you go ahead and talk in fantasy.

i can  realise that profit 3.7% and pocket in real money RM2213.

365%pa  profit?, show me your KDI Invest bro,
lets see how much profit you can show us.

No limit.

50k best - earn 4%

Above 50k - earn 3.5%

The Effective Annual Rates set out below shall be effective from 14th June 2023 (“Promotion Date”) and shall apply to all existing investments, as well as any new deposits made into KDI Save on or after the Promotion Date. This promotion supersedes all previous promotions for KDI Save.

no due date,already 1 year 4% liao..gooding KDI

gashout erm... FPX can handle more than RM30k if u change the daily limit in your bank acct

Your bank's FPX limit ?

your money, their systems/platforms.

can you freely do anything through your bank without any approval process or review, or some sort?

nothing much for me to explain

feel free to escalate this to kdi

KDI is not a bank, they are an investment firm.

When you masuk your money, they take it to invest in MMF or whatever tabung to generate the 4%, so when you withdraw, they will have to 'sell' it and give you back the amount.

Banks is different, they are mandated that they must keep a % of deposits as liquid, thus you have immediate access but you have bad returns.

You can't duitnow your FD also, you have to break it then only go to your bank account and transfer it etc etc. Same concept.

Very simple explanation I give.

Just "imagine" it's UT products.. or even EPF.  Where withdrawal is not instant & takes time.

Something like that.

👌

whoa what kdi account is that?
Not all online do it yourself?

withdrawal need apply?
need approval??
i WD from KDi save easy, same day  can get money.
yours KDI invest? i WD b4 also, all DIY also.

Tried to use the app to register account but face verification unsuccessful. How to register like this

Tried facing the light still cannot.. Dun have circle, they just ask take picture of IC and Selfie and upload, then failed 

Hi sifus, just want to clear a few questions.

If I currently have 5k in KDI Save which I have placed already since April this year with cumulative interest rolling till today, should I top up just enough to make it 50k? or do I put in another 45k to make it 50k?

KDI Save calculates based on cumulative, right? So any interest we gain post 50k is calculated at 3.5%?

Hope someone can help clear things up