😄 waited for a year liao, up and down and down, give up la. Was 20/11 a holiday?

20/11 what holiday?

what time did you sell KDI invest? must sell early morning only can get it done same day.

2am 20/11 😄

Ok, KDI replied it'll take 6-7 working days for Invest

withdrawal time already stated in the faq

https://digitalinvesting.com.my/faq/

many information is in there

For fund withdrawal from KDI Save, which bank is used by Kenanga Digital Investing, to deposit the fund into our savings account?


Thank you.

Hi everyone.

I know the kdi savings gives 4% for the 1st 50k. But beyond that.

Wanna ask how's the performance for aggressive portfolio?

Thanks

Avoid.

Stayaway 🤦‍♀️ money losing and underperforming portfolio

Aggressive or growth also same. if both bought at same time.
just buy and keep, you see profit comes and goes.
end of 20 months you get return <1% pa

However there are upcycles that you can take profit
13.8.2022, 16.6.23, 15.9.23 and now again

conclusion not for long term buy and sleep.
is for buy sell take profit.. and buy again...





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Bro you ada KDI Invest or not??
dont just parrot what others say.


I pumped in 30k 16.8.23, only3months+ now
another RM30k on 29.9.23 only 2months+ now

they have earned me RM2213,
what is the return? More than 12.7% pa!

itu losing money kah?


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Wrong calculation 🤦‍♀️ because you are not investing for a year when the returns are only 3% in monetary value 🤦‍♀️ markets have gone up more than what you profit in that 3% 🤦‍♀️

If you bought Apple early of the year at 130 you will be making more than as it is now above 190 range 🤦‍♀️ as it is already almost 50% 🤦‍♀️ as you cannot calculate in terms of pa 🤦‍♀️ as every year market is different

So whose the parrot when you can’t even calculate properly in terms of absolute returns 🤦‍♀️

Remember your small 3% gains are not from the ETF holdings because it is loss making in USD terms 🤦‍♀️ when the small gains are from the depreciation of the RM 🤦‍♀️

This post has been edited by xander2k8: Dec 3 2023, 06:48 AM

Let's assume that my balance in KDI Save on 1 December 2023 is RM 300.


On 3 December 2023, I withdraw RM 100 from KDI Save. Since 3 December 2023 is Sunday, the withdrawal will be processed and the money will be credited into my savings account on 4 December 2023 (Monday), which is the next working day.


On 3 December 2023, is that RM 100 still entitled for the daily interest of 4% pa, since the money has not yet been withdrawn from KDI Save on that day?


Thank you.

This post has been edited by kart: Dec 3 2023, 09:06 AM

bro dont just talk incoherrently ok?
think before you talk lah.

i talk from the ground in reality
you mumbled in your dream on fantasy
who can follow i wonder...

i showed you actual profit RM2113 in 3.5 months from 60k capital
what rubbish not investing for 1 year?

no 1 year you dont know how to calculate kah?

Talk only clever, wrong calculation? come prove it
Please show us your correct calculation.

i said capital injected in Aug and Sept 2023 made that profit.
why you bring in apple bought in Jan 2023 as comparison?

that showed how much you know your maths
better go compare your apple and oranges in private


bro if you worry losing interest why wanna sell on 3.12.23?

Sell on 3rd still get your money on 4th night,
might as well you sell on 4th, but must sell before 10Am lah

ya la, dun play play this kdi. my 1 day profit 1% that day, 365% pa.

like that with RM1700 can make yourself a millionaire in 2 years .
but that is your theory fantasy, come do it in reality then we talk.

This post has been edited by guy3288: Dec 3 2023, 01:33 PM

correct

Wrong 🤦‍♀️ because in reality markets are not straight line up because what you are calculating not grounded and not in reality and assuming that every quarter is consistent in return like FD 🤦‍♀️

Plus if you go back calculate your ETF holdings in USD 🤦‍♀️ you are still in lose 🤦‍♀️ your only so called gains are because RM depreciation🤦‍♀️

hope u got my sarcasm. haha

Bro remember in public forum dont simply post
thinking others are all stupid.

people can check you telling lies or truth

And i just found out you were telling lies.

3% profit in KDI invest is from USD MYR gain?
That is a lie!

here is the proof

on 18.8.23 1 USD = 4.63 MYR
on 29.9.23 1 USD = 4.69 MYR
on 1.12.23 1 USD = 4.67 MYR

the difference is 0.8% only.

how you can use that as excuse for a 3.7% profit?

my entry on 29.9.23 should reduce my profit actually
not adding to it as you had tried to lie.


rubbish. see above proof.