything important for the next day before I go to bed just in case I forget). I got the confirmation email in the evening but I did not recieve the fund even now. Usually I get them that night itself. I emailed them and they told me it's 1 to 2 working days after withdrawal (which never happened before). Is it me or anyone getting same issue lately? Last month still that night itself. This is worrying as we cannot check where the process is stuck at (not like parcel tracking). 😂 Should i be worried?
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Withdrawal = 1AM 20/3/2024
T= 20/3/2024
T+2 = 22/3/2024 evening is when the money will be in your bank account
ronnie
post Mar 22 2024, 09:12 AM

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QUOTE(Wolves @ Mar 21 2024, 05:44 PM)
I said "yesterday 1am".. -.-"
Normally "yesterday night received".. -.-"

So today is T2 -.-"

And i got it around 4pm just now.
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money in their bank better than money in your bank hahahha
ronnie
post Mar 22 2024, 10:27 PM

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QUOTE(p4n6 @ Mar 22 2024, 09:10 PM)
In the beginning i saw daily update but i think recently every2-3 days update the interest earn … is it normal?
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Typically the interest rate is updated after 5PM to reflect the next day's interest. but it has been slower for some.
ronnie
post Mar 23 2024, 09:23 PM

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QUOTE(guy3288 @ Mar 23 2024, 01:10 AM)
so long i never look at my KDI save

just now checked current values 11days apart, interest found only 3.44%

i checked 2 other dates 16days apart, interest  correct pulak, 3.95% close to 4% EIR

conclusion;  interest not paid daily like before, can verify this by  looking at return 3 consecutive days
not so efficient like last time

just  hope  early morning withdrawal  still can get the  money same at night.
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my numbers for the last week daily figure has been matching based on my nominal rate of 3.92228% p.a.

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