Guys, how long does it take to reflect deposits into KDI Save?

Mine has been an hour still as pending. Shouldn't it be instantly?

Hello MBA student, when design questions please be practical and useful.

I usually feel ok to help other ppl do their research. Even for free. Your survey is an UTTER mess. Then i dunno why the last part (page) of the survey kinda feels like repeating

What's the point of asking are you happy, excited, comforted and other emotions in your survey?

Did you even get someone go through your survey? This is not how you do research in real life also. Be pandai la.

I use KDI save personally cause I like the same day withdrawal and money is growing daily. Versa-i also same day withdrawal not the versa. But never like that they need to top-up so much for just to make it 4.3%.

KDI save 4% up to RM50k
Versa-i 4.3% up to RM30k only 3.28% without rebates
https://versa.com.my/versa-cash/

Let's not forget you need to wait for next month until they credit you the rebate/tipup with versa. You don't get that with KDI save as money is growing daily.

No management fees with KDI save while you are paying management fees with both versa.

Depends on what you want. You want straight to the point or do you want some twist and turns? Does the extra 0.3% matter to you? How long do you want to depend on rebates/topup (I believed KDI save is also also being top-up by kenanga cause their base rate is 3.5% for money above RM50k. Next tier is 3%.
https://digitalinvesting.com.my/kdi-save/

Some people will just screw it. Make use of whatever promo while promo still available. Some people always go for highest return. Some people use both to maximise the interest quota (<RM50k in kdi save, <RM30k in both versa and versa-i) cause does not want to get lesser returns.

Personally I never used bank account anymore for storing my money. Been years. The last bank account I used was Maybank egia-i at 4.5% and ocbc 360.

I use KDI save personally cause I like the same day withdrawal and money is growing daily. Versa-i also same day withdrawal not the versa. But never like that they need to top-up so much for just to make it 4.3%.

KDI save 4% up to RM50k
Versa-i 4.3% up to RM30k only 3.28% without rebates
https://versa.com.my/versa-cash/

Let's not forget you need to wait for next month until they credit you the rebate/tipup with versa. You don't get that with KDI save as money is growing daily.

No management fees with KDI save while you are paying management fees with both versa.

Depends on what you want. You want straight to the point or do you want some twist and turns? Does the extra 0.3% matter to you? How long do you want to depend on rebates/topup (I believed KDI save is also also being top-up by kenanga cause their base rate is 3.5% for money above RM50k. Next tier is 3%.
https://digitalinvesting.com.my/kdi-save/

Some people will just screw it. Make use of whatever promo while promo still available. Some people always go for highest return. Some people use both to maximise the interest quota (<RM50k in kdi save, <RM30k in both versa and versa-i) cause does not want to get lesser returns.

Personally I never used bank account anymore for storing my money. Been years. The last bank account I used was Maybank egia-i at 4.5% and ocbc 360.

50k KDI
Versa I 30k
Versa 30k
Balance letak mana if Rize no more 4%?
OCBC 360?

50k KDI
Versa I 30k
Versa 30k
Balance letak mana if Rize no more 4%?
OCBC 360?

I don't keep ringgit. Once I reach RM10k, I move my money over to SG. Keeping ringgit is only asking for trouble in the future. You are losing future purchasing power with time.

May I know which way is the best to move money to SG / USD?
Thanks.

May I know how long does KDI usually take to approve and activate newly registered account?

Sign-up and registered on 30/10/2023, 4 days past, the status is still pending.

Already contacted and sent in enquiry yesterday morning, received reply they will expedite the process of account activation, this morning check still pending status 

I don't keep ringgit. Once I reach RM10k, I move my money over to SG. Keeping ringgit is only asking for trouble in the future. You are losing future purchasing power with time.

3.50 wor.. still wanna move?

3.50 wor.. still wanna move?

I plan to open an account in Kenanga Digital Investing.
1) Am I allowed to use just KDI Save, without making any investment at all in KDI Invest?

My intention is to treat KDI Save as Money Market Fund. And, I have no intention to invest in Exchange Traded Funds (ETF) portfolio.
2) Is it possible to perform all functions, such as deposit and withdrawal via KDI Web Portal (https://app.digitalinvesting.com.my/user-login)?

In other words, Kenanga Digital Investing mobile app is not required at all.
Thank you for your information.

According to KDI CS, it is a short-term deposit that works similar to FD, they are able to guarantee the return rate but they typically do not reveal further info on the placement itself. It is with Kenanga Treasury.

https://digitalinvesting.com.my/save/
KDI Save offers a hassle-free cash management solution with daily returns and no fees. All funds are placed in a portfolio of high-quality Ringgit-based money market and/or fixed income financial instruments.

1) Although Versa Cash offers higher interest rate of 4.3%, the issue is that Versa does not have a web portal that can be used by Versa customers.

As such, I prefer to use KDI Save.

2)
Is anyone here quite satisfied that our money kept in KDI Save is generally safe?

1) Although Versa Cash offers higher interest rate of 4.3%, the issue is that Versa does not have a web portal that can be used by Versa customers.

As such, I prefer to use KDI Save.

2)
Is anyone here quite satisfied that our money kept in KDI Save is generally safe?

1) Although Versa Cash offers higher interest rate of 4.3%, the issue is that Versa does not have a web portal that can be used by Versa customers.

As such, I prefer to use KDI Save.

2)
Is anyone here quite satisfied that our money kept in KDI Save is generally safe?