I wish I had the same experience as you when I retired early more than 4 years ago. I thought maybe after a year or two, I'd get restless enough to want to go back to work. Unfortunately (or maybe fortunately?), that never happened.
I'm still very much turned off by the thought of office politics, endless meetings, and other usual nonsense... the joys of solving actual business problems could not override.
Of course, there’s always a number that could tempt anyone back. My friends joked that my pupils dilated when they mentioned RM200K a month... that's what people mean by FU retirement money, I guess. (Not that I’m delusional... no one's paying RM200K a month in Malaysia unless we suddenly become the 51st state of the US.)
But jokes aside, your point about being mentally and financially ready for retirement is spot on. Better be ready than being forced into retirement, early or official. With AI, automation, and the younger crowd moving up fast, waiting till 60 or 65 to figure it out is just too late.
QUOTE(gamenoob @ Oct 29 2025, 02:38 PM)
Actually to retire electively instead of being forced out at 60, it's something one need to prepare and plan for...mentally beyond just financially.
I took a break with no intention to back to work after I hit 56 as preparation to retire early. Bought my self a weekend open top car and start to mod and enjoy the car bromance community. Dusted off the PS5 and playing the games.
2 months later I started to feel bored out of fix routine, and by 3rd month, I'm back to the grind working at another corporate. Still making same pay but I decided to take it one step at a time as I can walk away at any time and no longer subjected to the shackle of employment salary.
3 months into post retirement new career, I do missed that few months break but I learned something. I need to plan alot more ahead for the full time retirement and walk away from it all when the time comes.
Partly because I still have the option where some MNcorporate don't mind the age but it does reduce the opportunity as one hit above 50.
So yes, for me... Going full retirement away from decades of set corporate routine does required some withdrawal process...mentally...
Nonetheless it's not that there are nothing much thing to do, the question is are you ready to embrace it when it comes electively. Unlike one being kicked out at 60 where you have no choice etc.