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> StashAway Malaysia, Multi-Region ETF at your fingertips!

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yklooi
post Feb 28 2020, 08:43 AM

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QUOTE(UsernameCopied @ Feb 28 2020, 08:35 AM)
Not sure if this is a mini recession or the start of an actual recession cause, I myself have been waiting for one. Wondering if I should cash out now and wait till it drops more before reinvesting it back.

So far.. I'm broke even. No loss, no gain.
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not sure how many % of your war chest are sitting in reserves "waiting" for that thing to come against your "exposed" money in the Eq mkts.
just my take,...
if I have only 10% sitting in the war chest but 90% "exposed", I would not call myself in the "waiting" position.
if I have 90% in the war chest but just 10% "exposed", I would not call myself in the "waiting" position but "had been waiting" position.


yklooi
post Feb 28 2020, 08:50 AM

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QUOTE(UsernameCopied @ Feb 28 2020, 08:48 AM)
I'm the latter... money in hand, waiting for the world to crash and burn and pick up stock for cheap
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ok, noted...
with so little cash "exposed" now ....still Wondering if you should cash out now and wait till it drops more before reinvesting it back?

yklooi
post Mar 8 2020, 07:12 PM

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QUOTE(palm05wince @ Mar 8 2020, 06:58 PM)
Just started 2 months ago. Currently doing weekly DSA equally into conservative portfolio (6.5% & 10%) and aggressive portfolio (22% & 26%). Should i just stick to one?  confused.gif  rclxub.gif
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wow you have 4 portfolios...

there were recently a similar post but only mentioned 2 portfolios....
can try read comments from page 202, start from post 4026...

hope it can provide some info while you wait for responses...

yklooi
post Mar 10 2020, 01:03 AM

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QUOTE(BacktoBasics @ Mar 10 2020, 12:05 AM)
I think if readjusting / lowering the risk levels are considered locking in the losses?
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depends on how you see it...
it could be preventing it from more rapid losses. tongue.gif
it could also be reorganise your asset to fight on another "rally" days

to me, if you stay invested in the markets, be it moving to less riskier level, you will still have a chance to recover your losses.....


yklooi
post Mar 10 2020, 08:26 AM

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QUOTE(BacktoBasics @ Mar 10 2020, 08:16 AM)
Continue to DCA icon_idea.gif
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If you are doing that... Good for you...
But some forummers would not agree with that at this period in time... For they may prefer to sailang now as it is low n some would just go for fi assets....
No right or wrong, just individual, s preference.
yklooi
post Mar 10 2020, 08:43 AM

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QUOTE(BacktoBasics @ Mar 10 2020, 08:31 AM)
Just another question.... FI wont be affected ?? such as bond funds? IR going down, bond prices goes up?
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"most" of the time historically.... When in volatile time, FI goes up.
When interest rate goes down FI goes up too

This post has been edited by yklooi: Mar 10 2020, 09:07 AM
yklooi
post Mar 10 2020, 08:55 AM

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QUOTE(xcxa23 @ Mar 10 2020, 08:48 AM)
Interesting
Which FI?
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QUOTE(GrumpyNooby @ Mar 10 2020, 08:49 AM)
I also want to know which FI too.
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In SAMY.... Just select the lowest risk level n let SAMY do the selection for you,
yklooi
post Mar 15 2020, 08:07 AM

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QUOTE(solstice818 @ Mar 14 2020, 09:40 PM)
Am talking about the portfolio result for both platform that I hold. not the entry price in general.
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QUOTE(solstice818 @ Mar 14 2020, 11:06 PM)
Yesterday, one was +5% (Wahed) while SA is on -22%. Started both together.

To me, one complement another. Please do due diligence.
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"Platform results of your own portfolio that started together and now one is having a +5% and the other is -22%"
that is a returns variance of 27% .
mind sharing?......

1) are they of almost similar risk level selection or are having almost similar FI:EQ ratio?
if answer to Q1 is "NO"...stop addition below question, BUT if "YES", please proceed to continue at Q2

2) Any addition top up was done?
if answer to Q2 is "NO"...stop addition below question, BUT if "YES", please proceed to continue at Q3

3) are top up done to both of them that are of the same value and at the same date?
if answer to Q3 is "YES"....stop addition below questions, BUT if "NO", please proceed to continue from Q4

Q4 (answer just 1 of them)
4a) do you do any top up to just 1 of them only?
4b) or top up both of them but on different date?
4c) or top up both of them at the same date but at a huge amount variance in ratio?

mind sharing?
what is "the exact date" that you entered both the platform?
(this would be useful for non believers of your postings to email to the respective platforms for "investment since then result" confirmation purposes if needed."


This post has been edited by yklooi: Mar 15 2020, 08:54 AM
yklooi
post Mar 15 2020, 08:58 AM

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QUOTE(solstice818 @ Mar 15 2020, 08:34 AM)
I will just keep it short. Both started on the same day and top up were also done on the same day. The vast difference is due to SA holding a big portion of US and EU equities.

Anyway, I don't need to prove to the "non believers" anything. Anyone holding both platforms will tell you the same thing albeit with a slight difference in the % in terms of profit and loss. A read of Wahed Thread will probably give you some idea as well.

If you really keen to know the result, test it out with RM100 in both platforms.
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thanks for replying...
but during the current global markets crashing....even those NON US and EU markets are not spared too right?
thus even Wahed should not be spared to a 27% variance right?
slight different I believe is "YES" it is possible, but if it is to be at a 27% variance.....then could it be this?

is there any variance in the risk level selection or FI:EQ ratio selection variance of your portfolio between SA and Wahed?

added image....
see the composition of US/EU market in SAMY and WAHED portfolios...depends on what you select.

This post has been edited by yklooi: Mar 15 2020, 10:06 AM


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yklooi
post Mar 15 2020, 09:08 AM

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QUOTE(MNet @ Mar 15 2020, 09:04 AM)
why their algo will not changed to adapt to current situation?
laggard?
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maybe because of this?

What Should You Do About Last Week’s Market Correction?
by Freddy Lim
Co-founder and CIO
02 March 2020
https://www.stashaway.my/r/what-you-should-...rection-nothing
yklooi
post Mar 16 2020, 09:46 AM

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QUOTE(tehoice @ Mar 16 2020, 09:15 AM)
if such fiscal policy cant help, what do you think may help?
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hmm.gif if even with that kind of firepower cannot helps.....
m'sia mkts will have to just sit a wait .... brows.gif brows.gif
yklooi
post Mar 16 2020, 10:35 AM

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QUOTE(stormseeker92 @ Mar 16 2020, 10:26 AM)
once all the dust settles. do you think the stocks will gradually go up steadily for 1 2 years
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if you mean Dow Jones,...then see this chart....



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yklooi
post Mar 19 2020, 01:22 PM

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QUOTE(fjoru103 @ Mar 19 2020, 01:18 PM)
I don't have big money like everyone here in StashAway, and it is first time got negative return, still will attempt DCA small amount
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thumbsup.gif
pls ensure that the money for investment are money that you will not need to touch for some 3~5 yrs and you had emergency fund of at least 6 months compiled....
yklooi
post Mar 19 2020, 10:37 PM

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QUOTE(SillyKoala @ Mar 19 2020, 09:58 PM)
user posted image
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maybe it will continue to drop for some time,
maybe it will stay stagnant for some time,
maybe it will recover,
anyway, this is not the first time it happened nor will it be the last time it will happens.....



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yklooi
post Mar 20 2020, 11:43 AM

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QUOTE(!@#$%^ @ Mar 20 2020, 11:40 AM)
usd to myr is 4.41 now
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OT...
thanks good ness, my family is not planning to US this year...
most probably to Thailand & Spore....
how is the movement of the currencies of that 2 countries?
is about the same YTD?
yklooi
post Mar 20 2020, 02:49 PM

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USD stronger than MYR now....shouldn't that "better" for holdings in SAMY....???

yklooi
post Mar 20 2020, 03:32 PM

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QUOTE(tadashi987 @ Mar 20 2020, 03:25 PM)
but not good your deposit since you buy less now?  ohmy.gif
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but if your deposit in SAMY was in USD, then better or not?
yklooi
post Mar 21 2020, 02:56 PM

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QUOTE(wongmunkeong @ Mar 21 2020, 02:54 PM)
it's real bro - i did it for my team member (newbie) and his also GBP
also, above feedback screen snapshot shared by fellow forumer
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are they in "Shariah" option too as per shared by the forummer?
yklooi
post Mar 24 2020, 12:46 PM

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QUOTE(stormseeker92 @ Mar 24 2020, 12:39 PM)
Buy as much money you can spare to lose right now. and wait 1 2 years.
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I know what you meant, but just to "kacau you" only... notworthy.gif

some will question you with these,
why throw money into a pit when it has not stabilize yet?
now may be a falling knife situation.
there are more drops coming when the quarterly fiscal financial performance report sessions...
etc etc... devil.gif devil.gif
yklooi
post Mar 24 2020, 12:54 PM

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QUOTE(stormseeker92 @ Mar 24 2020, 12:51 PM)
Well that's investing for you. lmao. I always imagine what I invested in SA already burned to the ground already. so it so happens as such, I already set my mind to accept that.
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thumbsup.gif this is a good POV/mindset...

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