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 FI/RE - Financial Independence / Retire Early

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BboyDora
post Feb 3 2023, 03:54 PM

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QUOTE(raynmann @ Feb 3 2023, 01:28 PM)
remember, landed house higher maintainence- roof leaking - water pipes and etc

more space to fill up with furniture and stuff

will eat up a lot of your money

at 60, i plan to move to condo
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you are trolling i guess. chinese proverbs got say " if got hair, no one want to be botak like Najib biggrin.gif biggrin.gif " (joking). got landed, who want to stay in condo.

more space to fill up with furniture....good la. takkan no space cramp like hong kong house only will happy right.

This post has been edited by BboyDora: Feb 3 2023, 03:55 PM
BboyDora
post Feb 3 2023, 03:56 PM

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QUOTE(prophetjul @ Feb 3 2023, 03:50 PM)
Ramjade is ok with that.  laugh.gif
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his house got garage. no need autogate
BboyDora
post Feb 20 2024, 10:54 PM

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QUOTE(Lil'Maine @ Feb 20 2024, 03:59 PM)
Hi There Sifu, is there a way Malaysians can invest in Singapore stocks to earn dividends? Could you let me know what platforms i can use to start exploring?
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CIMB Itrade.

I have. but didnt trade Singapore stocks at the moment because haven't got time to "study" their stocks yet. Just know few SREIT are recommended.
BboyDora
post Feb 20 2024, 10:55 PM

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QUOTE(Dividend Warrior @ Nov 28 2023, 09:55 PM)
Just did a tally today.
My annual dividends finally hit the S$40k milestone this year.
  rclxm9.gif

user posted image
Spending my dividends in Bangkok. biggrin.gif


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thats your channel some more.

BboyDora
post Apr 6 2025, 06:16 PM

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QUOTE(Sihambodoh @ Apr 5 2025, 08:11 PM)
Too many these kind of articles and too many here saying Malaysians need 5 million 7 million 10 million to retire.

The sad truth is not many can even see 1million let alone 5. Many also naively think they can work and earn high income until 60. Many also assume they can live until 90.

Many don't know what it takes or what needs to be sacrificed to get that amount. Even if you are willing to, it's not guaranteed.

But it's nice to dream.
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totally agree.

some can't even have the chance to live till 60 years old. Suddenly earthquake, sink hole appear and claim lives (like in Korea recently and in Malaysia) , gas explosion etc etc... enjoy every moment you have. I dun have this retire mindset, guess im going to be slave worker till i gone.

I almost see my creator during Covid time. what the point of working hard to retire when you are not sure you got the chance to "retire". But I dont mean a person should blow all the money away and spend like there is no tomorrow or take loan like crazy and fell into the high debt. Just enjoy the life

thats my POV. everyone is different k.

This post has been edited by BboyDora: Apr 6 2025, 06:18 PM
BboyDora
post Aug 25 2025, 10:15 AM

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QUOTE(romuluz777 @ Aug 25 2025, 07:37 AM)
I don't believe in living a B40 / frugal life while having millions growing in investments, while saving for the children. Money is meant to be spent having a comfortable, high quality lifestyle as a journey through life.

Give the children a decent upbringing and education and then let 'em swim on their own.
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I second that

BboyDora
post Oct 29 2025, 11:06 AM

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QUOTE(jasontoh @ Oct 29 2025, 10:54 AM)
Yea, same here. Although I don't claim to love traveling, in fact I don't really like it, just go for the sake of family trip
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Yes. well said. it's not about the travelling or the place you enjoy. It's who you want to spend time with and creating the memories together with.

BboyDora
post Oct 31 2025, 12:42 AM

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QUOTE(Ramjade @ Oct 30 2025, 02:31 PM)
20 days. Only. I make sure to take all. Like you said stupid to not take leaves and work for free.
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dont forget to take all the MC too. In employee handbook and Letter of Offer , it's mentioned "...entitle 28 days MC".. . Our entitlements as an employee. Even Labour Office will side us if I took all the 28 days in a year.

just joking as I now too old to be employed. tak da boss want me.

 

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