lolz my account been abandoned for nearly a year.....how u guys doing with SAMY? How's the gain so far?

close to 33% gain for a 2-year period.

sounds good
thinking to move to more conservative investment than crypto but yet aggressive enough to hv +10% per annum.

We are spoiled by 2019-2020 returns... 10% p.a. is rare case scenario.

Be happy with 2% p.a. after inflation.

inflation...indeed...thats what make me worry, inflation has no bull market

2% ah.. can pretty much get that with EPF already... no need think so much where to invest

even if really looking for just 5% returns, can't really expect a 20-year old to invest the bulk of his extra money in EPF right?

App is the same the only difference when you open account make sure registration country and ID is correct as per local regulations

Hi. want to ask normally buy order will be based on previous day closing price or current price when market opens?

Anyone having their deposit rejected these few days? I've been depositing every week at the same amount until last week when my funds get rejected. Today is the 3rd time I'm trying, but seems like the fund gonna get return back to my bank account again

What reason they give?

No reason given. Just stated there fund rejected and credit back to account.

Contact their customer support. they reply quite fast.

Okie. I've just sent an email over.

When your deposit is processed, SA calculates the quantities of the individual funds to buy based on the previous closing price. The price SA actually buys it at will depend on the current price when market opens.

Detailed info at https://assets.stashaway.com/documents/my/S...tion-Policy.pdf

Great info. Thanks

Based on your deposit size it will be executed with 2 or 3 buy order prices with market prices upon opening as closing prices is only used as a guide for SA to allocate the deposits and calculate the guided buy order price which is only the broker will receive to process and not necessary will be the guided price due t9 market as it can be higher or lower which is why SA only terms it as Best Execution Price with multiple factors in place and it will be buying until 99% of deposits are allocated to ETFs and 1% is cash to cover your monthly fees

SA is only a asset allocator just like most investment banks which the buy order has to be bought using a broker through a trustee holding system

Take a longer view, recently Stashaway is underperforming SP500 due to KWEB. You can do backtest of a few years or you can see graph like this:


You can argue until the cows come home but to me, I take it as it will match SP500 eventually. Otherwise I will dump it.

In a very long run, stashaway SHOULD underperform pure equities index.

Stashaway is good at controlling volatility. But if we have cheap access to foreign equities and ETFs, it's definitely a good idea to skip stashaway and go all in on say VWRA.

Skip stashaway?

You mean, no point investing in SA now?