This kind of article really suck ... what the narratives they tying to spin... they factored in inflation but assuming zero returns/interest on that pot over next 20-30 years.... even a measly 3.5% at 2% inflation over 20 yrs of 15.7k monthly withdrawals, the pot still have 1M balance at 20th year.

Just saw this in YT.

https://youtu.be/qCagXXSpjP4?si=jiWoev3QYnWuHL6h

Early retirement looks easy — until you’re actually living it.
When I left corporate life at 47, I thought it would be simple. Seven months later, I’ve realised it’s peaceful and fulfilling — but also more complex than I ever expected.

In this video, I share what I’ve learned through the four phases of retirement — from the honeymoon stage of freedom, to adjusting to a new rhythm, to finding meaning and purpose through Ikigai Living SG.