Go check back your ETF holdings in USD 🤦‍♀️ itself as it is in the red itself even the market is up 🤦‍♀️

you go ahead and talk in fantasy.

i can realise that profit 3.7% and pocket in real money RM2213.

365%pa profit?, show me your KDI Invest bro,
lets see how much profit you can show us.

i get what everyone says.

end of the day, if we want to judge how well a fund does, it's about over the years, not over 3 months, because in 3 months, it can be up or down. so it's pure luck.

people want to see over the years, average return is xx% and so far, it's been disappointing.

A person said to me before to evaluate whether a fund is good or not is to see in red market how much it drop Vs it's peers. The fund which drop the lowest is the winner.

For me, I look at it this way. If a robot cannot beat the S&P500 etf or QQQ (I prefer QQQ over S&P500), it's a useless robot. Better to buy the index rather than giving money to the robot.

That's just me.

if you thought i was telling you KDI Invest is good long term investment , you are wrong

i believe you must have read Post 2495
where i showed my KDI invest Yo yo up and down cyclically.

Prices yo yo up and down is nothing surprising
So there are times your invest will make money.

Must it only be due to MYR depreciation (rebutted) or luck?
it happened from time to time as i had shown above.

no conjectures no speculation
just cold hard facts in real life scenarios.

And the 3.7% return in 3.5 months why must convert to pa become 12.7%?
Because we need a standardised way to compare
apple and apple comparison-
not apple and oranges like what slapface guy tried to do.

Eg your 3 years investment gave you 10%.
would you be happy and say wow i got 10%!
No! you must convert it to annualised rate then you see oh 3.3%pa only , not great at all.

How fast to get approve upon signing up ?

Dua tiga hari berkerja

Now moving to KDI 🤦‍♀️ after Rize debacle and Versa lower to 4%

Any reason why not ?

ASM tikam tikam if cannot tikam then KDI la

eh bro ASM1 banyak lah, go buy..

note if you dont mind buy early in the month...past 2 days any time click RM30k ada, nonstop ada..

This post has been edited by guy3288: Dec 8 2023, 10:11 PM

yaya i got masuk some but not a lot

I was accidentally deposit money to KDI Invest instead of KDI Save for twice..luckily it give me a good return even 1 or 2 days before withdraw out haha..

First deposit on 11-12-2023 11:12:40 into KDI Save
Until now still belum finish Pending

Wait until after 4pm 🤦‍♀️ but wait since after 11am it will take T+1.5 🤦‍♀️

Remember it is not instant like savings account 🤦‍♀️

This post has been edited by xander2k8: Dec 12 2023, 02:30 PM

By 4PM today, you mean ?

Go read their FAQ 🤦‍♀️ as it stated clearly as deposit cut off time is stated there

It is just like Versa except before deposit cut off time will reflect same day after 4pm

This post has been edited by xander2k8: Dec 12 2023, 02:49 PM

Do I get Daily Interest like GX Bank under KDI Save ?

Yup, it shows daily.

yes, kdi save is daily interest