after considering various options, this is the best. Especially for international holdings.

Hey guys, is it normal for your initial investment to take a long time to process? Scheduled a deposit on 4 June 2021, until now still "Processing" and not showing up in portfolio. Bank already confirmed the transfer.

maybe the delay is caused by 5,6 = weekends & 7 = PH....?

Yes, on top of 2-3 business days to process funds there's another 2-3 business days to open nominee account. Since it's your first investment, they must open up nominee account for you before they consider it "received" in their app.

5 - 6 June: Weekend, no processing
7 June: Holiday, no processing.

This post has been edited by DragonReine: Jun 10 2021, 01:08 PM

Ah okay, good to know. Yeah just wanted assurance. Thanks guys!

Market commentary 08 June 2021 is released.
https://www.youtube.com/watch?v=-uS0dYbtHQE

Is this SA give dividend? How frequent or how much normally?

Depends on the ETFs in the portfolio, some ETFs give monthly (bonds and fixed income ETFs), some give "incidental" which is once a year.

As for how much, I'll give perspective:

BNDX (fixed income) is around USD 57 per unit currently, their monthly dividends on average is USD 0.03 (3 cents) per unit.

EMB (government bonds) is around USD 112 per unit, their monthly dividends is on average around USD 0.24 (24 cents) per unit.

Summary? Don't rely on dividends in SA, if you want growth it'll usually be capital gains based (unit prices rising), not dividends. Even the lower risk portfolio gains are mostly from unit prices rising but slowly. You want dividend based investment better to invest in EPF/ASB/SSPN.

You lose money when ETFs pay dividends, coz of 30% withholding tax.

Dividends are only good thing in MY SG HK

Don’t expect a lot as Equity based ETFs will gives you on average 0.25% of dividends

What you need to look for gains in the unit pricing more important than dividends itself

If you want dividends you will better off buying REITs like IYR and VNQ directly

Btw, IJR and AAXJ dividends payout by next week into SA portfolio

If you want dividends, go to the Singapore REITs. There is no tax on didvidends for malaysians.
In US you still get taxed 30% for any dividends given.

Thank you all for the information

US purchased ETF will definitely have the 30%?
Is there ETF that have growth type so that the dividend is reinvested?

Search for the etf thread instead. It has been discussed in there many times.

US listed ETFs macam cannot reinvest dividends.

You can try find a broker that let you buy Irish-domiciled ETFs listed on London, try like Interactive Brokers, Tradestation Global, or CGSCIMB Prosperus.

They have ETFs like VWRA that reinvest dividends, very popular among Singaporeans.

Replying myself ... finally went through 700+ pages ... 80% talking about DCA vs lump sum lol ... Guess i'm ready to start small ...

This post has been edited by GymBoi: Jun 13 2021, 06:36 PM

Ok set up everything liao ... want to download the app now .. just want to confirm with u all the app is by Asia Wealth Platform PTE LTD? Sounds Singaporean ... ya I know they are from SG but coz I'm on VPN so sometimes those region thing get messed up.. got MY and SG accounts right, just making sure not to download the wrong app .. thanks!

better get someone to sent you the referral link and code...
both of you are entitled to a 6-month management fee waiver, for up to RM 30,000 of assets under management.

Referral Programme
https://www.stashaway.my/faq/360009324953-referral-programme

This post has been edited by MUM: Jun 14 2021, 12:03 AM

That’s the company name for stashaway before they decided on product name.

wow salute you for going through the 700 pages.

I think there was one there where Stashaway MY has this glitch where it emptied some depositors' accounts, you can skip that one too, easily 20 pages there.